Keeley Rodgers - Mortgage Broker

Keeley Rodgers - Mortgage Broker Mortgage and Finance broker for Central Lending Solutions

Another amazing review from some awesome clients 🙌Whether it’s helping with a first home loan or refinancing later down ...
29/05/2026

Another amazing review from some awesome clients 🙌

Whether it’s helping with a first home loan or refinancing later down the track, my goal is always to make the process as smooth and stress-free as possible.

Really appreciate the trust and support — thank you for the kind words! 🏡

Yes, you can access equity for renovations or personal use.✅The bank will reassess your income and may require supportin...
27/05/2026

Yes, you can access equity for renovations or personal use.✅

The bank will reassess your income and may require supporting documents depending on the purpose.

It increases your loan balance — so it should be done strategically.⚖️

If you’re considering upgrading your home or cashing out funds, let’s structure it properly.

Comment “RENO” or “CASH” and I’ll guide you. 📩

Equity is the difference between your property value and what you owe. 📈 Most lenders allow you to access up to 80% of y...
25/05/2026

Equity is the difference between your property value and what you owe. 📈

Most lenders allow you to access up to 80% of your property value without paying LMI.

That usable equity can potentially be used for:

• Renovations 🔨
• Investing💰
• Debt restructuring🔀

But it needs to be structured carefully.

DM “EQUITY” if you’d like to see what yours looks like. 📩

Recently had a client come to us after being told they no longer qualified for their build due to rate rises 📉🏡Their pre...
22/05/2026

Recently had a client come to us after being told they no longer qualified for their build due to rate rises 📉🏡

Their pre-approval had expired while waiting on building contracts and servicing no longer stacked up with the original lender.

Instead of giving up, we reworked the scenario through another lender/product and got the deal back on track ✅

A lot of people assume one lender saying no means the deal is dead — that’s not always the case.

Every lender assesses deals differently, which is why structure and lender choice matters so much right now 👌

The difference between lenders can literally be hundreds of thousands in borrowing capacity.

If your deal has fallen over recently, it may still be worth having another look at it.

📩 Feel free to reach out if you want to chat through your options.

The latest Federal Budget changes could massively shift the way Australians invest in property. 📈From July 2027, propose...
21/05/2026

The latest Federal Budget changes could massively shift the way Australians invest in property. 📈

From July 2027, proposed changes are expected to make established investment properties far less tax effective compared to new builds.💰

According to analysis published by The Australian, investors purchasing new builds instead of established properties could potentially be better off by up to:

• ~$248,000 for average income earners
• ~$279,000 for higher income earners

Some of the proposed advantages for new builds may include:

✔ Retaining negative gearing benefits
✔ Better depreciation outcomes
✔ More favourable CGT treatment
✔ Lower stamp duty in many cases

This is likely to push more investor demand toward new construction stock over the next few years.

A lot of investors still assume established properties are automatically the better option — but these changes may completely reshape that thinking.

Obviously every client should seek independent tax advice, but from a lending and strategy perspective, this is becoming a very important conversation.🔑

If you want to understand how these changes may impact your borrowing capacity or investment plans, feel free to reach out.📩

Reviews like this make the long days worth it 🙌First home + first build can feel overwhelming, especially when you’re yo...
19/05/2026

Reviews like this make the long days worth it 🙌

First home + first build can feel overwhelming, especially when you’re young and doing it all for the first time. My goal is always to keep things simple, communicate clearly and push things along as fast as possible.

Massive thanks for trusting me throughout the journey 🏡

🚨 HUGE NEWS FOR WA FIRST HOME BUYERS 🏡The WA Government has TODAY announced major increases to stamp duty concessions an...
07/05/2026

🚨 HUGE NEWS FOR WA FIRST HOME BUYERS 🏡

The WA Government has TODAY announced major increases to stamp duty concessions and First Home Owner Grant thresholds as part of the 2026-27 State Budget. 💰

Here’s what’s changing:

🏠 Established / New Homes
✅ $0 stamp duty up to $600,000
✅ Reduced stamp duty up to $800,000

🏗️ Vacant Land
✅ $0 stamp duty up to $450,000
✅ Reduced stamp duty up to $550,000

🧱 Building Your First Home?
✅ FHOG property cap increased from $750,000 → $800,000
✅ Buyers can still access stamp duty concessions on the land even if the total house & land package exceeds the FHOG cap

🏢 Off-The-Plan Purchases
✅ Expanded concessions continue
✅ No stamp duty on eligible pre-construction purchases up to $800,000

These changes could save eligible buyers:
💰 Up to $22,515 on established homes
💰 Up to $25,390 when building

This is a massive boost for first home buyers in WA and could significantly reduce upfront purchasing costs.

If you’re thinking about:
🏠 Buying your first home
🏗️ Purchasing land
🧱 Building
📈 Or just want to know what you may now qualify for…

📩 Feel free to send me a message.

Eligibility criteria, conditions and implementation dates apply.

🚨 RBA RATE UPDATEThe RBA has increased the cash rate by 0.25% today.💸 What this means:Repayments are likely to rise arou...
17/03/2026

🚨 RBA RATE UPDATE

The RBA has increased the cash rate by 0.25% today.

💸 What this means:
Repayments are likely to rise around $80–$100/month per $600k loan.

🏡 If you have a mortgage, now’s a good time to review your rate — many people are paying more than they need to.

📩 Want to see how this affects you? Send me a message.

Really appreciate the review from these clients. ⭐They wanted clarity around their finance options and needed guidance t...
10/03/2026

Really appreciate the review from these clients. ⭐

They wanted clarity around their finance options and needed guidance through the lending process. After working through their situation and structuring the right loan solution, they were able to move forward confidently. 🔑

Helping clients achieve outcomes like this is why I love what I do.

If you're thinking about buying, refinancing or investing, feel free to reach out anytime. 📩





Refinancing isn’t just about chasing a better rate.It can improve cash flow, unlock equity or restructure your loan prop...
06/03/2026

Refinancing isn’t just about chasing a better rate.

It can improve cash flow, unlock equity or restructure your loan properly.

You can refinance to:
⬇️ Lower your rate
🏠 Access equity
📈 Consolidate debts
🔨 Renovate
🔀 Restructure your loan

Sometimes it makes sense.
Sometimes it doesn’t.

If you’re unsure, message “CHECK” and I’ll give you honest feedback. ✅










Banks offer their sharpest rates to new customers. Existing customers often sit on higher rates unless they review.If yo...
02/03/2026

Banks offer their sharpest rates to new customers.

Existing customers often sit on higher rates unless they review.

If you haven’t checked your loan in the past 12–18 months, you could be overpaying. 🤑

Even a small rate difference can mean thousands per year. 💸

DM “REVIEW” and I can help you look into your options - free of charge.










Address

Perth, WA

Telephone

+61431011410

Website

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