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One of the positives of the proposed CGT changes is the grandfathering provisions.Growth accrued before 1 July 2027 is p...
28/05/2026

One of the positives of the proposed CGT changes is the grandfathering provisions.

Growth accrued before 1 July 2027 is proposed to remain under the existing rules, rather than forcing everything into the new system overnight.

That’s good news for existing investors.

But the trade-off?

Potentially a LOT more complexity when calculating CGT moving forward.

In many cases, investors may effectively need two separate CGT calculations on the same asset:

- one under the old rules up to 1 July 2027; and
- another under the proposed indexed system after that date.

For shares, that’s manageable.

For property? A bit harder...

The proposed CGT changes from the recent Budget have investors fired up… and honestly, I can understand why.The Governme...
26/05/2026

The proposed CGT changes from the recent Budget have investors fired up… and honestly, I can understand why.

The Government is proposing to:
• Scrap the 50% CGT discount
• Introduce inflation indexation
• Implement a minimum 30% tax on capital gains
• Change how long-term investing is taxed in Australia

And it’s not just property investors impacted. Share investors, retirees and everyday Australians building wealth could all be affected.

I’ve just uploaded a full breakdown explaining: What’s changing, who it impacts, potential exemptions, and what it could mean moving forward.

Video link in the comments 👇

One of the biggest points of confusion around the proposed negative gearing changes is the timeline.Who is grandfathered...
19/05/2026

One of the biggest points of confusion around the proposed negative gearing changes is the timeline.

Who is grandfathered?
What happens after Budget night?
What changes from 1 July 2027?
And what still qualifies under the existing rules?

I put together this simple visual breakdown to help explain how the proposed changes are currently intended to work based on the Budget papers released so far.

Importantly, these changes are still proposed only and not yet law.

Negative gearing is NOT being abolished… but the proposed changes are still massive.The Federal Budget could fundamental...
17/05/2026

Negative gearing is NOT being abolished… but the proposed changes are still massive.

The Federal Budget could fundamentally change property investing, housing affordability, rental markets and where investors put their money moving forward.

In this deep dive, I break down what’s actually changing, who is impacted, the grandfathering rules, the likely impact on property prices and rents, and why commercial property and shares may benefit.

Most importantly… will this actually help younger Australians get into housing?

Full video linked in the comments.

14/05/2026

The Budget has created a lot of noise.

But good investing hasn’t changed.

Buy quality assets.
Hold them long term.
Stay consistent.

Tax and strategy matter… but they should never be the primary reason you invest. They’re just part of the journey of building wealth over time.

12/05/2026

The 2026 Federal Budget just dropped… and for investors, this could be one of the biggest tax shake-ups in decades.

We’re talking:

• Changes to capital gains tax
• Negative gearing restricted to new builds
• Proposed minimum 30% tax on family trusts
• Bucket company strategies under pressure
• Major changes to long-term wealth building structures

Yes, there are a few sweeteners thrown in…
But overall? This is a significant shift in how Australia taxes investors and business owners.

I’ve uploaded a full YouTube breakdown covering:

• what the changes actually mean
• who gets impacted most
• and what investors may need to start thinking about moving forward

Full video linked in comments section.

Debt recycling felt smart when rates were low. Now it’s the same strategy… but it feels risky.Rising interest rates and ...
05/05/2026

Debt recycling felt smart when rates were low. Now it’s the same strategy… but it feels risky.

Rising interest rates and volatile markets get the blame, but that’s always been part of the game.

Debt recycling was never a short-term play. It’s built on tax efficiency and the gap between what you pay to borrow and what you earn over time.

And sometimes, that gap works against you.

That’s the part most people aren’t prepared for — and it’s where short-term decisions start to derail a long-term strategy.

Link to video in comments section below.

05/05/2026

Interest rates up again — another 0.25%. Third rise this year.

Why?

Inflation is still running hot. Oil prices have played a part, but it’s broader than that — housing, services and everyday costs are all sticking around.

Interest rates are the mallet used by the RBA to cool things off.

They hit spending by making debt more expensive. Less money left after the mortgage = less demand across the economy… and that’s how inflation gets pulled back under control.

What does it mean for you?

Inflation → your groceries and bills stay high
Interest rates → your mortgage costs more
Markets → higher rates can weigh on shares and property (at least in the short term)

But it’s not all bad news…

Higher rates → better returns on cash and defensive assets (retirees rejoice)
Volatility → creates opportunities to invest at better entry points (accumulators be at the ready)
Cycles → this is part of how markets and economies move

Stay the course.

04/05/2026

Where optimism meets fear.

The bull and the bear — two forces that drive every market move — now front and centre in the office.

Because investing isn’t about avoiding volatility… it’s about understanding it.

Stay disciplined. Stay invested.

Thanks 🙌

Property as a passive income strategy… not ideal.I like property as a growth asset for accumulators.As an income strateg...
03/05/2026

Property as a passive income strategy… not ideal.

I like property as a growth asset for accumulators.
As an income strategy? Not so much.

Rental yields are low.
Costs are constant (and high).
And the income isn’t guaranteed.

Lose a tenant for a few months — income gone.
Get a bad tenant — even worse.

Property can be a powerful way to build an asset base.

But if you’re chasing reliable passive income, there are better options.

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Perth, WA
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