Scarborough Finance

Scarborough Finance Mortgage and Finance Broking services. We have over 25 years experience in the banking industry and work with over 50 home and business lenders in Australia.

We source home and business lending solutions to meet your home and business loan needs Scarborough Finance simplifies your lending journey. Located in Scarborough, we serve Perth and all around Australia, offering tailored financial solutions for home buyers, property investors, growing businesses, and individuals seeking personal loans. Launched in 2023, we partner with leading lenders to secure

competitive rates and flexible options, saving you valuable time, stress and money. We provide expert guidance through every step, ensuring a smooth, transparent process designed around your unique goals. At Scarborough Finance, we empower you to make confident, informed financial decisions with a trusted partner by your side.

Found your next home, but your current property hasn’t sold yet? That timing gap can feel stressful: but a bridging loan...
27/08/2026

Found your next home, but your current property hasn’t sold yet? That timing gap can feel stressful: but a bridging loan may help you move forward.

Bridging finance is a short-term lending solution designed to help cover the gap between buying a new property and selling your existing one. It can provide funds for the new purchase while your current home is on the market, helping you avoid putting your plans on hold.

It’s important to understand your peak debt during the overlap, how long the bridging period may last, your repayment or exit strategy, and the fees, interest and lender conditions involved.

At Scarborough Finance, we’ll help you assess your options and plan for the double-mortgage period with clear, tailored guidance: so you can make an informed decision with greater confidence. Eligibility, lending criteria and costs apply.

Explore your options: https://scarboroughfinance.com.au/contact/

Buying your first home? The deposit is important: but it isn’t the whole story. 🏠Before you set your budget, remember to...
10/08/2026

Buying your first home? The deposit is important: but it isn’t the whole story. 🏠

Before you set your budget, remember to allow for:

• Stamp duty or transfer duty
• Conveyancing and settlement costs
• Building and pest inspections
• Lenders Mortgage Insurance (LMI), if applicable
• Council rates, utilities and moving costs
• Loan and property-related fees

For eligible first home buyers in WA, no transfer duty may be payable on a home valued up to $600,000. The First Home Owner Grant (FHOG) may also be available for eligible new homes, with an $800,000 property value cap applying in relevant circumstances. Eligibility and conditions matter, so it’s important to check your position before making an offer.

Planning for these extra costs early can help you set a realistic budget, avoid surprises and move forward with greater confidence.

We can help you understand your borrowing capacity, compare suitable home loan options and navigate the first-home-buying process from application to settlement.

Explore your options: https://scarboroughfinance.com.au/contact/

Need a personal loan quickly ? 🚀 Accessing a personal loan doesn’t have to mean applying separately with lender after le...
08/08/2026

Need a personal loan quickly ? 🚀 Accessing a personal loan doesn’t have to mean applying separately with lender after lender.

At Scarborough Finance, we compare options across multiple lenders to identify a personal loan that better suits your borrowing needs and repayment capacity.

For many personal loan applications, lenders will typically require:
• Government-issued identification
• Evidence of regular income or employment
• Recent payslips or business income documents
• Details of your regular expenses and existing debts
• Information about the loan purpose, amount and preferred term
• Consent for a credit check

Whether you need funds for a vehicle, home improvements, debt consolidation or even a deposit to buy a property, we’ll help you explore suitable options.

Let’s chat: https://scarboroughfinance.com.au/contact/

Starting from scratch isn’t the only way to become a business owner.Buying an established business can give you a head s...
07/08/2026

Starting from scratch isn’t the only way to become a business owner.

Buying an established business can give you a head start: with existing customers, proven systems, trading history and potential cash flow already in place. But the right finance structure is essential.

At Scarborough Finance, we can help you explore tailored business acquisition finance for:

• Purchasing an established business
• Funding the goodwill and assets included in the sale
• Structuring finance around the business’s performance and your goals
• Assessing lender requirements and the approval process

With access to a wide range of lending options, we’ll help you assess your position, compare suitable solutions and move towards an efficient approval: so you can focus on taking the next step with confidence.

Thinking about buying an existing business? Let’s talk through your options: https://scarboroughfinance.com.au/contact/

Could staying with the same lender be costing you more than you realise?The “loyalty tax” refers to the rate gap that ca...
05/08/2026

Could staying with the same lender be costing you more than you realise?

The “loyalty tax” refers to the rate gap that can exist between new and existing borrowers. Recent lending data has highlighted a difference of around 48 basis points : meaning some long-term customers may be paying a higher interest rate than new customers with similar circumstances.

Even a small rate difference can add up over time and affect your repayments, interest costs and ability to reach your financial goals.

Refinancing may help you explore:
• A more competitive interest rate
• Lower ongoing repayments
• Better loan features and flexibility
• Access to equity for your next goal

At Scarborough Finance, we can review your current loan, compare suitable options and help you understand the potential savings and costs before you make a decision. Your circumstances matter, so advice should be tailored to you: not based on loyalty alone.

Ready to review your options? Start the conversation: https://scarboroughfinance.com.au/contact/

Looking to buy commercial property for your business or SMSF? Navigating commercial loans and Self-Ma...
01/08/2026

Looking to buy commercial property for your business or SMSF? Navigating commercial loans and Self-Managed Super Fund (SMSF) finance can be complex.
We can help you secure your commercial property investment:
• Tailored Business Loans: Custom finance solutions designed to help your business buy its own warehouse, office, or retail space.
• SMSF Property Purchases: Leverage your super fund to buy commercial real estate with expert guidance on borrowing structures and compliance.
• End-to-End Support: We compare lenders, negotiate rates, and simplify the application process from start to settlement.

Get an obligation free business loan appraisal: https://scarboroughfinance.com.au/contact/

Self-employed? Alt-doc home loans accept BAS statements, bank statements or accountant letters instead of 2 years of tax...
30/07/2026

Self-employed? Alt-doc home loans accept BAS statements, bank statements or accountant letters instead of 2 years of tax returns. Let us help you find a suitable loan that meets your home lending needs.
https://scarboroughfinance.com.au/contact/

Is your business ready to grow, but cash flow is tight? 📈 At Scarborough Finance, we source fast, flexible working capit...
21/07/2026

Is your business ready to grow, but cash flow is tight? 📈 At Scarborough Finance, we source fast, flexible working capital loans with no property security. Bridge the gap and keep your momentum. Let’s chat! ☕ https://scarboroughfinance.com.au/contact/

Is your mortgage rate holding you back? There’s a 57 basis point gap between average rates and the market’s best. Refina...
21/07/2026

Is your mortgage rate holding you back? There’s a 57 basis point gap between average rates and the market’s best. Refinancing could save you thousands annually. Let’s find your potential savings together!

https://scarboroughfinance.com.au/contact/

Buying your first home in WA just got easier. With stamp duty thresholds lifted, you could save up to $22,515! No duty o...
15/07/2026

Buying your first home in WA just got easier. With stamp duty thresholds lifted, you could save up to $22,515! No duty on homes up to $600k and concessional rates up to $800k. Ready to see how much you’ll save? Let’s chat: https://scarboroughfinance.com.au/contact/

Address

157 Burniston Street, Scarborough
Perth, WA
6019

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61400844698

Website

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