Westend Lending

Westend Lending Finance & Mortgage Broker
Adam Chavolla | passionate about helping others achieve their potential through finance. Getting the right deal for everyone.

Helping finance First Home Buyers, Investors, Refinances, SMSF, Trusts and business assets.

Im all for the questions. Better to ask than to assume.
17/05/2026

Im all for the questions. Better to ask than to assume.

11/05/2026

You wont know what situation you’re in until you have someone else look at it 👀
I had a client reach out, not sure if he was going to be able to purchase a home. Long story short…
- I saved him paying +$60k in a deposit
- I saved him +$22k in stamp duty
- I cleaned up some spending habits that would of had the banks saying “no way”
- I packaged his application the way the bank likes seeing it for a quick and easy approval.

He had so much doubt on our initial conversation we almost didn’t start the process at all. I told him to trust me and to trust the process and we got him and his new purchase over the line. And he’s still got +$80k cash in his back pocket 🙌
Reach out for a chat and let’s see what’s doable for your next purchase.

05/05/2026

The 3rd hike since February, and it's a strange one. There's 3 questions you should be asking yourself after this +0.25% increase. Stay tuned after my little dummy spit for all 3 and a bonus 4th 😆

This now means 3 hikes have wiped out the 3 cuts of 2025 and this time the RBA board voted 8 to 1.

Last week's headline inflation was 4.6% almost entirely on fuel but the underlying number the RBA actually targets barely moved.
They hiked anyways...

Here's why in their own words "Higher fuel prices are adding to inflation and there are indications this is likely to have second round effects on prices for goods and services more broadly."
Translation: the fuel shock has happened and they're hiking to stop it spreading.

The RBA can suppress borrowing but they can't suppress the need for shelter. Higher rates don't close the gap they widen it.

21/04/2026

Rentvesting. Whys it so popular these days? First home buyers that are realising early that they can’t afford the SYD market aren’t letting that stop their dreams of owning property. They’re compromising through the Rentvesting strategy

09/04/2026

Concerned about the future of property for your kids and wondering how you can help them buy their first home? This one’s for you

03/04/2026

Fact or Myth? Credit cards improve your borrowing power…

30/03/2026

I sat down with Adam at Reynolds Bryant Real Estate to give my take on borrowing capacity. Here’s 3 tips to consider.

1. Income. Pretty obvious one there but very much over looked. Anything from a pay rise to consistent casual income will help out.

2. Reduce existing debts. Credit cards are the focus here. Banks rule of thumb is usually anywhere from 3-5x your credit card limit that gets taken off of your borrowing capacity. Get rid of these if you have the means to.

3. Documentation. Can cause some confusion but a point to raise around borrowing capacity. The point here is that if you don’t have the necessary documents to go for a full doc loan, alternative options are your go-to. However, the interest rates are higher and therefore could limit you on your borrowing capacity. So have your ducks lined up with your accountant before going for a loan.

24/03/2026

“You need 2 years ABN to get a home loan…” ❌ WRONG
Been knocked back by a bank because your ABN is under 2 years? Here’s the truth 👇
There are ways to get approved as a self-employed borrower with less than 2 years history - you just need to know the right lenders and what they want to see
I help business owners get loans when the banks say no.
📩 Message me and let’s map out your options.

20/03/2026

Here’s why you should choose a broker over speaking to the bank

09/03/2026

Should you use a mortgage broker?
I sat down with Adam Bryant from Reynolds Bryant Real Estate for a Q&A
Here's a snippet from our session

Address

Picton, NSW
2571

Telephone

+61466664078

Website

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