Scarborough Finance

Call Directions Website Contact the business

Scarborough Finance Mortgage and Finance Broking services. We have over 25 years experience in the banking industry and work with over 50 home and business lenders in Australia.

We source home and business lending solutions to meet your home and business loan needs Scarborough Finance simplifies your lending journey. Located in Scarborough, we serve Perth and all around Australia, offering tailored financial solutions for home buyers, property investors, growing businesses, and individuals seeking personal loans. Launched in 2023, we partner with leading lenders to secure competitive rates and flexible options, saving you valuable time, stress and money. We provide expert guidance through every step, ensuring a smooth, transparent process designed around your unique goals. At Scarborough Finance, we empower you to make confident, informed financial decisions with a trusted partner by your side.

Is your business managing a temporary cash-flow gap or preparing for its next stage of growth?A business loan can provid...
28/09/2026

Is your business managing a temporary cash-flow gap or preparing for its next stage of growth?

A business loan can provide working capital to help cover essential operating expenses, including:

• Payroll and staff costs
• Rent, utilities and regular overheads
• Stock and inventory purchases
• Supplier invoices and business expenses
• Marketing and customer acquisition
• Short-term gaps between invoices and customer payments

The right loan amount and repayment structure should align with your business’s cash flow, trading history and funding purpose. Before applying, consider how much you need, what the funds will be used for and whether projected cash flow can support the repayments.

Lending criteria, rates, fees, security requirements and approval timeframes vary between lenders. We can help you understand suitable business loan options and navigate the application process with greater confidence.

Explore your options: https://scarboroughfinance.com.au/contact/

Need essential equipment to keep your business moving forward? 🚜Equipment finance is used to purchase machinery, vehicle...
10/09/2026

Need essential equipment to keep your business moving forward? 🚜

Equipment finance is used to purchase machinery, vehicles, tools and other productive assets without using all available cash reserves upfront.

Finance options depend on your business circumstances . The right solution could help protect cash flow, support productivity and give your business the capacity to grow when opportunities arise.

Approval is subject to lender criteria, servicing capacity, asset type, deposit requirements, fees and other conditions. We can help you understand the available options and navigate the application process with greater confidence.

Let’s explore a tailored solution for your business:
https://scarboroughfinance.com.au/contact/

Planning your next major move? A personal loan of up to $150,000 may provide flexible finance for eligible consumer purp...
07/09/2026

Planning your next major move? A personal loan of up to $150,000 may provide flexible finance for eligible consumer purposes, subject to lender criteria and approval.

Depending on your circumstances, personal finance may help with:
🚗 Purchasing a vehicle
🏠 Renovating or improving your home
💳 Consolidating eligible debts
✨ Covering significant personal expenses

Some borrowers may also explore using personal finance toward a deposit for a home purchase. However, this is not accepted by every lender and depends on lender policy, servicing requirements, purpose restrictions and individual approval conditions. Borrowed deposit funds may also affect your borrowing capacity and overall home loan application.

With access to multiple lender options, we can help you understand what may be suitable for your goals, compare potential pathways and navigate the application process with greater confidence : all subject to criteria and responsible lending requirements.

Let’s talk through your options and find a tailored way forward.

Contact Us: https://scarboroughfinance.com.au/contact/

Buying land now and planning to build later? A land and construction package loan can combine the land purchase and cons...
02/09/2026

Buying land now and planning to build later? A land and construction package loan can combine the land purchase and construction finance under one planned facility: helping you coordinate the journey from block of land to completed home.

Construction funds are generally released progressively as building stages are completed, rather than paid out all at once. This can support clearer planning around:

• Land purchase and settlement
• Building contracts and construction costs
• Valuations and lender requirements
• Progress claims and payments to your builder

The right structure depends on your circumstances. Lender criteria, valuation, servicing assessment and approval conditions apply, and package loan arrangements can vary between lenders.

We can help you understand your options and navigate the process with greater confidence. Start the conversation: https://scarboroughfinance.com.au/contact/

Commercial property finance may help you purchase premises for your own business or invest in commercial property.Owning...
30/08/2026

Commercial property finance may help you purchase premises for your own business or invest in commercial property.

Owning a commercial property can offer potential benefits, including:

• Greater control over your location and fit-out
• The opportunity to build equity in a business asset
• More certainty than relying solely on a lease
• Potential long-term growth through strategic property ownership

Whether you’re looking to buy an owner-occupied property, expand your operations or explore a commercial property investment, the right loan structure matters. We’ll help you understand your options and navigate the process with confidence.

Ready to explore the potential of owning your commercial space? Talk to Scarborough Finance today: https://scarboroughfinance.com.au/contact/

Found your next home, but your current property hasn’t sold yet? That timing gap can feel stressful: but a bridging loan...
27/08/2026

Found your next home, but your current property hasn’t sold yet? That timing gap can feel stressful: but a bridging loan may help you move forward.

Bridging finance is a short-term lending solution designed to help cover the gap between buying a new property and selling your existing one. It can provide funds for the new purchase while your current home is on the market, helping you avoid putting your plans on hold.

It’s important to understand your peak debt during the overlap, how long the bridging period may last, your repayment or exit strategy, and the fees, interest and lender conditions involved.

At Scarborough Finance, we’ll help you assess your options and plan for the double-mortgage period with clear, tailored guidance: so you can make an informed decision with greater confidence. Eligibility, lending criteria and costs apply.

Explore your options: https://scarboroughfinance.com.au/contact/

Buying your first home? The deposit is important: but it isn’t the whole story. 🏠Before you set your budget, remember to...
10/08/2026

Buying your first home? The deposit is important: but it isn’t the whole story. 🏠

Before you set your budget, remember to allow for:

• Stamp duty or transfer duty
• Conveyancing and settlement costs
• Building and pest inspections
• Lenders Mortgage Insurance (LMI), if applicable
• Council rates, utilities and moving costs
• Loan and property-related fees

For eligible first home buyers in WA, no transfer duty may be payable on a home valued up to $600,000. The First Home Owner Grant (FHOG) may also be available for eligible new homes, with an $800,000 property value cap applying in relevant circumstances. Eligibility and conditions matter, so it’s important to check your position before making an offer.

Planning for these extra costs early can help you set a realistic budget, avoid surprises and move forward with greater confidence.

We can help you understand your borrowing capacity, compare suitable home loan options and navigate the first-home-buying process from application to settlement.

Explore your options: https://scarboroughfinance.com.au/contact/

Need a personal loan quickly ? 🚀 Accessing a personal loan doesn’t have to mean applying separately with lender after le...
08/08/2026

Need a personal loan quickly ? 🚀 Accessing a personal loan doesn’t have to mean applying separately with lender after lender.

At Scarborough Finance, we compare options across multiple lenders to identify a personal loan that better suits your borrowing needs and repayment capacity.

For many personal loan applications, lenders will typically require:
• Government-issued identification
• Evidence of regular income or employment
• Recent payslips or business income documents
• Details of your regular expenses and existing debts
• Information about the loan purpose, amount and preferred term
• Consent for a credit check

Whether you need funds for a vehicle, home improvements, debt consolidation or even a deposit to buy a property, we’ll help you explore suitable options.

Let’s chat: https://scarboroughfinance.com.au/contact/

Starting from scratch isn’t the only way to become a business owner.Buying an established business can give you a head s...
07/08/2026

Starting from scratch isn’t the only way to become a business owner.

Buying an established business can give you a head start: with existing customers, proven systems, trading history and potential cash flow already in place. But the right finance structure is essential.

At Scarborough Finance, we can help you explore tailored business acquisition finance for:

• Purchasing an established business
• Funding the goodwill and assets included in the sale
• Structuring finance around the business’s performance and your goals
• Assessing lender requirements and the approval process

With access to a wide range of lending options, we’ll help you assess your position, compare suitable solutions and move towards an efficient approval: so you can focus on taking the next step with confidence.

Thinking about buying an existing business? Let’s talk through your options: https://scarboroughfinance.com.au/contact/

Could staying with the same lender be costing you more than you realise?The “loyalty tax” refers to the rate gap that ca...
05/08/2026

Could staying with the same lender be costing you more than you realise?

The “loyalty tax” refers to the rate gap that can exist between new and existing borrowers. Recent lending data has highlighted a difference of around 48 basis points : meaning some long-term customers may be paying a higher interest rate than new customers with similar circumstances.

Even a small rate difference can add up over time and affect your repayments, interest costs and ability to reach your financial goals.

Refinancing may help you explore:
• A more competitive interest rate
• Lower ongoing repayments
• Better loan features and flexibility
• Access to equity for your next goal

At Scarborough Finance, we can review your current loan, compare suitable options and help you understand the potential savings and costs before you make a decision. Your circumstances matter, so advice should be tailored to you: not based on loyalty alone.

Ready to review your options? Start the conversation: https://scarboroughfinance.com.au/contact/

Address

157 Burniston Street, Scarborough
Perth, WA
6019

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61400844698

Website

Alerts

Be the first to know and let us send you an email when Scarborough Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Scarborough Finance:

Shortcuts

Sponsored

Share

Category