Pinoy Home Loans Australia

14/10/2026

💰 Paying too much on your home loan?

It may be time to refinance. A quick review could help you:

🏡 Cut your interest rate
🏡 Reduce monthly repayments
🏡 Use your home equity for renovations or investments
🏡 Simplify your debts into one payment

Your next chapter starts here. 🇦🇺

Let's talk about your options.
👤 Roge Fernandez
📲 0403 781 021
📩 [email protected]

In loan... you are not alone. 🤝

13/10/2026

🏡 **ARE YOU FIRST HOME BUYER IN AUSTRALIA? 🇦🇺🇵🇭**

Buying your first home is a big milestone — and choosing an **established home** may come with advantages worth considering.

✨ **Why consider an established home?**
🏠 Move in sooner — no need to wait for construction
📈 See the property and neighbourhood’s actual history
⏰ Avoid construction delays
💰 Reduce the risk of unexpected building cost blowouts
📍 Live in an established community close to schools, shops and transport
🔑 Know exactly what you’re buying before you commit

And depending on your **state, property value and eligibility**, first-home buyer concessions or exemptions may help reduce your upfront costs, including stamp duty.

At **Pinoy Home Loans**, we help Filipino first-home buyers understand their home loan options and take the next step with confidence.

💬 **Planning to buy your first home in Australia?**
Message **Pinoy Home Loans** and let’s talk about your options.

12/10/2026

JUST SAYING: ""𝑻𝑯𝑬 𝑳𝑶𝑽𝑬𝑳𝒀 𝑪𝑶𝑼𝑷𝑳𝑬 𝑭𝑹𝑶𝑴 𝑮𝑹𝑬𝑬𝑵𝑭𝑰𝑬𝑳𝑫𝑺 𝑾𝑨"

Congratulations Enric Espedido and Olivia from Greenfields. You will now enjoy your lower fixed rate. Good decision, you have chosen fixed rate knowing RBA increased the variable rate again.🥲

"Thank you, Roge Fernandez, for your help, guidance, and assistance throughout the approval of our mortgage refinance. We truly appreciate your professionalism, patience, and support throughout the entire process, and we are very grateful for everything you have done to help us achieve this approval and settled with lower fixed interest rate."

TEAM ESPEDIDO

09/10/2026

JUST SAYING: "𝑻𝑯𝑬 𝑲𝑰𝑵𝑮 & 𝑸𝑼𝑬𝑬𝑵 𝑶𝑭 𝑷𝑬𝑹𝑻𝑯 4𝑾𝑫 𝑨𝑫𝑽𝑬𝑵𝑻𝑼𝑹𝑬"

Do you like 4WDriving? Do you know an epic 4WD tracks in Western Australia? Or Best fishing spots? Contact my friend and the President of Palaboyz 4WD Adventure group...Luther Cons!😍
Congratulations to you new home and new lower interest rate.

"Awesome Roge Fernandez. Welll done in assisting us to finally getting our plans into reality. I would recommend you to all my friends that want to save in their mortgage."👌

TEAM CONSOLACION

08/10/2026

Skip the bank. Get your home loan approved. 🏡
FREE e-lodgement of your home loan application, plus guidance all the way so you don't lose your deposit. Owned and managed by 100% Pinoy, Roge Fernandez.

📩 Message us today!

Send a message to learn more

07/10/2026

JUST SAYING: "𝑹𝑬𝑭𝑰𝑵𝑨𝑵𝑪𝑬 𝑷𝑬𝑹𝑻𝑯 𝑯𝑶𝑴𝑬 𝑳𝑶𝑨𝑵 𝑻𝑶 𝑷𝑼𝑹𝑪𝑯𝑨𝑺𝑬 𝑰𝑵 𝑺𝒀𝑫𝑵𝑬𝒀"

Yes my friend, it can be done. If you think you dont have deposit because the houses in Sydney are expensive. Think again , I am here to help. YOU ARE NOT ALONE!🙃

"Thank you to Roge Fernandez for helping us along the way with our home loan. He was kind, thoughtful, and helpful. Always assuring us with every opportunity for our loan. Amazing service and always made sure every opportunity was catered to our preferences.
5/5 ⭐️
Thank you again, Roge Fernandez."

TEAM Marivic Garavillas Romanjr Garavillas

03/10/2026

𝑻𝑯𝑬 𝑷𝑶𝑾𝑬𝑹 𝑶𝑭 𝑬𝑸𝑼𝑰𝑻𝒀
"With great power comes great EQUITY" 😍

🏡 Did you know your home loan can work for you?

Your equity can help you:

✅ Renovate and add value
✅ Buy an investment property
✅ Consolidate debts
✅ Build long-term wealth

Let's talk about the Power of Equity. Message us today! 📩

Subject to lender approval. Terms and conditions apply.

02/10/2026

🏡 Dreaming of building your own home in Australia?

✅ Design it your way
✅ Lower energy bills
✅ Less maintenance
✅ Possible first home buyer grants

Let's talk home loans. Message us today! 📩

27/09/2026

JUST SAYING: "𝘼𝙣𝙤𝙩𝙝𝙚𝙧 𝙉𝙚𝙬 𝙕𝙚𝙖𝙡𝙖𝙣𝙙 𝙘𝙤𝙪𝙥𝙡𝙚 𝙢𝙞𝙜𝙧𝙖𝙩𝙚𝙙 & 𝙗𝙪𝙞𝙡𝙩 𝙣𝙚𝙬 𝙝𝙤𝙢𝙚 𝙩𝙤 𝙋𝙀𝙍𝙏𝙃"

What is it in Perth that you cannot find in New Zealand? Why they are migrating here???🤔
It might be the climate, job opportunities, high pay jobs or it might the best Pinoy Mortgage Broker.😂😂😂. Congratulations Abdon Baliguat and Mhaez Bal. Welcome to Perth!!!

"We highly recommend Roge Fernandez from Pinoy Home Loans. He helped us throughout the whole process of getting our home loan and building our very first home. As first time home buyers, we were nervous about the whole process but Roge made it a breeze. His patience and ability to explain every step ensured we felt comfortable and informed.

We’re very grateful for all his help, patience and support in making our first home a reality. Thank you so much, Roge! We are certain that we will come back for your services in the future.🏡❤️

TEAM BALIGUAT

24/09/2026

JUST SAYING: "𝑯𝑬𝑳𝑷𝑰𝑵𝑮 𝑷𝑰𝑵𝑶𝒀 𝑰𝑵 𝑵𝑨𝑹𝑹𝑶𝑮𝑰𝑵"

Whether you are in Metro or Region of Perth, Pinoy Home Loans will reach you. Congratulations to our lovely couple, Ana and Ysrael from NARROGIN.

"We just want to say a huge thank you to Roge Fernandez for helping us make our dream of owning our first home come true. 🏡❤️

As first-home buyers, we honestly had so many questions and moments where we felt nervous and unsure about the whole process. But Roge was always there for us. He was so patient in explaining everything, always answered our questions, and guided us every step of the way.

What really meant a lot to us was that Roge genuinely cared. We never felt like we were just another client. He took the time to understand what we wanted and did everything he could to help us get there. Whenever we felt stressed or worried, he was always there to reassure us and help us find a way forward.

Finally getting the keys to our first home is such an emotional and unforgettable moment for our family. ❤️🔑 We know it wouldn’t have been the same journey without Roge’s support and guidance.

Thank you so much, Roge, for your patience, hard work, kindness, and for believing in us throughout the whole journey. We are truly grateful to have had you by our side.

We’ll always remember you as the person who helped us take this very special first step into owning our own home. 🏡❤️

We highly recommend Kuya Roge to anyone looking for a broker who genuinely cares about his clients and goes above and beyond to help them achieve their dreams. Thank you again, Kuya Roge! 🙏❤️

TEAM SAN JUAN