Mortgage Choice in Perth CBD

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Mortgage Choice in Perth CBD Your local Mortgage Broker team in Perth C*D! Let's achieve your next property goal - together.

Mortgage Choice Pty Limited (ABN 57 009 161 979, Australian Credit Licence 382869) and Smartline Operations Pty Limited (ABN 86 086 467 727, Australian Credit Licence 385325) are owned by REA Group Limited. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.

If you have a Suncorp home loan, big changes are on the horizon as customers prepare to transition over to ANZ systems b...
16/10/2026

If you have a Suncorp home loan, big changes are on the horizon as customers prepare to transition over to ANZ systems by 2027.

While final details are still being finalised, one key area to keep an eye on is your offset account.

Historically, Suncorp home loans haven't carried offset fees for up to 10 offset accounts, whereas ANZ typically charges a monthly fee for any offset account. So this cost could add up for you in the long run! It remains to be seen how ANZ will handle existing Suncorp accounts, but changes to interest rates, fees, or loan features are all possible during a transition like this.

What should you do?
✅ Review your current loan setup to understand what features you rely on.
✅ Compare the market before or during the move to see if staying or switching makes financial sense for you.

Need help navigating the transition? Send us a DM today and we’ll review your situation for you!

14/10/2026

He answers to Peter, Pete, or "that guy who saved me thousands." Either way, he's the guy you want in your corner when it's time to secure a better home loan deal.

Let's get you a better rate, send us a DM or book in a quick Free Loan Review today; https://bit.ly/4aeGPdq

06/10/2026

Sending a paper airplane to your bank asking for a lower rate probably won’t work… Calling us instead? Works every time 👌🏻

With RBA raising the cash rate, lenders are following suit. We’ll compare your current mortgage against 40+ lenders to see if you’re paying too much and negotiate a better deal on your behalf.

DM us or comment “LOWER” to get started checking your rate with our Free Home Loan Review.

New blog post LIVE! It’s a question we hear a lot amongst homebuyers. But here’s the timeframes for most lenders:💼 Full ...
01/10/2026

New blog post LIVE! It’s a question we hear a lot amongst homebuyers. But here’s the timeframes for most lenders:

💼 Full or Part-Time
Generally 3 to 6 months (or just finishing your probation period).

💼 Job Change in Same Industry
If you changed roles but stayed in the same field, many lenders won’t make you wait at all.

💼 Casual
Usually 6 months minimum

💼 Self-Employed
Typically need 2 years personal and company tax returns (but we have some lenders that will consider just last years tax return)

A job change doesn’t have to put your property plans on pause. Send us a DM or comment below if you have any employment or other home loan questions!

You can read the full details on our blog via the link in our bio.

Even though it was predicted, this news still hits us hard! The RBA has officially raised the cash rate to 4.6% (a 15 ye...
29/09/2026

Even though it was predicted, this news still hits us hard! The RBA has officially raised the cash rate to 4.6% (a 15 year high 😰).

We know how tough things already are for Australian households, and this rate rise will undoubtedly add more pressure onto mortgage holders who are already feeling the pinch.

BUT you don't have to just accept higher repayments. Now is the time to take action:

✅ Negotiate: We can go to bat for you with your current lender and negotiate a better rate (based on what we know they've offered recent clients)

✅ Compare: We can also see if there's a more competitive option for you from our panel of over 40 lenders, and see if its worth making a switch!

DM our team "REVIEW" to see how your current rate stacks up and explore your options. We’re here to help you navigate this!

28/09/2026

Big moves expected from the RBA tomorrow 📈

With all four major banks forecasting a 0.25% rate hike, thousands of Australian homeowners are likely about to see their monthly repayments jump again.

Even a small shift adds up fast… but you don’t have to just accept higher repayments.

Lenders are actively competing for market share, which means there may be a better rate available for your scenario.

Comment or DM us “REVIEW” for a quick, no obligation rate check and find out if you could save.

This is general advice only and does not constitute financial advice. Information will vary depending on loan size, rates and more.

22/09/2026

When you buy your first home, the focus is usually just on scraping together that initial deposit. But navigating your next home is a completely different experience. Rather than starting from scratch, you’re likely sitting on a healthy amount of built-up equity that can give you a helping hand.

If you’re thinking about selling this Spring or your next move, we’re sharing 3 common ways to finance your next home.

1. Unlocking Usable Equity: the growth in your current home’s value (particularly if you’re a Perth homeowner) can often serve as the deposit for your next purchase, meaning you may not need save a cash deposit.

2. Bridging Finance: if you find your dream home before you even put a “For Sale” sign up, bridging options allow you to buy first and sell later without the stress of a “Subject to Sale” condition.

3. Porting or Restructuring your Loan: depending on your current setup, we can often carry over or adjust your existing mortgage to keep your best features intact while adapting to your new goals and home.

Any questions? Send us a DM anytime, our inbox is always open for advice! 😊

How would you spend an extra $20,000? 💭 A Free Home Loan Review is always a good idea 😏 But even more so now, with just...
15/09/2026

How would you spend an extra $20,000? 💭

A Free Home Loan Review is always a good idea 😏 But even more so now, with just over a month left to go in the draw to win $20,000 when you apply to refinance your loan by 18 October!*

Want to find out if you could save on your repayments in just a few minutes? Book your Free Loan Review today to get started; https://bit.ly/4aeGPdq

T&Cs apply. Minimum loan amount of $250,000

09/09/2026

Talk about a total transformation! 🤩 huge congratulations to our incredible clients who turned this East Perth space into a dream home! We’re so thrilled Jordan and our team were able to help you turn your goals into a reality!

Ready to start your property journey? Shoot us a DM today 📞

Think you need a 20% deposit to buy your first home? Think again! Which tip was news to you? Let us know in the comments...
08/09/2026

Think you need a 20% deposit to buy your first home? Think again!

Which tip was news to you? Let us know in the comments 👇

Address

Level 5, 105 Street Georges Terrace
Perth, WA
6000

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61894850090

Website

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