Mortgage Choice - Michael White

Mortgage Choice - Michael White Michael White is a Smartline Personal Mortgage Adviser in Perth.

He can look after all your financing needs including home loans, leasing and commercial and business financing.

Mortgage Choice brokers can access thousands of home loan products from more than 35 lenders, as well as a range of loan...
29/08/2024

Mortgage Choice brokers can access thousands of home loan products from more than 35 lenders, as well as a range of loan options exclusive to Mortgage Choice customers.

Our panel includes interest-only home loan options which may suit you at different times during your home ownership journey.

To find out more about interest-only loan products, talk to us today.

Have you been holding your breath for an interest rate drop? Don’t wait to make your next move. With interest rates cur...
26/08/2024

Have you been holding your breath for an interest rate drop? Don’t wait to make your next move.

With interest rates currently on hold and no signs there’ll be a rate cut anytime soon, now could be the right time to explore your home loan options.

Book an appointment with me today to find out more

If you’re considering building your property investment portfolio, Mortgage Choice can help. Whether you’re brand new to...
22/08/2024

If you’re considering building your property investment portfolio, Mortgage Choice can help. Whether you’re brand new to property investing or you’re a seasoned pro, we have the knowledge and expertise to help you secure the right investment loan to achieve your goals.

We can also provide you with free PropTrack property reports, giving you access to rich data and valuable insights on potential investment locations.

Check out this article to learn more about property investment - https://www.mortgagechoice.com.au/guides/building-a-property-investment-portfolio/.

19/08/2024

Has your home loan been on ice for too long? Turn up the heat on your financial goals this winter and take some time to review your home loan.

Contact us for a home loan health check to make sure your loan still suits your needs and goals – and you’re getting the best possible rate for your circumstances.

Book an appointment today.

When calculating how much you can borrow, it’s important to consider potential changes in your employment or lifestyle, ...
15/08/2024

When calculating how much you can borrow, it’s important to consider potential changes in your employment or lifestyle, as well as any upcoming major expenses.

These factors can put a strain on your finances, especially on top of mortgage repayments.

At Mortgage Choice, we’re with you every step of the way. Chat to us today.

Ready to dive into the world of home ownership? It’s important to understand the steps involved to ensure you’re prepare...
13/08/2024

Ready to dive into the world of home ownership? It’s important to understand the steps involved to ensure you’re prepared.

To learn more, reach out to us to receive our Property Ownership Guide today.

HECS debt can reduce your home loan borrowing power, but not in the way you may expect. HECS debt repayments are based ...
08/08/2024

HECS debt can reduce your home loan borrowing power, but not in the way you may expect.

HECS debt repayments are based on your income, not on the size of the debt itself. The more income you make, the higher your HECS debt repayments will be. For example, if you earn $60,000, the HECS debt repayment rate is 2.0%, but if you earn $90,000, your repayment rate is 5.5%.

When it comes to assessing your borrowing power, lenders will focus on what your HECS debt repayments are, rather than the size of the debt itself. This is so they can determine how much money you’d be left with in your take-home pay, and whether you could service a home loan.

If you’re interested in understanding more about how your HECS debt could affect your borrowing power, talk to us today.

The Reserve Bank of Australia has just announced that the cash rate will remain unchanged at 4.35%.At Mortgage Choice, w...
07/08/2024

The Reserve Bank of Australia has just announced that the cash rate will remain unchanged at 4.35%.

At Mortgage Choice, we continually monitor lenders for interest rate changes outside of the official rate to assist in finding you a more suitable home loan.

Remember, at Mortgage Choice you’re never a loan! Get in touch with your local Mortgage expert to discuss your options.

‘Loyalty tax’ is the price you can pay for being loyal to your loan provider. While lenders often offer new customers a ...
05/08/2024

‘Loyalty tax’ is the price you can pay for being loyal to your loan provider.
While lenders often offer new customers a lower interest rate to attract their business, loyal customers are often stuck paying higher rates. This ‘loyalty tax’ could cost you thousands of dollars in interest over the life of your loan.

At Mortgage Choice, we can offer a variety of loan options – including some specifically designed to ensure you’ll never pay loyalty tax.

Talk to us today.

Want to feel like a winner with a home loan that works hard for you? Here at Mortgage Choice, we’ll do the heavy lifting...
01/08/2024

Want to feel like a winner with a home loan that works hard for you?

Here at Mortgage Choice, we’ll do the heavy lifting when it comes to finding you a home loan that suits your needs.

Talk to us today to explore your home loan options.

Address

Suite 3, Level 3, 9 Bowman Street
Perth, WA
6151

Telephone

+61438917660

Website

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