Kate Garrett - Littlespring Finance

Kate Garrett - Littlespring Finance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kate Garrett - Littlespring Finance, Mortgage brokers, 1/21 Roydhouse Street, Subiaco, Perth.

19/05/2026

The proposed changes to negative gearing aren’t just a “property investor problem”… they could directly impact borrowing power too. 👀

This example shows the difference in borrowing capacity with and without negative gearing benefits being used in servicing calculations.

For many borrowers, especially first-time investors, this could mean:
• Lower borrowing capacity
• Bigger deposits needed
• Fewer property options
• Reduced cash flow flexibility

Love it or hate it, these policy changes have real-world lending impacts and they’re worth understanding before making your next move.

If you’re wondering how this could affect your plans, let’s run the numbers properly 📊

InvestmentProperty FinanceTips LittlespringFinance PropertyMarket HomeLoansAustralia PerthProperty MortgageAdvice

Tonight’s Federal Budget could mark one of the biggest shake-ups to property investing Australia has seen in years.The A...
12/05/2026

Tonight’s Federal Budget could mark one of the biggest shake-ups to property investing Australia has seen in years.

The Albanese Government is expected to announce changes to:
• Negative gearing
• Capital gains tax (CGT) concessions
• Investor property tax benefits

So what does this actually mean for borrowers?

10/05/2026

Happy Mother’s Day 💚

Today, I’m celebrating the incredible women around me who do it all.

To my beautiful mum—thank you for being my constant, my sounding board, and the reason I know what hard work and care really look like.

To my sister, watching you as a mum is something pretty special and you endlessly amaze me with your love and compassion.

And to all the amazing mums I’m lucky to know and work with. And especially the ones balancing careers, businesses, families, and everything in between… you make it look effortless (even when it’s not).

Your strength, patience, and ability to show up every day doesn’t go unnoticed.

Wishing you all a day to slow down, feel appreciated, and be properly spoilt. You deserve it 💛

— Littlespring Finance

05/05/2026
My latest RateMyAgent review in Halls Head...
01/05/2026

My latest RateMyAgent review in Halls Head.
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Address

1/21 Roydhouse Street, Subiaco
Perth, WA
6008

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

Telephone

+61438778170

Website

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