Keeley Rodgers - Mortgage Broker

Keeley Rodgers - Mortgage Broker Mortgage and Finance broker for Central Lending Solutions

Client came to us having not reviewed their home loan for several years.Like a lot of people, they assumed their rate wa...
17/06/2026

Client came to us having not reviewed their home loan for several years.

Like a lot of people, they assumed their rate was still competitive — but after reviewing their situation, we were able to secure a sharper rate and release equity to help fund planned renovations.

The result?

✔ Lower repayments
✔ Improved monthly cash flow
✔ Access to funds for upgrades
✔ Added long-term value to their home

A lot can change over a few years — rates, policies, property values and your own financial position.

Even if you’re not looking to move, a refinance review could potentially save you money or help put your equity to better use.

Sometimes a quick review is all it takes to improve your overall financial position.

Message “REVIEW” to see what your options could look like.

15/06/2026

Not all income counts equally.

Overtime, bonuses and commission are often averaged.

Credit card limits reduce borrowing power — even if unused.

Online borrowing calculators are rarely accurate.

If you’d like a proper assessment, comment “BORROW”.

Common Loan Mistakes:1️⃣ Fixing 100%2️⃣ Maxing borrowing power3️⃣ Cross-collateralising3️⃣ Choosing lender for cashback ...
10/06/2026

Common Loan Mistakes:
1️⃣ Fixing 100%
2️⃣ Maxing borrowing power
3️⃣ Cross-collateralising
3️⃣ Choosing lender for cashback only

Most loan mistakes happen before approval.

The structure at the start can impact you for years.

Rate matters.
But structure matters more.

If you want to get it right from the beginning, message “STRUCTURE”. 📩

Offset accounts reduce interest daily and give flexibility.Redraw allows you to access extra repayments — but it works d...
08/06/2026

Offset accounts reduce interest daily and give flexibility.

Redraw allows you to access extra repayments — but it works differently.

For investors especially, this difference matters.

If you’re unsure which you have (or which you should), DM “OFFSET”. 📩

1️⃣ Value your property2️⃣ Calculate usable equity3️⃣ Release funds4️⃣ PurchaseYou don’t always need cash savings to buy...
05/06/2026

1️⃣ Value your property
2️⃣ Calculate usable equity
3️⃣ Release funds
4️⃣ Purchase

You don’t always need cash savings to buy another property. 🔑

Sometimes equity can be used as your deposit.📈

But avoid cross-collateralising properties unless there’s a clear strategy.

If you’re thinking long term, let’s plan properly.

Message to find out more! 📩

Being self-employed doesn’t mean you can’t get approved.Some lenders accept one year financials.Some allow add-backs.Som...
02/06/2026

Being self-employed doesn’t mean you can’t get approved.

Some lenders accept one year financials.
Some allow add-backs.
Some consider BAS income.

It’s about choosing the right lender.✅

If you run a business and want to buy or refinance, DM “BUSINESS”.📩

Investment lending isn’t the same as owner-occupied.Rental income is assessed differently.Rates may differ.Interest-only...
02/06/2026

Investment lending isn’t the same as owner-occupied.

Rental income is assessed differently.
Rates may differ.
Interest-only options may apply.
New negative gearing policies may impact.

The way your first investment is structured impacts your second one. 🔑

If you’re thinking about investing in Perth, strategy matters.

DM “INVEST” to fund out more.📩

Another amazing review from some awesome clients 🙌Whether it’s helping with a first home loan or refinancing later down ...
29/05/2026

Another amazing review from some awesome clients 🙌

Whether it’s helping with a first home loan or refinancing later down the track, my goal is always to make the process as smooth and stress-free as possible.

Really appreciate the trust and support — thank you for the kind words! 🏡

Yes, you can access equity for renovations or personal use.✅The bank will reassess your income and may require supportin...
27/05/2026

Yes, you can access equity for renovations or personal use.✅

The bank will reassess your income and may require supporting documents depending on the purpose.

It increases your loan balance — so it should be done strategically.⚖️

If you’re considering upgrading your home or cashing out funds, let’s structure it properly.

Comment “RENO” or “CASH” and I’ll guide you. 📩

Equity is the difference between your property value and what you owe. 📈 Most lenders allow you to access up to 80% of y...
25/05/2026

Equity is the difference between your property value and what you owe. 📈

Most lenders allow you to access up to 80% of your property value without paying LMI.

That usable equity can potentially be used for:

• Renovations 🔨
• Investing💰
• Debt restructuring🔀

But it needs to be structured carefully.

DM “EQUITY” if you’d like to see what yours looks like. 📩

Address

Perth, WA

Telephone

+61431011410

Website

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