Mufti Finance

16/06/2026

HOW WOULD YOU SPEND $4,500 IN EXPERIENCES? 💭✨

Imagine this…

🎤 Front row concert tickets
💆 A full spa weekend reset
✈️ A spontaneous getaway
🍽️ Fine dining nights out
🌏 Or a luxury escape somewhere unforgettable

With a AUD $4,500 Luxury Escapes gift card (or $4,000 cash), it’s all possible.

👉 Enter now: https://loom.ly/l8dr0is

Tell us below… what would YOU do first? 👇

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

16/06/2026

🚨 RBA keeps cash rate on hold at 4.35%

No change from the RBA this month.

The cash rate remains on hold at 4.35%, while inflation continues to be closely monitored by the Board.

Although conditions remain largely unchanged for now, many borrowers and business owners are still navigating ongoing cost of living pressures and uncertainty around what may come next.

So what now?

Fix for certainty?
Stay variable for flexibility?
Or structure your loan to balance both?

Instead of focusing solely on each rate announcement, it may be worth checking whether your current loan structure still aligns with your goals.

Always speak to a finance specialist before making major financial decisions.

Reach out if you'd like to review your position.

14/06/2026

If you’re ready to explore how these reforms could work in your favour - then let's have a conversation about your specific situation and map out your next strategic move.

13/06/2026

The average person blinks 14 to 17 times per minute.

12/06/2026

Think a 5% deposit and lender approval means the hard part is over?

For many, reality hits in year 1, when strata levies, power bills and surprise repairs can reduce your buffer faster than expected.

Some lenders may use benchmark expenses such as HEM and apply serviceability assessments influenced by prudential expectations.

However, real world spending can be higher than these benchmarks in some cases, and that gap may affect how comfortably you manage your budget.

This month we’ve outlined:
• 5 common cost areas new homeowners sometimes overlook
• How rate rise stress tests can impact your buffer
• 5 general approaches some buyers use to create a bit more breathing room in year 1

Looking to see a full breakdown of what year 1 can cost and how to position yourself to build resilience?
👉 Download the full article here.

https://loom.ly/tP5GsBA

09/06/2026

New analysis: How construction timelines interact with the Budget's property tax changes ⏰

The Federal Budget introduced significant changes to property tax settings. For those considering new builds, understanding how construction timelines align with the reform implementation could be valuable.

Our latest article breaks down:�
✅ Tax reform timelines and construction settlement dates�
✅ Depreciation data deductions for new builds vs established�
✅ Supply forecasts and builder due diligence considerations�
✅ Different market dynamics for investors vs first home buyers

�Educational content to help you understand the changes - not recommendations on what to do.

📥 Download the full analysis.

https://loom.ly/i76pdxA

Disclaimer: This is general information only and does not constitute financial advice. Individual circumstances vary and outcomes will differ. You should consider whether any strategy is appropriate for your situation and seek independent professional advice, including tax and financial advice, before making any investment or property decisions.

07/06/2026

Happy King's Birthday long weekend to our friends in NSW, VIC, SA, TAS & NT!🌟

Let’s make it fun. Can you fit one new adventure, one guilty pleasure and one extra hour of sleep into this long weekend?

Share your wins in the comments and let’s inspire each other to make the most of these extra hours we are not spending at work. Who says holidays are just for rest? 😉

07/06/2026

Banks never get lost… they always follow their interest.

06/06/2026

That’s one of the biggest finance myths I’m seeing right now… and it’s catching a lot of people off guard.

Lending has changed.
Policies are tighter
What worked a couple of years ago doesn’t always stack up today.

I’ve broken down the top finance myths in a short guide so you can avoid the common traps.
Download it here 👇

https://loom.ly/MXQlPjs

04/06/2026

This World Environment Day, let’s make eco friendly choices part of our daily routine. Here are three simple ways to make a difference:

1. Skip single use plastics and choose reusable alternatives
2. Plant something green, even a small pot at home
3. Take a moment to appreciate and protect the nature around you

Every action, no matter how small, adds up. Share one thing you’re doing today to care for our planet! 💚