Rachael Mallory, Style Home Loans

05/08/2026

Did you know your bank is probably charging you a "loyalty tax" right now? 🏦💸

Lenders offer their best rates to NEW customers to win them over. Meanwhile, loyal customers who've been with them for years can pay up to 0.5% more - that's what the RBA calls the "loyalty tax."

The good news? Switching is easier than you think.

✅ We compare your current rate against 50+ lenders
✅ We handle the paperwork
✅ Most refinances settle in 4 weeks
✅ No obligation, no cost to find out

When was the last time you checked your rate? DM us or call 📞 0407 756 650 to get your home loan health check today.

31/07/2026

Different sunsets. Same question - is it time for your next move? City. Coast. Country. Somewhere in between. 📞 0407 756 650

16/07/2026

When their bank said no, they thought their plans had come to an end.

Their real estate agent suggested they speak with us before giving up.

We reviewed their circumstances and found a lender whose lending criteria better suited their application.

Their loan was approved, they settled the sale of their family home, and they moved on to the next chapter of their lives.

Sometimes the first answer isn't the only answer.

06/07/2026

Our community is growing...

Have you had your say about where future homes and jobs should go?

Lockyer Valley Regional Council is currently seeking community feedback as it plans for the future of our region.

Whether you're a homeowner, renter, business owner, farmer, or simply someone who loves living in the Lockyer Valley, this is an opportunity to have your voice heard. The feedback will help inform where future homes, jobs and supporting infrastructure could be located as our community grows.

At Style Home Loans, we're passionate about helping people achieve their property goals, but we're equally passionate about supporting the communities we call home. If you haven't already, we'd encourage you to take a few minutes to learn more and share your thoughts.

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Council seeks community feedback on locations for future homes, jobs Date: 30 Jun 2026, 10:21 am Categories: Media Releases With the Lockyer Valley projected to swell by 24,000 people in the next 20 years, Council is calling on the community to have its say on where new homes and jobs should be loca...

06/07/2026

This really is such a lovely community to be part of.

On Thursday evening we announced the winner of our Laidley Show family pass giveaway, and in a beautiful act of kindness, they chose to gift the tickets to another local family who had also entered the competition. Moments like that are a wonderful reminder of what makes our community so special.

On Saturday afternoon we headed out to the Laidley Show ourselves. Even though we have plenty of paddock pets and chickens at home, one very excited little person still wanted to spend time saying hello to all the baby animals in the petting zoo. We stayed there for quite a while before ducking home to grab some warmer clothes and heading back for the fireworks.

A huge thank you to the Laidley Show Society for another fantastic event, and to the team at Raine & Horne for sponsoring such a great fireworks display. It was a wonderful way to spend time together and celebrate everything that makes our local community so special.

💙 We love being part of the Lockyer Valley community.

03/07/2026

If you've been watching the news lately, you'd be forgiven for feeling overwhelmed.

Every day there's another headline about house prices, interest rates, affordability, negative gearing, CGT, or what the property market is supposedly going to do next.

The truth? The goal posts have shifted. There's no denying that. Everyone else is asking, "What's the market doing?" We're asking something different. "What do you want your life to look like?"

Maybe you're dreaming of a tree change where the kids have room to run.

Maybe it's a sea change you've been talking about for years.

Maybe you love where you live and renovating makes more sense than moving.

Or perhaps you're wondering whether buying your first home is within reach.

At Style Home Loans, we help everyday Australians cut through the noise and decision fatigue by looking at your personal circumstances—not someone else's headline.

We'll show you what's possible, what might need to change, and what your options really look like.

Remember, Markets are cyclical. Confidence shifts. Interest rates move. Government policies change.

But your next step shouldn't be driven by fear—it should be guided by your personal goals and what's possible for your circumstances.

Don't let negativity or media hype convince you to put your dreams on hold before you've explored your own possibilities.

Your goals deserve more than a headline.

They deserve a plan.

📩 If you've been wondering "Can we actually do this?", let's have a conversation.

26/06/2026

🥇 Time to announce a winner 🥇

We used the wask co website to randomly pick the winner and we are happy to announce Jo Pearce has won the Laidley Show Giveaway.

🎆 LAIDLEY SHOW GIVEAWAY 🎆

We're excited to be giving away unlimited ride armbands for 1 local family at this year's Laidley Show!

The winning family will receive up to 4 unlimited ride armbands so you can enjoy an afternoon of rides, laughs and memories together.

To enter:
👍 Like this post
❤️ Follow our page
💬 Tag who you're going to the show with

We’re passionate about supporting local families and staying connected in our community.

Entries close at 5:00pm on Thursday 2 July.

Winners will be selected at random from all eligible entries and announced on our page shortly after closing.

Please note:
✔️ Winners must be able to collect their armbands from Laidley
✔️ One entry per person
✔️ This promotion is not sponsored, endorsed or administered by Facebook

Good luck! 🎡🎠🎆

24/06/2026

Ever wondered how your credit file impacts your ability to borrow money?

We’re currently planning a series of free information sessions for first home buyers, growing families looking to upgrade, and homeowners considering downsizing.

One thing we’ve learnt over the years is that many Australians aren’t taught how credit reporting works, how lenders assess applications, or what can unexpectedly impact their ability to borrow when the time comes.

We’re bringing together a credit specialist, real estate professional and finance broker to share practical, real-world information in a relaxed and supportive environment.

Before we finalise the topics, we’d love to hear from you.

What would you like covered?

Would you like to know more about:
🏡 Buying your first home?
📊 Understanding your credit file?
💰 Saving a deposit?
📈 Borrowing capacity and lender requirements?
🏠 Upgrading to a larger home?
🌿 Downsizing and planning your next move?
🤝 Buying after separation?
💳 Credit cards, BNPL and personal loans?
📋 What lenders are really looking for?

Pop your questions or topic ideas in the comments. We’d love to create sessions that answer the questions that you are thinking about (or asking CHATGPT about) 😊

We are considering both online and in person events.

Information only. No question is too big, too small or too embarrassing - if you’re wondering about it, chances are someone else is too. Happy to accept DM’s

22/06/2026

If you are in Laidley, we have just paid for the next 10 coffees at Evolve. Grab yourself a hot drink this morning.

Evolve Coffee Co. 107 Patrick Street Laidley 4341

22/06/2026

FY27 Home Loan Review Checklist

When was the last time you reviewed your home loan?

Before another financial year slips by, take 60 seconds and check these off:

☐ Do you know your current interest rate?

☐ Have you compared your rate against current market offers in the last 12 months?

☐ Do you know how much interest you paid last financial year?

☐ Have you checked whether your lender has increased or reduced rates recently?

☐ Do you know the current value of your property?

☐ Do you know how much equity may be available?

☐ Are your repayments still aligned with your financial goals?

☐ Are you making use of an offset account if one is available?

☐ Do you have the right loan structure for your current season of life?

☐ Have you reviewed your home loan with a broker in the last 12 months?

If you answered "No" to more than two of these questions, it might be time for a home loan health check.

The biggest debt most Australians will ever have shouldn't be left on autopilot.