Whether you are looking to buy your first home, to renovate, refinance or invest, we’re here to navigate you through to your goal.
There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s rig
ht for the lenders. Whether you want to invest or refinance, buy your first home or ensure your current home loan is still the right one for you, I can help. Formed in 2003, Millenium Finance Group (MFG) is owned and operated by Accredited Mortgage Broker Steve Ioannou, who has 25+ years of experience in the banking and finance industry, servicing Perth and a growing number of clients around Australia. Steve prides himself on his attentive customer service ethos, developing close working relationships with all his clients whilst offering a naturally open and honest mortgage brokering service.
“Its my business to find you the most appropriate home loan - backed by experience, attentive service and, above all, integrity – it really does make all the difference”
MFG are experts when it comes to:
• Home loans
• Residential investment loans
• Professional packages
• Pre-approvals
• Home improvements loans
• Construction loans
• Low doc loans
• Refinancing
• Equity Line facilities
• Debt consolidation
• First home buyer options
Steve’s relationship with his clients does not end at settlement, going forward he can be a valuable resource guiding you through rate changes, investment loans or refinancing.
“Referrals are my main marketing avenue and because of this I personally ensure that my customers are 100% happy with my service and methodology.”
Using a mortgage broker is a smart way to go
• We provide real choice, looking to find you the right deal
• We work with multiple lenders, keeping competition alive
• We may negotiate a better outcome
• We help at a time and place that suits you
• We do the legwork for you
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible. In short, a broker is there to look out for your interests. Call me direct, Steve Ioannou, on 0412 362 110 or click the button at the top of my profile to learn more. Millenium Finance Group is part of AFG - the group that offers more than 800 financial products from Australia’s leading lenders. Accredited Mortgage Broker ACR 386907
Proudly affiliated with AFG Lic 389087
MFAA member
09/10/2025
Proud to have supported Harry Perkins Institute of Medical Research, for the 7th time, by riding with these two in the Cancer200. Thanks to all who sponsored me to ride 200kms over 2 days🙏🏻
So proud of us for having completed 200kms in the MACA Cancer 200 for Harry Perkins Institute of Medical Research (7 years participating 🚴♂️🏅) Thanks to those of you who sponsored my efforts.
23/08/2024
🚴🏽♂️ I’m squeezing into the lycra for the 6th year, in support of my friends and family members who have been affected by cancer.
🚴🏽♂️ The MACA Cancer 200 ride is a 200km two-day journey with proceeds going directly to the dedicated WA cancer researchers at Harry Perkins Institute of Medical Research.
🚴🏽♂️ I’d love your sponsorship for the event over 13-14 October, via my official link:
Are you the type who prefers to do their own research before speaking to a professional? if it's mortgage finance you're considering, I've got you covered.
It's no replacement for a dedicated conversation about your specific needs but they're a great start.
Check them out and then call me when you're ready.
15/04/2024
If you're saving for a mortgage or servicing one, and don't want to live like a hermit, here’s some ideas to cut costs. Yes, you can be a homeowner and have a life!
If you’re like most Australians, there hasn’t been a whole lot of cash accumulating in your savings account recently.
23/10/2023
Coming off a fixed mortgage rate? Wondering how to prepare for higher repayments? Don't put your head in the sand... give me a call before automatically rolling over to the new rate. I may be able to renegotiate you a cheaper rate PLUS there's potentially options you may not have previously considered that we can cover over the phone or in person at your convenience.
Call me direct. My service comes at no cost to you!
30/08/2023
Western Australia is experiencing a land supply shortage yet demand in the established market remains red-hot – hence we are playing a game of waiting for building costs to decrease, which will increase demand for vacant allotments.
Perth claims the crown for being geographically the longest city in the world, and controversially has no urban boundary. So why is there a land supply shortage?
28/09/2022
Thinking of refinancing? Here's the 3 big reasons why now might be a good time:
1) if COVID-19 didn't impact you financially you might be eligible to lock down a lower rate
2) If you've never refinanced or haven't in a long time you could save money by reviewing your rate
3) To make sure you have the right loan - lenders update their offerings all the time and you could be getting a better deal.
If I can help you navigate these waters get in touch.
08/09/2022
It’s feedback like this recent google review that really made my day. I value all the long and loyal partnerships I’ve forged with my clients over many many years.
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Formed in 2003, Millenium Finance Group (MFG) is owned and operated by Accredited Mortgage Broker Steve Ioannou, who has 25+ years of experience in the banking and finance industry, servicing Perth and a growing number of clients around Australia.
Steve prides himself on his attentive customer service ethos, developing close working relationships with all his clients whilst offering a naturally open and honest mortgage brokering service.
“Its my business to find you the most appropriate home loan - backed by experience, attentive service and, above all, integrity – it really does make all the difference”
MFG are experts when it comes to:
• Home loans
• Residential investment loans
• Professional packages
• Pre-approvals
• Home improvements loans
• Construction loans
• Low doc loans
• Refinancing
• Equity Line facilities
• Debt consolidation
• First home buyer options
Steve’s relationship with his clients does not end at settlement, going forward he can be a valuable resource guiding you through rate changes, investment loans or refinancing.
“Referrals are my main marketing avenue and because of this I personally ensure that my customers are 100% happy with my service and methodology.”
Using a mortgage broker is a smart way to go:
• We provide real choice, looking to find you the right deal
• We work with multiple lenders, keeping competition alive
• We may negotiate a better outcome
• We help at a time and place that suits you
• We do the legwork for you
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.
In short, a broker is there to look out for your interests, while lenders are there to look after their own. We don’t have to say who’ll do a better job!
Call me direct, Steve Ioannou, on 0417 931 759 or click the button at the top of my profile to learn more.
Millenium Finance Group is part of AFG - the group that offers more than 800 financial products from Australia’s leading lenders.
Accredited Mortgage Broker ACR 386907
Proudly affiliated with AFG Lic 389087
MFAA member