Audrey Scheffler Mortgage Broker

Audrey Scheffler Mortgage Broker I’m Audrey Scheffler, a mortgage broker focused on smart, personalised lending solutions.

Whether it’s your first home, refinancing, growing a portfolio or funding a business, I help you structure it right and move forward with clarity. Before I began my career as a finance consultant, I spent 14 years in the workers compensation sector. My background in people skills, case management, and complex problem-solving sets me apart. I am passionate about helping and educating people, and I

am dedicated to finding tailored solutions for each client. At Veer Finance & Advisory, our 16 years of experience across consumer, private, business, and commercial banking enable us to deliver unparalleled, tailor-made solutions for our clients. With a Diploma of Mortgage Broking and Finance, I bring extensive knowledge and expertise to the mortgage industry, ensuring you receive the highest level of service and the most effective solutions.

26/08/2026

It’s been a while since I’ve properly introduced myself, especially with a few new faces around here 🥰

So, hi 👋 I’m Audrey.

Before finance, I spent 15+ years working in injury management and rehabilitation, helping people navigate some pretty difficult periods of their lives.

When I decided I was ready for a completely different chapter, one thing stayed the same. Whatever I did next, I still wanted to help people.

Fast forward 5+ years in finance and, in a lot of ways, I still do exactly that. Just differently.

I help people buy homes, invest, refinance, navigate major life changes and sometimes simply work out where to start.

One thing I’ve learnt is that no two people or financial situations are the same. Some people come to me ready to build wealth. Others come feeling overwhelmed, embarrassed or worried they should have their finances more “together” before asking for help.

You don’t.

There can be so much shame attached to money, and I really don’t think there should be.

I grew up pretty humbly, on acreage with lots of space, freedom and a childhood spent swimming in creeks, playing in the bush and making our own fun. Looking back, I think it shaped a lot of who I am today.

Help people when you can. Be fair. Look for the good. And when something feels impossible, look for another way.

That’s probably why I love what I do so much.

Outside of finance, I’m dog mum to Ace & Honey 🐶🐶, love Pilates and hot yoga, breathwork, getting outdoors, barramundi fishing, snorkelling and, apparently, inflatable water parks 😂

I split my time between the NT and WA and work with clients all over Australia.

So whether you’re building wealth, buying something exciting, starting again or simply trying to find your feet, I’m here to help you navigate the finance that comes with it.

And if you’re just here for helpful finance stuff, a little oversharing and Ace & Honey content, you’re in the right place 😂

Your first home probably won’t look like this 👇And honestly? It doesn’t need to.It’s easy to get caught up looking at th...
18/08/2026

Your first home probably won’t look like this 👇

And honestly? It doesn’t need to.

It’s easy to get caught up looking at the dream house, dream suburb, big kitchen, pool… the whole wish list.

But your first home isn’t supposed to be your forever home.

It might be smaller.
It might be in a different suburb.
It might need a little work.
It might simply be the home that gets you into the market.

Because sometimes the goal isn’t to buy the dream home straight away.

It’s to buy the home that helps you get there. 🏡

Not sure what your first step could actually look like? Send me a message and let’s work it out.

A little bit of good news for mortgage holders today 🙌The RBA has held the cash rate at 4.35%.While they’ve said a rate ...
11/08/2026

A little bit of good news for mortgage holders today 🙌

The RBA has held the cash rate at 4.35%.

While they’ve said a rate cut wasn’t discussed at today’s meeting, after the recent rate rises, I think we’ll happily take a hold!

For now, it means no further increase to the cash rate and hopefully a little breathing room for borrowers.

As always, if you’re wondering whether your current rate is still competitive, send me a message. I’m always happy to have a look 🏡

07/08/2026

Paying $700+ a week in rent? 💸

You might be closer to buying a home than you think.

A 5% deposit could be enough to get into the market, and understanding the full picture, including the ongoing repayments, is the best place to start.

If you’d like to see what buying could look like for you, my inbox is always open. 🏡

*Figures are approximate only and based on a 30-year principal and interest loan with a 5% deposit at 6.25% p.a. They are for general information only and don’t take into account your personal circumstances, lender criteria, LMI, fees or other purchasing costs.

10/07/2026

The internet can tell you how to apply.

It can’t tell you if you’re choosing the right lender.

That’s the difference.

A home loan isn’t just about getting approved. It’s about getting it right.

Would you DIY one of the biggest financial decisions you’ll ever make? 👇

03/07/2026

Tell me I’m wrong… 👀

Money can’t buy happiness…

But it can buy the house.
The backyard.
The extra bedroom.
The shorter commute.
The financial breathing room.

I’d argue that’s pretty close. 🤷🏼‍♀️

Thinking about buying, refinancing or just curious what’s possible?

Send me a message and we can see what’s possible for you 😊

You wouldn’t buy a car without doing your research.You’d compare prices, read reviews, check the features and make sure ...
01/07/2026

You wouldn’t buy a car without doing your research.

You’d compare prices, read reviews, check the features and make sure it was the right fit for you.

So why do so many Australians accept the first home loan they’re offered?

A home loan is likely to be one of the biggest financial commitments you’ll ever make, yet many people only ever speak to one lender.

Here’s why comparing your options matters:

🏦 Banks can only offer their own home loan products.

📋 Every lender has different lending policies. One lender might decline an application, while another may approve the exact same borrower.

💰 The lowest interest rate isn’t always the cheapest loan. Fees, features, flexibility and your future plans all matter too.

And here’s something that might surprise you… Sometimes your current bank really is the best option.

If that’s the case, I’ll tell you. If another lender is a better fit, I’ll tell you that too.

Because my job isn’t to sell you a home loan. It’s to help you make the right decision for your goals.

Whether you’re buying your first home, refinancing or investing, taking the time to compare your options could save you money, stress and a whole lot of guesswork.

Have you ever compared lenders before getting a home loan, or did you simply go with your bank?

I’d love to hear your experience in the comments. 👇

Disclaimer: This information is general in nature and is intended for educational purposes only. It doesn’t take your personal circumstances into account and should not be relied on as financial or credit advice. Lending criteria, fees and eligibility vary between lenders.

22/06/2026

You’ve cancelled Netflix over a $4 price increase…

But haven’t reviewed your mortgage in years. 👀

Most people regularly compare phone plans, streaming services and insurance policies, yet their mortgage, often their biggest expense, gets left on autopilot. ✈️

The reality is a lot can change over the life of a home loan.

How long has it been since you last reviewed your mortgage? 🤔

If you can’t remember, it might be time for a chat. Send me a message and let’s see where you stand.

19/06/2026

Life doesn’t stand still.

So why should your mortgage?

A lot can change in 12 months, and the right loan isn’t always the one with the lowest rate.

It’s the one that supports your next chapter.

Which slide felt most like your current season of life? 👇

And if you’re wondering whether your current loan still suits your goals, my inbox is always open.

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Perth, WA

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