Jess Barnsley - Finance broker

05/05/2026

😥 Another rate increase for our already struggling home owners, fighting to juggle everything and keep ahead of bills, and keep that all important roof over your family’s head.
It’s not easy, but there are sometimes options to help take the pressure off.
Please reach out if you are needing advice or want to look at consolidating debt to help ease outgoing repayments or just want to check you are not paying too much in interest and fees.
The banks will not offer any discount to you, but a broker can do this for you and at least show you what’s out there and check the rate and product you’re on is best for you.

19/02/2026

In light of the recent Reserve Bank rate increase.
Banks and lenders are progressively raising their variable interest rates and in some cases fixed interest rates across the board.
(some still to be applied this week)

This means as a home owner with a variable mortgage, you will have an increase in your minimum required repayment from next month.
“so will everyone though?”
Correct -
This is more awareness, get your interest rate priced and do it through a non-biased broker who must, by duty, look after your best interests.
Compare to whats out there.

Ask yourself how often does your bank offer a discount on your rate?
Or compare the product you’re on is still right for you?
Do you need to be paying those fees or have those features that you’re not using?
Could it be the right time to be looking at fixing some of your loan?
Our aim is to help you own that house, we want our clients to better their financial position.

Our mortgage brokers work with 60+ banks and lenders to find the right loan for you and do all the legwork for your application to save you time and hassle.

31/12/2025

As we come to the end of another year, I want to thank all my lovely clients, friends, family and referral partners for all their support in 2025.
And to the amazing Mel, for all she does!
JB West Finance would not be where it is now without you all 🩷
Cheers to a great 2026, stay safe, happy New year!
We will be open again 5/01/2026.

21/10/2025

Perth buyers! Spring is in the air and the market is hot!
Did you know there is a shortage of properties and land for sale in Perth right now, it’s important to be buy ready, and this starts with the right advice.
We want you to have every chance of your offer getting accepted.
This starts with Finance.
Reach out to us now.

10/09/2025

First home buyers changes! From 01/10/2025, there are significant changes for first home buyers (or borrowers who have not owned property for 10 years). Pay no lenders' mortgage insurance! Get competitive interest rates. Pay from a 5% deposit. Spend up to $850,000! There are no income limits, and it is available for both land and construction packages, and established homes. So many options to get into your own home. For all the information and expert knowledge, reach out to my website at www.jbwestfinance.com.au or message me through this page.

Our mortgage brokers work with 60+ banks and lenders to find the right loan for you and do all the legwork for your application to save you time and hassle.

14/05/2025

So many changes coming for buyers and borrowers!
How does this affect you?
Many economists, including from the Big Four banks, have predicted a number of cash rate cuts this year. (Including next week when they meet)
What does this mean for you?
If you have a home loan with a variable rate, it means you will see it decrease. This can make a huge difference to your repayments. Alternatively, you could choose to continue to maintain your current repayments and potentially shave thousands of interest and years off your loan.
If you are considering buying property, your borrowing capacity will likely increase with each cut.
Reach out to chat to my team to calculate your borrowing capacity, or for help comparing your loan to see if you could be on a better rate.

21/01/2025

Low deposit home loans have become even easier!
You can buy or build a home with as little as 2% deposit, you don’t even need to be a first home owner to qualify.
Trying to get into the property market is incredibly hard for some people right now, and saving is not always easy.
Ask me how you can qualify.

06/01/2025

The Sun has well and truly set on 2024,
2025 brings new goals and growth.
JB west Finance is here to help you with that 💪🏼 Buying? Building or just need to check your current situation?
Reach out now to my page or direct message.

16/12/2024

It’s the most…………expensive……….time of the year…..
But we want it to be special and stress free.
Unsecured personal loans can be approved and paid in 2 days.
Enquire before 19/12 to have funds in your bank by 23rd December!
DM or enquire through my website
www.jbwestfinance.com.au

11/12/2024

Banksia Grove, or Baldivis?
Ellenbrook or Applecross? 🤔
JB West Finance is offering free Suburb reports for buyers.
Or, free property reports for anyone wanting to reprice or refinance their home or investment loans.
These are detailed reports with so much insight.
Go to
www.jbwestfinance.com.au
Or send a message to find out more.