Plutology

22/04/2023

Veracity and virality so rarely coincide. This article does an excellent job of debunking a recently prominent myth.

A viral TikTok video claims to reveal a banking hack so you’ll “pay a big fat zero in interest”. Sadly, it’s not true. But extra payments now can save you thousands, as a finance expert explains.

11/07/2022

Similar sentiments were posted here last month, but ABC News explains them in much more detail.

For anybody considering or on , make sure the decision is well informed, and consider consulting a for advice.

Surging costs for everyday grocery items and fresh food, exorbitant prices for fuel and, to top it all off, pretty much every expert you listen to will tell you worse, far worse, is at hand when it comes to interest rates, writes Ian Verrender.

20/06/2022

The cost of many fixed home loans has more than doubled already (since 2021) despite much lower rises on variable products, to date at least.

Some indicators suggest the latter will catch up, which may well be true. However, several major foreign economies are at significant risk of tipping back into recession, and that kind of contagion can rapidly reverse forecasts for local conditions. This has happened several times in recent memory.

In the face of such uncertainty, it is important not to make a panicked decision. An assessment of personal circumstances is more relevant than ever, to determine whether fixing or negotiating a discount or refinancing is the optimal personal choice.

A broker can help with any of these outcomes — or just an informative discussion — entirely free of charge. And in the current climate, sooner is better than later…

22/07/2021

Great points. That is why regular loan reviews are so important to help tip the balance back in the borrower’s favour. If your rate does not start with a one, it is time to do something about it.

The cost of buying a home has increased by 130 per cent over two generations, leaving Generation X – those aged 41-56 years old – at risk of a looming debt disaster, a new report suggests.

19/05/2021

Great that are finally becoming so much more mainstream.

If you would like to dip your toe into the world of ethical investing, here is a look at some of the factors to consider.

18/05/2021

Debt consolidator’s best friend.

Twenty Perth suburbs have recorded median house sale price growth of 10 per cent or more in 2021. Did your suburb make the list?

11/05/2021

Maybe thinking too big too fast. More digits than settled . But customised company number to match the . 18 000 PLUTO (75886). Will look better on the , though.

Ever heard of a toll-free number? If you’re a veteran business owner, you most likely…

05/05/2021

Actually received a surprisingly high valuation for a client in yesterday, which makes so very much easier.

Been quite some time since a could regularly look forward to that.

Perth’s median house price is above $500,000 for the first time since December 2018. Find out more about how the Perth sales and rental markets performed in April.

04/05/2021

Either house prices keep rising as the RBA lets the market run in a bid to boost the economy, or regulators worry about risky investors and make it harder to get a loan. Not much of a choice?