Curtis Property Group

10/10/2026

Why New Builds Now

The rules for property investors have changed, and new builds are now in a different category.

From 1 July 2027, negative gearing on residential property will be limited to new builds. Established homes bought after Budget night (12 May 2026) won't be able to offset rental losses against your salary.

What that means in plain English:

✅ New builds keep full negative gearing
✅ New builds keep the 50% CGT discount. When you sell, you can choose the 50% discount or the new inflation-indexed method, whichever suits you best
✅ New builds offer the strongest depreciation claims

⚠️ Established properties bought after Budget night lose the salary offset from 2027 and move to the new CGT rules

We've built our strategy around new-build projects for years. Now the tax system points the same way.

Want to know how this affects your plans? Book a free strategy call via the link in the comments.

This is general information only and does not consider your personal circumstances. Seek independent tax and financial advice before acting.

11/08/2026

BREAKING NEWS: The Reserve Bank of Australia has decided to leave Interest Rates on Hold at it's August Meeting

The Reserve Bank has kept the cash rate steady at 4.35 per cent in August as the central bank releases its updated economic forecasts, including the inflation, growth and unemployment outlooks. Follow live.

13/05/2026

22/12/2025

Rising property prices drive household wealth higher

New data released by the Australian Bureau of Statistics (ABS) on Thursday showed total household wealth rose by $551.3 billion in the last quarter due to rising home values.

“Rising house prices were the main driver of the growth in household wealth this quarter,” ABS head of finance statistics Mish Tan said.

Ms Tan noted the 2.2% increase in house prices during the September quarter was the strongest quarterly growth since 2023.

The property market is tipped to reach new highs in 2026 with some cities looking at double-digit growth, even without another RBA rate cut.

26/11/2025

House Prices Set to Surge across the Country in 2026 with Perth & Brisbane Leading the Way

SQM Research has sounded the alarm on the nation’s housing affordability woes, pointing to the government’s first-home deposit scheme and both international and internal migration as the key reasons why house prices are on the rise.

House prices are set to jump across the country regardless of whether the Reserve Bank of Australia (RBA) holds interest rates.

24/09/2025

Government backed First Homebuyer Scheme is only going to increase property prices

Government-backed first homebuyer schemes increase property prices because they inject more demand into the market without addressing the underlying shortage of housing supply.

When more buyers are competing for a limited number of homes, this increased demand, combined with falling interest rates and other economic factors, can lead to faster sales, stronger offers, and upward pressure on prices.

Its time to buy your first or next investment property now before the first homebuyer scheme kicks off on the 1st October 2025.

Reach out to us if you are looking for specialist advice on buying your first or next investment property.🙏

Australia’s housing affordability crisis is set to get even worse thanks to the federal government’s expanded first-homeowner deposit scheme, the Reserve Bank has warned.

12/08/2025

The Big Four Banks Have Promised to Pass on the Rate Cut in Full

CBA announced it will apply a 0.25% rate cut to eligible variable-rate loans, including the Business Bank’s Variable Base Rate, Residential Equity Rate, Overdraft Reference Rate, and select variable-rate business lending products such as BetterBusiness Loans and Business Overdrafts.

The change will take effect from August 22 and, according to CBA, will see customers with an $800,000 home loan save around $385 per month.

“With now three rate cuts this year, Australian borrowers are getting some breathing room back in their budgets,” said CBA retail group executive Angus Sullivan. “It will be very welcome news for those with a home loan.”

12/08/2025

Breaking: RBA Cut Interest Rates by 25 basis points

The Reserve Bank of Australia has confirmed a widely anticipated interest rate cut, trimming the cash rate by 25 basis points to 3.6 per cent.

For a borrower with a $600,000 mortgage, the cut is expected to reduce monthly repayments by about $89.

Canstar projects lenders will pass the cut on to customers, with mortgage rates expected to settle at:

5.54 per cent for the new typical owner-occupier variable rate

5.34 per cent for the lowest big four variable rate, if the cut is fully passed on

5.25 per cent for an “ultra-competitive” variable rate across 30 lenders

05/05/2025

NAB forecast big rate cuts starting in May

NAB predicts the official cash rate reduced from its current 4.10 per cent to 3.10 per cent in mid-August and 2.85 in at the end of the year, before reaching 2.60 per cent in February 2026

As rates come down, demand for property is going to go up and this means one thing for property prices.

If you have considered investing in property, now is the perfect time to get into the market before we see a rapid reduction in interest rates.

Reach out to us if you are serious about setting yourself up financially through property investment.

NAB predicts significant interest rate cuts in coming months, bringing hope to mortgage holdersBy Sarah Swain4:37pm May 5, 2025 Tweet Facebook Mail In an update that will bring relief to homeowners, National Australia Bank is predicting a slew of interest rate cuts over the next few months.The big f...