Core Wealth Finance and Financial Planning

Call Directions Website Contact the business

Core Wealth Finance and Financial Planning Mortgage broking and financial planning for Perth homeowners, professionals and families ready to review, refinance or plan ahead.

Based in Hillarys, WA, Core Wealth brings mortgage broking and financial planning together to help clients make confident decisions about their lending and long-term financial future. Our finance team helps Perth homeowners and investors review existing loans, refinance, purchase property, consolidate debt and explore lending for lifestyle or business needs. We look beyond the interest rate to consider loan structure, repayments, equity, borrowing capacity and what you are working towards. Our financial planning team supports professionals, business owners and people preparing for or navigating retirement with tailored advice across wealth management, superannuation, retirement planning and long-term strategy. Whether you are reviewing your home loan or planning the next stage of life, Core Wealth helps you understand the bigger picture and move forward with confidence. Find out more at corewealthfp.com.au

30/09/2026

Sometimes the signs are subtle. Sometimes they’re written in the clouds. ☁️

If it’s been a while since you reviewed your home loan, now could be a good time to check whether your rate, structure and features still suit you.

A quick home loan review can help you understand what’s working, what could be improved, and whether there are better refinancing or mortgage options available.

Based in Hillarys? Speak with Natalie and the Core Wealth Finance team.

What does Natalie look for before recommending a lender?Probably not what you think.The first question isn’t “Who has th...
30/09/2026

What does Natalie look for before recommending a lender?

Probably not what you think.

The first question isn’t “Who has the lowest rate?”
It’s “What does this loan need to allow you to do next?”

Maybe you want to renovate in a few years. Buy an investment property. Keep more cash accessible. Reduce repayments. Build equity. Or simply have a loan that doesn’t become restrictive when life changes.

That bigger picture matters.

Natalie looks at how different lenders assess your circumstances, what flexibility their products provide, the features you’ll actually use, the overall cost of the loan and whether today’s decision could affect tomorrow’s options.

The goal isn’t just to get a loan approved. It’s to choose finance that makes sense for where you’re going.

Want to know what your next move could look like? Book a call with Natalie using the link in our bio.

🔗https://corewealthfp.com.au/book-a-call/

23/09/2026

Proud to have supported such a special night celebrating the talent of Sacred Heart College, Sorrento, WA music students. 🎷✨ Congratulations to everyone involved in Jazz n’ Shiraz!

Have an HSBC home loan? You don’t have to wait and see what happens next.With HSBC’s Australian retail banking business ...
17/09/2026

Have an HSBC home loan? You don’t have to wait and see what happens next.

With HSBC’s Australian retail banking business preparing to close and its home loan portfolio expected to transfer to Pepper Money, borrowers may be tempted to simply sit tight until the change happens.

But you can explore your options now.

That could mean reviewing your current rate, loan structure and features, understanding your equity position, and seeing how other lenders may assess your circumstances.

You may find your existing loan still stacks up well. Or you may discover there’s a better option available before the transition takes place.

The point isn’t to refinance for the sake of it. It’s to make an informed choice, rather than have the next step chosen for you.

Book a call with Natalie and see what your options look like now.

🔗https://corewealthfp.com.au/book-a-call/

This R U OK? Day, take a moment to check in with the people around you at work, at home and in your community.You don’t ...
10/09/2026

This R U OK? Day, take a moment to check in with the people around you at work, at home and in your community.

You don’t need to have all the answers. Start the conversation, listen, encourage action if needed, and remember to check in again.

A simple “Are you OK?” could be the start of a conversation that truly matters.

What does a home loan review actually involve?It’s more than a quick check of your interest rate.A loan review looks at ...
26/08/2026

What does a home loan review actually involve?

It’s more than a quick check of your interest rate.

A loan review looks at how your mortgage is working as part of your broader financial position, including:

• your current loan structure and features
• repayments and how they fit with your cash flow
• the equity you may have built in your property
• your current borrowing capacity
• whether your loan still supports your plans and priorities

Your circumstances may have changed since the loan was first arranged. Your income, expenses, family needs or future goals may look different, and the lending options available in the market may have changed too.

A review does not automatically mean refinancing or changing lenders. It is simply an opportunity to understand where you currently stand, identify any options worth considering and make sure your loan is still structured appropriately for what comes next.

Not sure where to begin? Book a call with the Core Wealth Finance team.

https://corewealthfp.com.au/book-a-call/

Have an HSBC home loan? This could be a good time to review your options.HSBC has announced it will close its retail ban...
24/08/2026

Have an HSBC home loan? This could be a good time to review your options.

HSBC has announced it will close its retail banking business in Australia following a review. Its home and personal loan portfolio is expected to transfer to Pepper Money for servicing from the first half of 2027, subject to regulatory approval.

Rather than waiting until the transition is underway, now may be a smart time to review your current home loan, understand what alternatives are available and decide whether your existing structure still suits your needs.

You may ultimately choose to stay exactly where you are. But knowing your options now puts you in a stronger position to make that decision on your terms, rather than reacting later.

A loan review can consider your current interest rate, loan structure and features, repayments, available equity, borrowing capacity and whether your lending still supports what you want to do next.

If you currently have an HSBC home loan and would like an independent view of the options available to you, speak with Natalie and the Core Wealth Finance team.

There’s no need to rush, but there may be value in knowing where you stand.

Tax time can tell you more than whether you are getting a refund or facing a bill. It can also be a useful prompt to rev...
18/08/2026

Tax time can tell you more than whether you are getting a refund or facing a bill. It can also be a useful prompt to review your broader financial position.

Expecting a refund? Rather than letting it disappear into everyday spending, you may want to consider whether it could help you:

• reduce debt or make an additional mortgage repayment
• strengthen your savings or emergency buffer
• contribute to superannuation
• prepare for an upcoming expense
• move closer to a longer-term financial goal

Facing a tax bill instead? Planning ahead can help you manage the impact on your cash flow, understand your payment options and avoid putting unnecessary pressure on the rest of your finances.

Your accountant can advise you on your tax return and obligations. The Core Wealth team can help you look at what the outcome means for your mortgage, debt, savings, super and broader plans for the year ahead.

Supporting Our Lady of Grace School continues to be especially meaningful for the Core Wealth team.Our connection with O...
13/08/2026

Supporting Our Lady of Grace School continues to be especially meaningful for the Core Wealth team.

Our connection with OLG is a personal one. Director Scott has had three children attend the school, with Heidi currently in Year 6, and Senior Financial Planner James now also has a daughter attending.

Having also served six years on the School Advisory Council, including five years as Treasurer, Scott has seen firsthand how community support can help create valuable programs, resources and events for students and families.

We’re grateful to continue our involvement with the OLG P&F Business Community as a Gold Level Sponsor and to support a school that means so much to our team and the wider North Beach community.

29/07/2026

A little look back at our end of financial year celebration.

The Core Wealth team recently came together to celebrate another big year, reflect on what has been achieved, and recognise the hard work, care and commitment shown across the past 12 months.

Behind every client review, strategy meeting, lending conversation and financial planning recommendation is a team of people who genuinely care about helping our clients feel supported and confident.

Thank you to the whole Core Wealth team for another year of dedication, professionalism and teamwork.

Here’s to the year ahead!

Address

Suite F1, 45 Northside Drive, Hillarys
Perth, WA
6025

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61862433700

Website

,

Alerts

Be the first to know and let us send you an email when Core Wealth Finance and Financial Planning posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Core Wealth Finance and Financial Planning:

Shortcuts

Sponsored

Share

Category