17/10/2026
Here is the maths. You decide if it is fair.
As an Australian investor or business owner, here is what you are actually paying before you build real wealth.
Income tax up to 47% on your top dollar. Stamp duty before you own a single thing. GST baked into every build and renovation cost. Land tax every year you hold an investment property. Payroll tax the moment your business dares to grow. Capital gains tax on the way out, after inflation already ate into your gain. And from next year, negative gearing on established property bought after May 2026 will no longer offset your salary at all.
That is not one tax. That is six or seven separate hits before you are anywhere near financial freedom.
The investors who actually build wealth here are not the ones surprised by this. They are the ones who structure their entities, finance and timing around it from day one. That is exactly why we built Motivate Finance inside this business.
Drop your thoughts below. Do you think the tax settings in this country are making it harder to build real wealth, or do investors just need to adapt?