Mortgage Choice Poonam Upadhyay

31/07/2024

Why wait until December to give yourself a little treat?

Celebrate Christmas in July by speaking to your broker about reviewing your home loan to see if you could reduce your home loan repayments 🎁.

Talk to us today to learn more about refinancing or or to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/

30/07/2024

As a borrower, it’s wise to become familiar with the different features offered in home loan products. This knowledge will help you decide which loan is the most suitable for you.

Talk to us today to or to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/ learn more about these features

29/07/2024

An exciting step on your home-buying journey is receiving pre-approval (otherwise known as conditional approval). While a pre-approval does provide a level of certainty, there are still some important things to keep in mind:

◼ Watch the time span: A pre-approval is usually only valid for up to 90 days. This is because a borrower’s personal circumstances, and even the property market, can change quickly.

◼ Your circumstances or the market may change: Pre-approval is offered on the information you provide at the time of application, the current market conditions and average interest rates. If any of these factors change following pre-approval, you may no longer be eligible for the same amount of funding.

◼ Pre-approval is not a guarantee of funding: A pre-approval doesn’t always mean you will receive a home loan. The property you’re hoping to buy will act as a security for your loan, so formal approval can only be granted once you’ve chosen a property.

If you’re looking to buy a property, seeking pre-approval through your broker is a great first step. Talk to us today to learn more.

28/07/2024

Click on the link below to find out the five most common reasons why people choose to refinance their loans:

https://www.mortgagechoice.com.au/guides/five-reasons-to-refinance/

or to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/

People choose to refinance their loans for many different reasons. Here are five of the most common ones.

28/07/2024

A mortgage broker acts as your advocate with lenders. Your broker will crunch the numbers and review the options to find the best loan for your situation. They’ll also handle the application process – and all the paperwork – on your behalf.

With a mortgage broker in your corner, you’ll receive expert home loan advice and ongoing support. Talk to us today to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/

27/07/2024

A mortgage broker acts as your advocate with lenders. Your broker will crunch the numbers and review the options to find the best loan for your situation. They’ll also handle the application process – and all the paperwork – on your behalf.

With a mortgage broker in your corner, you’ll receive expert home loan advice and ongoing support. Talk to us today.

26/07/2024

No matter what your home buying needs are, we’ve got you covered.

Whether you’re buying your first home, upgrading or downsizing, refinancing or investing, our guides will help you navigate the home lending process with confidence.
Reach out today for more information to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/

25/07/2024

Why wait until December to give yourself a little treat?

Celebrate Christmas in July by speaking to your broker about reviewing your home loan to see if you could reduce your home loan repayments 🎁.

Talk to us today to learn more about refinancing.

17/07/2024

Living expenses can play an important role in determining your borrowing power and your chances of securing home loan approval. For example, if a lender believes your living expenses outweigh your ability to repay your mortgage, your loan application could be affected.

A mortgage broker can help you calculate your living expenses and understand your borrowing power. Talk to us today to find the right loan to suit your needs call us today 0424 199 111

https://www.mortgagechoice.com.au/poonam.upadhyay/

16/07/2024

Did you know that on average, existing customers who are loyal to their lender pay more on their mortgage than new customers? This ‘loyalty tax’ could cost thousands of dollars in interest over the life of your loan.

Mortgage Choice brokers can access thousands of home loan products from more than 35 lenders, including loan options specially designed to ensure existing customers will never pay more than a new customer on a like-for-like loan.

We can review your existing home loan to ensure you’re still on a competitive rate – or help you find a product that’s right for you.

To find out more talk to us today 0424 199 111 or check the website for mor information https://www.mortgagechoice.com.au/poonam.upadhyay/