Ruby Financial Services

18/10/2026

15/10/2026

👶🏡 LITTLE FEET. BIG CHANGES.

A growing family can make you see your home differently. Suddenly, another bedroom, more storage or being closer to family might move up the wish list! ❤️

If a new home is on your mind, an early finance conversation can help you understand your borrowing capacity and plan around changes to your income and expenses, including parental leave and childcare.

Whether you’re thinking about buying or building, I can help you explore your home loan options and work out your next steps.

Let’s chat about a home that fits your next chapter.

📞 0438 318 773
📧 [email protected]
🌐 www.rubyfs.com.au

14/10/2026

🏡🌸 TIME FOR A SPRING ROOF CHECK?

With winter behind us, it’s a good time to give your home a little attention—including the roof and gutters.

If roof repairs or other home improvements are on your list, getting quotes can help you understand the cost and plan your budget.

Need to explore how to fund the work? I can help you look at finance options suited to your circumstances, considering repayments, fees and the overall cost. ❤️

Let’s chat about your plans.

📞 0438 318 773
📧 [email protected]
🌐 www.rubyfs.com.au

13/10/2026

🏡 RENTING CAN TEACH YOU A LOT ABOUT YOUR FUTURE HOME.

That kitchen with barely any bench space? The long commute? The garden you love—or would happily live without? 😅

Your rental experience can help you work out what matters when you’re ready to buy:

📍 A location that suits your everyday life.
💰 A budget that leaves room for more than repayments.
🔧 The upkeep you’re comfortable taking on.
🛋️ The space and layout you actually need.

When you’re ready to explore buying, I can help you understand your borrowing capacity and home loan options so you have a clearer starting point. ❤️

Let’s chat about your next step.
📞 0438 318 773
📧 [email protected]
🌐 www.rubyfs.com.au

12/10/2026

🏡 **PROPERTY SPOTLIGHT | SOUTH PERTH** ❤️

**Looking for your next investment property? Or perhaps a future home in one of Perth’s most desirable riverside suburbs?** 👀

We're excited to showcase this fantastic opportunity, proudly presented by our real estate partners at **Emerald Property Estate!** ✨

📍 **2/354 Mill Point Road, South Perth**

💰 **Offers from $599,000**

🛏️ 2 Bedrooms
🛁 1 Bathroom
🚗 1 Undercover Car Bay
🌴 Private Courtyard & Communal Pool

💰 **INVESTORS, TAKE NOTE!**

This ground-floor apartment is already tenanted at **$620 per week**, with a lease in place until January 2027!

Located just moments from the beautiful Swan River foreshore, cafés, parks and easy access to Perth C*D, this property offers a wonderful combination of lifestyle and investment appeal.

❤️ **LOVE THE PROPERTY BUT NOT SURE ABOUT THE FINANCE?**

That's where we come in!

At Ruby Financial Services, we can help you explore your borrowing capacity, understand your deposit requirements and navigate your finance options — whether you're purchasing your first investment property or adding to an existing portfolio.

🏡 **THE PROPERTY:** Contact our wonderful partners at **Emerald Property Estate** for further information or to arrange a viewing.

💰 **THE FINANCE:** Leave that part to us at Ruby Financial Services!

📧 [email protected]
🌐 www.rubyfs.com.au

🔗 **VIEW THE PROPERTY:**
https://www.realestate.com.au/property-apartment-wa-south+perth-152472104

*Finance is subject to lender approval and individual circumstances. Property details and availability should be confirmed with the selling agent.*

FOR SALE - Emerald Property Estate is proud to offer 2/354 Mill Point Road, South Perth2 Bedrooms I 1 Bathroom I Parking for 1 vehicle I Communal Pool I Partly furnishedOffers from $599,000Morning walks along the Swan River. Coffee close to home. An easy trip into the city.....

12/10/2026

I’m back! 🌴➡️💻

After a lovely holiday, Monday is looking a little like this… 😂

The home loan knowledge is all there. Remembering my password might take a minute. 🤣☕

Looking forward to catching up with everyone—thanks for your patience while I work through my emails! ❤️

11/10/2026

Suitcase packed ✅
Flight home ✈️
Ready to leave Bali? Absolutely not. 😂🌴

What a lovely break with the family! Taking home plenty of memories… and a strong preference for someone else doing the cooking. 🤣❤️

Back at my desk Monday!

10/10/2026

“Ooh, that rate looks good!” 🤩
Reads the fees…👀🐶

The fine print really knows how to interrupt a good moment. 😂

Spotted a home loan offer? Send it our way—we’ll help you look at the full picture. ❤️