Mortgage Choice in Perth CBD

Mortgage Choice in Perth CBD Your local Mortgage Broker team in Perth CBD! Let's achieve your next property goal - together.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

"Made a stressful process completely manageable." ⭐⭐⭐⭐⭐There's nothing better than hearing how our broker, Peter Keenan ...
03/09/2026

"Made a stressful process completely manageable." ⭐⭐⭐⭐⭐

There's nothing better than hearing how our broker, Peter Keenan helped turn a daunting goal into a reality for Genevieve, Jonathan, and Ayomi. Dedication and expert guidance always pay off!

Thank you for trusting our team with your journey! 🏡✨

It’s the first day of Spring 🌱 it’s the perfect time to give your finances a refresh. Swipe to see 4 ways to tidy up you...
01/09/2026

It’s the first day of Spring 🌱 it’s the perfect time to give your finances a refresh. Swipe to see 4 ways to tidy up your mortgage ➡️

1. Lenders change their rates all the time and they surprisingly don’t reward your loyalty. Lenders will offer new customers better rates than their existing clients, so a quick look could save you thousands!

2. Your life changes, so your loan features should too! It’s important to make sure your loan setup is still working for you and getting rid of any features you’re not using.

3. It’s no secret that Perth property values have increased significantly over the last few years. Need cash for that renovation or investment property? Your home equity could unlock lower rates or help you fund your next goal.

4. Our quick Free Home Loan Review costs you nothing but could save you thousands! Plus right now, if you apply to refinance your loan with our team - you’ll automatically enter the running to win $20,000!* Book your Free Home Loan Review today; https://bit.ly/4aeGPdq



*T&C’s apply. Minimum loan amount of $250,000. Entries close 18th October 2026.

Did you know nearly 90% of car purchases involve finance, yet 70% of buyers bypass dealership loans entirely? 🚗When buyi...
27/08/2026

Did you know nearly 90% of car purchases involve finance, yet 70% of buyers bypass dealership loans entirely? 🚗

When buying a new car, accepting the dealer’s finance offer on the spot can seem convenient—but it often means missing out on competitive market rates, flexible repayment structures, or lower overall fees.

Arranging your car loan with a mortgage/finance broker before you head to the showroom gives you:

✅ Clear pre-approval: Know your exact budget before you start negotiating.

✅ More choices: Compare competitive rates across a wide lender panel instead of being locked into one dealer finance product.

✅ Bargaining power: Walk onto the lot as a cash-ready buyer.

Thinking about upgrading your car soon? Drop us a DM or book a chat with us; https://bit.ly/4aeGPdq to compare your car loan options before you buy!

25/08/2026

Ready to stop renting and lock in your own place?

If you hit the key criteria in this video, the Australian Government’s First Home Guarantee Scheme could let you buy your home with as little as 5% deposit… without paying Lenders Mortgage Insurance (LMI).

That means saving tens of thousands upfront and getting into the Perth property market much faster.

Any questions about your eligibility, price caps, or other WA concessions? Drop us a DM or book in a chat with our team via the link in our bio. Navigating the concessions, eligibility and the lenders who offer these schemes can be tricky so it pays to chat to a broker to guide you through it all 🙌🏻



*this is not financial advice. Current rules and eligibility criteria may be subject to change so confirm via the housingaustralia.gov.au website.

Buying your first home should be an exciting milestone, not a stressful one! 🏡✨Huge shoutout to Jordan and Roan for guid...
20/08/2026

Buying your first home should be an exciting milestone, not a stressful one! 🏡✨

Huge shoutout to Jordan and Roan for guiding Sadie through the process and keeping things smooth every step of the way. Thank you so much for the kind words, Sadie, it was an absolute pleasure helping you secure your first home! 🔑

19/08/2026

We recently worked with a client who wanted to simplify her finances AND take the next big step in her career. The challenge? Trying to manage multiple existing debts while trying to cover the tuition costs for post-graduate studies.

By tailoring a personal loan strategy, we helped her:

✅ Consolidate her debts into one single, stress-free repayment
✅ Secure the funding needed to cover her post-grad tuition
✅ Level up her career opportunities (without impacting her daily budget)

Whether you’re looking to streamline some debts, fund higher education, or tackle a big life goal, the right strategy can really make all the difference.

Any questions? Send us a DM or click the link in our bio to book a no-obligation chat with our team today!

Kinda chic to make homeownership simple ✨🏠 Swipe through to see why choosing our team is always in style. 😉 👉 Whether ...
17/08/2026

Kinda chic to make homeownership simple ✨🏠 Swipe through to see why choosing our team is always in style. 😉 👉

Whether you're buying your first home, refinancing, or buying a new car, we’re here to do the heavy lifting—without charging you to find the right loan 💬 Drop us a DM or head to the link in our bio to book your free appointment!

07/08/2026

The next RBA cash rate announcement is coming next Tuesday, 11 August. With the cash rate currently sitting at 4.35%, economists are very much divided on whether we will see a rate hold or another shift.

Do you expect a hold, drop, or rise? Let me know your predictions in the comments!

05/08/2026

Looking to buy in the next 12 months? Here’s what you need to do to get prepared 👇🏻

Here’s 4 key steps you should take right now before you apply for finance:

1. Understand your real borrowing capacity: online calculators only give a rough estimate. Chat to a mortgage broker for an accurate figure to know what properties are in your price range.

2. Check your credit report today: It can take up to 90 days to fix any errors or clear default marks, so give yourself some time to clean it up if needed.

3. Cut down your credit limits: Close any unused credit cards and lower your existing limits as lenders will assess your potential limit, not just your balance. Even just a $10k credit card can cut $50k off your borrowing capacity 😳

4. Stop any Buy Now, Pay Later accounts: BNPL applications or active accounts can be flagged as a risk on your credit file and reduce how much you can borrow.

Send us a message if you have any questions! 📞

There is nothing more rewarding than hearing that our clients felt truly supported during such a huge milestone. ✨ We pr...
03/08/2026

There is nothing more rewarding than hearing that our clients felt truly supported during such a huge milestone. ✨ We pride ourselves on making the complex home loan journey clear, easy, and stress-free.

A massive thank you to Imogen and Nathan for sharing their experience with Jordan. Reading that you felt she genuinely had your best interests at heart is what we strive for every single day. Congratulations again on your new home! 🏡❤️

Ready to start your home buying journey with a team you can trust? Let’s chat! 📲

Address

Level 5, 105 Street Georges Terrace
Perth, WA
6000

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61894850090

Website

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