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Audrey Scheffler Mortgage Broker

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Australia
Perth, WA
Audrey Scheffler Mortgage Broker

I’m Audrey Scheffler, a mortgage broker focused on smart, personalised lending solutions.

Whether it’s your first home, refinancing, growing a portfolio or funding a business, I help you structure it right and move forward with clarity. Before I began my career as a finance consultant, I spent 14 years in the workers compensation sector. My background in people skills, case management, and complex problem-solving sets me apart. I am passionate about helping and educating people, and I

am dedicated to finding tailored solutions for each client. At Veer Finance & Advisory, our 16 years of experience across consumer, private, business, and commercial banking enable us to deliver unparalleled, tailor-made solutions for our clients. With a Diploma of Mortgage Broking and Finance, I bring extensive knowledge and expertise to the mortgage industry, ensuring you receive the highest level of service and the most effective solutions.

05/06/2026

Can’t afford to buy where you live? 🏡

You might not have to. ‼️

It’s called rentvesting.🤔

🏠 Buy in an area you can afford
🏡 Rent where you want to live

For many Australians, it’s become a practical way to get into the property market sooner, without giving up the lifestyle they enjoy.

It’s not the right strategy for everyone, but it’s one option many buyers don’t realise exists.

Would you consider rentvesting?

22/05/2026

Remember when $20 actually got you something? 😅

Since 2020, the cost of living in Australia has increased roughly 25%.

And honestly… that’s why things feel harder financially right now.

Groceries cost more.
Insurance has gone up.
Fuel isn’t cheap.
Rent, mortgages, childcare… it all adds up fast.

For a lot of people, income simply hasn’t kept pace with how quickly everyday costs have risen.

It’s not “just you”. People are genuinely feeling the pressure.

Figures are approximate based on inflation and CPI increases since 2020.

18/05/2026

One of the biggest myths in property? 🏡

That you need a 20% deposit to buy.

Depending on your profession, some lenders offer special policies that can allow eligible borrowers to purchase with a lower deposit and avoid LMI.

In some cases, deposits as low as 5–10% may be possible.

Most people don’t realise these options even exist.

Want to see if you’re eligible? Let’s chat and see 😊

Eligibility, deposit requirements and lender policies vary. General information only and not financial advice.

11/05/2026

The fixed vs variable conversation right now?👀
Honestly… it feels a bit like playing UNO blindfolded.

Fixed can give certainty.
Variable can give flexibility.

But what happens next depends on the market, your goals and your comfort with risk.

And just like UNO… sometimes the next card changes everything.

That’s why strategy matters more than just chasing a rate.

General information only. Lending options and suitability depend on individual circumstances.

08/05/2026

The RBA increases rates… but your minimum repayment may not change immediately.

Most lenders:
• notify first
• then recalculate repayments
• then apply the updated minimum repayment later

Which means there’s often a delay before you actually feel the full impact.

A lot of people mistake that gap as “nothing changed”… until the repayment increase finally kicks in.

This is the time to prepare, review and understand your options, not wait until it becomes stressful.

General information only. Timing and repayment changes vary between lenders and individual loan setups.

05/05/2026

Rates are up… again.

The Reserve Bank of Australia has lifted the cash rate to 4.35%.

Their reasoning?
Inflation is still “too high” and not coming down fast enough.

But let’s be real… most of us are already feeling it.

Groceries, insurance, fuel, childcare… it’s all gone up.
Yet rates keep climbing to try and slow things down.

It doesn’t always feel like the justification matches real life.

So what happens next 🤔
Lenders will start adjusting over the coming weeks… and not always the same way.

If your repayments jump more than expected, it’s worth checking what’s actually changed, not just assuming it’s the RBA.

—

This is general information only and doesn’t take into account your personal situation. Lending outcomes vary depending on individual circumstances, loan type and lender policies.

29/04/2026

Online house shopping but no clue what to do next? 🙋🏼‍♀️

I can help if you’re:
• a first home buyer trying to make sense of it all
• looking to invest but don’t know where to start
• planning a sea change or big life move
• a single parent figuring it out on your own

It’s not just about getting a loan.
It’s about knowing what actually makes sense for you before you commit.

No matter where you are in your journey, or where you’re based in Australia, I can help.

Send me a message when you’re ready and we can go through it together 🏡

22/04/2026

Me on my way to say this louder… 📣

Loyalty doesn’t always get rewarded.

New customers often get better rates and your rate doesn’t always move with the market

Which means you could be paying more than you need to.

A quick review can make a bigger difference than people expect.

If you haven’t checked in a while, I’m happy to take a look!

15/04/2026

It’s easy to focus on the exciting part finding the property, planning the move, getting approved 🏡

But what actually protects you later are the conversations most people avoid.

Things like:
• what happens if income changes
• how you both manage money
• what feels comfortable when it comes to repayments
• and what you’d do if life doesn’t go to plan

It’s not the fun part of buying but it’s one of the most important.

Because life doesn’t stay the same after settlement and how you’ve planned for that matters more than people think.

If you’re thinking about buying with someone, happy to talk it through with you.

Address

Perth, WA

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://veerfinance.com.au/

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