Freedom Mortgage Broking Plus

15/05/2026

Affordable Personal loan is available with flexible repayment options.

05/05/2026

Interest rate update!!!!!

Today, for the third consecutive time, the Reserve Bank of Australia increased the cash rate by 0.25 basis points to 4.35%.

The cash rate is the benchmark rate that Australian lenders use to calculate interest rates. Typically, when the cash rate goes up, lenders often pass the rate increase to their customers. The same applies when the cash rate decreases.

What does this mean for variable interest rate mortgage holders?
In the next one or two weeks, you may notice an increase in your repayment amount up to $100, depending on your loan amount.
The current economic outlook for this quarter appears concerning, as inflation has slightly risen due to increased federal government spending. This rate increase is intended to mitigate inflation and global uncertainty.

In addition, high demand for houses, a low supply of established homes for sale and a drop in construction approval are making the housing situation worse.

An option is available to you.
We anticipate one or two additional interest rate increases before this financial year ends. It may be prudent and essential to consider the option of refinancing to a fixed rate to avoid paying any potential future interest rate hike.

I can help you evaluate the costs and benefits to determine if switching to a fixed rate is more cost-effective over the next one or two years.

If you have any questions or need further clarification, please don't hesitate to contact me at 0412934421 or [email protected].

29/04/2026

Business finance is available.

15/04/2026

Hi Perth,
As the cost of building or buying an established home continues to rise, Keystart has increased her 2% deposit property cap from $800,000 to $860,000.

This will enable first home buyers in Western Australia to enter the market with very low deposit requirement and buy or build a house that cost up to $860,000.

Contact me at 0412934421 or [email protected] if you are interested in learning more on how to get in.

I look forward to assisting you.

Michael Freeman
Credit Representative (533019) of BLSSA Pty Ltd.
ACN: 117651760
ACL: 391237.

13/04/2026

25/03/2026

Hi Perth,
Have you checked your credit score lately?

A low credit score or bad credit history may be impacting your ability to secure a loan.
However, having an adverse credit history is not the end of the road. There are credit repair options available that help you improve your credit score and qualify for a loan.

If you have credit issues, consider seeking help to repair your credit history from our credible Solicitor partners.

Contact me at 0412934421 or [email protected].

I look forward to assisting you.

Michael Freeman
Credit Representative (533019) of BLSSA Pty Ltd.
ACN: 117651760
ACL: 391237.

17/03/2026

Interest rate update:

Today, the Reserve Bank of Australia increased the cash rate by 0.25 basis points to 4.10%. The cash rate is the benchmark rate that Australian lenders use to calculate interest rates. Typically, when the cash rate goes up, lenders often pass the rate increase to their customers. The same applies when the cash rate decreases.

What does this mean for variable interest rate mortgage holders?
In the next one or two weeks, you may notice an increase in your repayment amount up to $100, depending on your loan amount. The current economic outlook for this quarter appears concerning, as inflation has slightly risen due to increased federal government spending. This rate increase is intended to mitigate inflation.
In addition, high demand for houses, a low supply of established homes for sale and a drop in construction approval are making the housing situation worse.

An option is available to you.
We anticipate one or two additional interest rate increases before this financial year ends. It may be prudent and essential to consider the option of refinancing to a fixed rate to avoid paying any potential future interest rate hike. I can help you evaluate the costs and benefits to determine if switching to a fixed rate is more cost-effective over the next one or two years.

If you have any questions or need further clarification, please don't hesitate to contact me at 0412934421 or [email protected].

I look forward to assisting you.

27/02/2026

Hi Perth,
As the Reserve Bank of Australia continues to caution the Federal government on its spending that is contributing to rising inflation, some of these housing schemes might come to an end soon.

It is time to act now and benefit from not paying Lender's Mortgage Insurance and little or no stamp duty using the Home Guarantee Scheme.

Please contact me at 0412934421 or [email protected] if you're keen on securing a spot.
Whether you're single or in a couple relationship, this scheme has something for you.

I am excited to hear from you.

24/02/2026

Hi Perth,
Have you checked your home loan interest rate recently? Due to a 0.25 basis point cash rate increase from the Reserve Bank of Australia, your loan repayment has increased.

If you're keen to explore more cost-effective refinancing options to reduce your loan repayments, contact me at 0412934421 or [email protected].

I am excited to hear from you.

LENDER FEES, TERMS AND CONDITIONS APPLY.

28/01/2026

Build or Buy a Home with Just 5% Deposit!!!!
Don't miss out on the federal government's first home buyer scheme to enter the property market as prices continue to rise!

This scheme allows Australian citizens and permanent residents to purchase or build their first home with just 5% deposit. No lender's mortgage insurance and stamp duty apply if you're building a home on a block that costs up to $300,000, and $500,000 for buying an established property.

Contact me at 0412934421 for more details if you're keen on securing a spot. Whether you're single or a couple, this scheme has something for you.

Hurry up before the spots run out.

12/01/2026

Unlock Your Dream Home and Financial Freedom With Your Trusted Mortgage Broker, Michael Freeman!

Are you ready to take the next step toward homeownership this 2026? Or perhaps you're looking to refinance for better rates?
I specialise in helping you navigate the mortgage maze and secure the best deals tailored to your needs, goals, and financial ability.

My services include:

🏡 Home Loans:
Whether you're First-home buyers, refinancers, and investors l have options for everyone!

🚗 Car Loans:
Come obtain finance to drive away in your dream car with competitive rates and flexible repayment terms.

🛠️ Asset Loans:
If you're seeking funding to purchase equipment, machinery, or other assets for business purposes, you're at the right place!

💰 Personal Loans: Whether it's for a vacation, renovations, buying furniture or paying unexpected expenses, l got you covered!

Why Choose Me?

✅ Expert Advice:
From an experienced broker to guide you through every step of the process and help you make an informed decision.

✅ Tailored Solutions:
I find loans that fit your unique financial situation.

✅ Exclusive Offers:
l have access to over 40 lenders, including the big 4 banks, and can find you affordable interest rates, special deals, Government Schemes for First-home buyers, flexible repayment options, and loan terms.

✅ Ongoing Support:
I will assist you throughout the loan process, from interview to settlement and provide post settlement support.

To Get Started Today!
📞 Call me at 0412934421 or 🌐 Visit [www.freedommortgagebroking.net] to book a free consultation

At Freedom Mortgage Broking Plus, Your Best Interest Is Our Utmost Concern.

Michael Freeman
Credit Representative (533019) of BLSSA Pty Ltd.
ACN: 117651760
ACL: 391237.