Croft Money

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Croft Money www.croftmoney.com.au

Refinance. Rebuild. Grow. Smart strategies. Real results. She looks forward to assisting you with your lending needs.
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At Croft Money, I help you unlock your equity, increase cash flow, and build a property portfolio that works for you, not the bank.
25+ lenders. With more than 20 years of experience in the finance industry, Susan offers her clients not only a wealth of knowledge, but a passion for helping them achieve their individual financial goals. The winner of multiple industry awards – including All Round Broker of the Year – Susan’s aim is to make the property purchase process as smooth, fast and effective as possible. An experienced property investor herself, Susan enjoys helping buyers build their property portfolios, often working with the same investors time and again. Assisting first home buyers into the property market, and guiding them as they build a portfolio and increase their cash flow, also highly motivates Susan in her role as a finance broker. When she’s not working with 25 different lenders to find solutions, Susan enjoys walks with her dog, going to the beach, working out, cooking, road trips and spending time with her loved ones. Susan Croft - Finance Manager

www.financecorp.com.au

Australian Credit Licence 499461

Disclaimer Statement: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product. https://financecorp.com.au/privacy-policy/

15/10/2026

I’m seeing two types of people in this market right now.

Those who are scared and doing absolutely nothing.

And then I’ve got clients who are going for it!

Buying investment properties, land and builds, commercial properties and setting their families up for the future.

They’re taking advantage of opportunities while others are sitting on the sidelines.

They know property goes through cycles, and they’re thinking long term.

Same market. Two very different mindsets.

13/10/2026

Same property, $100K difference in valuations!

My client went directly to his bank and got a valuation of $800K.

He came to me wanting to buy his first investment property.

I ran 4 different valuations, with the highest coming back at $900K!

That extra equity made all the difference.

He’s now able to buy his first investment property with a 20% deposit, cover stamp duty and fees, plus have a $20K buffer while his property is being built.

This is why I always say, don’t rely on one bank valuation!

Been told you don’t have enough equity?

DM me EQUITY. You might have more options than you think.

11/10/2026

13 years ago, I bought this property when interest rates were high, the market was flat and everyone was scared to buy.

I paid $550K, spent $200K renovating and today it’s worth over $1.3M.

But the biggest win wasn’t just the capital growth.

It was the equity I leveraged to keep investing and take on bigger projects.

Property markets go through cycles. I’ve seen it time and time again.

Sometimes the biggest opportunities come when everyone else is too scared to make a move.

Don’t let fear stop you from building wealth

08/10/2026

That extra 0.25% could be the difference between buying your dream home or missing out! 🏡

Some banks are yet to pass on the rate increase, and once they do, borrowing capacity could get even tighter.

We’re busy getting pre-approvals sorted for clients before the new rates kick in.

If you’re looking to buy, now is the time to review your options.

DM me READY and let’s see what you can borrow!

06/10/2026

I hear this ALL the time…

“I didn’t contact you because I thought I had to pay for your service.”

One client actually waited TWO MONTHS because he was saving up to pay me.

There’s no fee for my service.

I’m paid commission by the bank, and I also receive trail commission which means I’m here to look after you for the life of your loan.

Rate reviews. Refinancing. Equity. Investing. Restructuring.

Don’t sit on a 7%+ rate because you’re worried about what it’ll cost to speak to me.

Just reach out. You might wish you did it sooner.

05/10/2026

Tax debt doesn’t have to stop you from moving forward.

I work with a lot of business owners who are great at what they do, but they’re juggling ATO debt and huge repayment plans that are killing their cash flow.

I had one client paying $2,000 a week to the ATO.

There are lenders that can help consolidate ATO debt and get that cash flow back under control.

The rate may not be pretty initially but sometimes it’s about having a strategy.

Consolidate the debt → improve cash flow → refinance to a mainstream lender when you can → then look at what’s next.

That could be releasing equity, growing your business or continuing to build your property portfolio.

Don’t let tax debt make you feel stuck. There are options.

DM me ATO and I can have a look at your situation.

03/10/2026

Cost of living is going up… but that doesn’t mean you have to give up the gym, Pilates, your morning coffee or lunch out.

A 0.25% rate rise on a $700k home loan is around another $26 a week.

This week I’ve been reviewing my clients’ rates and have managed to negotiate reductions of up to 0.38% for some clients, before the latest increase even hits.

Sometimes it’s not about cutting back. It’s about making sure you’re not paying more interest than you need to.

Get your rate reviewed. Keep enjoying your life.

02/10/2026

Rates went up 0.25%… but some of my clients are still coming out ahead!

This week I’ve been reviewing my clients’ home loans and negotiating directly with their lenders.

One client got a 0.38% rate reduction just from a simple rate review.

So even after the 0.25% increase is passed on, they’re still in a better position than they were before.

This is why I’m constantly reviewing my clients’ loans.

A quick rate check could save you more than you think.

Want me to check yours? Send me a DM

29/09/2026

Rates are up 0.25% and there’s a lot of uncertainty right now.

But while some people are sitting back, savvy investors are seeing opportunity.

The market has softened, it’s a buyer’s market, and some of my investor clients are making the most of it.

Sometimes the best opportunities come when everyone else is nervous.

28/09/2026

Our storage facility is now at 100% capacity

And with new housing estates going up all around Bunbury, the demand for storage is huge.

So now we’re looking for land for site #2

The best part? I used equity from my property portfolio to get into the first site, and we’ll be using equity again to fund the next one.

If you own property, chances are you could be sitting on equity that could help you build your investment portfolio.

Not sure where to start? DM me EQUITY.

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Perth, WA

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+61405142588

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