Conlon Financial Solutions

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Conlon Financial Solutions Mobile Finance Broker, I have been in the finance industry since 2001. I know the best way to get your loan approved As such please welcome.

Hi my name is Abby Conlon,

I'm a mum to a beautiful 3rd old boy Harrison. Over the last 15 years I have been working as a lending specialist within Australian banking industry, assisting many people buying their first home, re-financing their home loans, assisting them with investment loans and providing competitive rates and solutions for their financial needs. Having Harrison around has given me the inspiration and confidence to make the jump into the broking area. Having a work/life balance whilst being able to give the best rate and service has been an ultimate goal of mine. Conlon Financial Solutions

Credit representative 491382 is authorised under Australian Credit Licence 389328 ABN 68 305 677 368
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product

Happy National Pay Back a Friend Day! πŸ’ΈToday's the day to finally settle up:β˜• The flat white your mate shouted you in Ma...
17/10/2026

Happy National Pay Back a Friend Day! πŸ’Έ

Today's the day to finally settle up:

β˜• The flat white your mate shouted you in March
πŸ• Your share of the Friday night pizza
β›½ That "I'll get you back for fuel" from the trip down to Margs
🍻 The round you definitely still owe

But here's one thing you don't owe anyone: loyalty to a home loan rate that's stopped working for you. πŸ‘€

If you haven't heard from your bank (or broker) in a while, your rate might be quietly costing you more than a coffee a week.

Pay back your friends today, and let me check your loan's still pulling its weight. 🏑

πŸ“© [email protected]
πŸ“ž 0402 908474

Conlon Financial Solutions

Thinking about stretching your loan term to ease the monthly squeeze? Here's the trade-off.Extending your term (say, fro...
15/10/2026

Thinking about stretching your loan term to ease the monthly squeeze? Here's the trade-off.

Extending your term (say, from 25 years back out to 30) can lower your minimum repayment, which can be real relief when budgets are tight.

The catch:

You'll usually pay more interest over the life of the loan
It can take longer to build equity
Not every lender will agree to it

Some people extend the term now for breathing room, then keep paying the old, higher amount once things ease, so they get flexibility without locking in the extra cost. That only works if your loan allows extra repayments, so it's worth checking.

Want to see the numbers side by side? PM me for a chat.

General information only, not personal advice.

Happy National Ride2Work Day! 🚴Between fuel, parking and tolls, the daily commute is a sneaky budget drain right now. Ev...
14/10/2026

Happy National Ride2Work Day! 🚴

Between fuel, parking and tolls, the daily commute is a sneaky budget drain right now. Even a few rides a week can add up to real money over a year.

And here's the fun bit: whatever you save, pop it straight into your offset account. Every dollar sitting there works against your home loan interest, so your commute savings quietly cut your loan costs while you pedal.

Riders, how many days a week are you pedalling in? πŸ‘‡

If your repayments are getting hard to keep up with, please don't wait until you miss one.With the cash rate up again, a...
13/10/2026

If your repayments are getting hard to keep up with, please don't wait until you miss one.

With the cash rate up again, a lot of households are feeling it. The good news is lenders have hardship options, and they're much easier to access early than late:

Ask about temporary reduced repayments or a short pause
Ask about moving to interest-only for a set period
Ask whether extending your loan term could ease the monthly load
Have a look at whether a different lender or a refinance might help

You can also speak to a free financial counsellor through the National Debt Helpline on 1800 007 007.

Feeling the squeeze and not sure where to start? PM me for a chat. No judgement, just options.

General information only, not personal advice.

Rates are at their highest in around 15 years, the grocery bill keeps climbing, and everything feels like it's creeping ...
12/10/2026

Rates are at their highest in around 15 years, the grocery bill keeps climbing, and everything feels like it's creeping up. I hear you. 😩

The RBA lifted the cash rate to 4.60% on 29 September, and that's flowing through to variable loan repayments right about now. There's not much any of us can do about the cash rate itself, but there's plenty you can do about your own setup.

Swipe through for 3 simple ways to make your money go further right now πŸ‘‰

Want a hand working out what would actually move the needle for you? PM me for a chat.

General information only, not personal advice.

πŸŽ‰ Celebrating 10 years.Ten years ago I started Conlon Financial Solutions with a laptop, a phone, and way too much optim...
10/10/2026

πŸŽ‰ Celebrating 10 years.

Ten years ago I started Conlon Financial Solutions with a laptop, a phone, and way too much optimism about how "simple" this would be.

Since then I've lost count of the FHOG applications, the 9pm calls with anxious first home buyers, the settlement day happy dances, and the sheer number of times I've explained what "genuine savings" actually means.

What I haven't lost count of is how lucky I am. Every single client who trusted me with one of the biggest decisions of their life, every referral, every "hey can you help my brother/sister/mate", it all adds up to a decade I genuinely didn't see coming.

So thank you, from the bottom of my very tired, very grateful heart. Here's to the next 10 being just as chaotic and rewarding.

πŸ₯‚ Who's shouting the cake?

Buying with a friend instead of a partner? It's more common than you'd think, and it works a bit differently.Things to s...
10/10/2026

Buying with a friend instead of a partner? It's more common than you'd think, and it works a bit differently.

Things to sort before you sign anything:

Tenants in common lets you each own a specific share (50/50, 60/40, whatever suits), rather than equal joint ownership
A co-ownership agreement spells out what happens if one person wants to sell, can't pay their share, or you have a falling out
Lenders still assess you both as jointly responsible for the full loan, regardless of your ownership split
Exit strategy matters more here than with a couple, have the "what if" conversation early

It can be a genuinely smart way to get into the market sooner. It just needs clearer boundaries upfront than buying with a partner typically does.

Thinking about buying with a friend? PM me for a chat.

Heading off on parental leave? It's worth telling your lender, even if nothing feels urgent yet.A few things that can ch...
09/10/2026

Heading off on parental leave? It's worth telling your lender, even if nothing feels urgent yet.

A few things that can change:

Some lenders offer a reduced repayment or interest-only period while you're on leave
If you're applying for a loan before leave starts, lenders may ask how your income changes during leave
Government Parental Leave Pay can sometimes be included as income, depending on the lender and your situation
Returning to work part-time afterwards can affect reassessment if you need to refinance later

None of this needs to derail your plans, it just helps to flag it early rather than have it catch you (or your lender) off guard.

Planning parental leave and want to check your loan is set up for it? PM me for a chat.

Made your final home loan repayment? There's still a bit of admin before it's truly done.Discharging your mortgage invol...
08/10/2026

Made your final home loan repayment? There's still a bit of admin before it's truly done.

Discharging your mortgage involves:

Your lender releasing their legal claim (the mortgage) over your property title
A discharge fee, usually a few hundred dollars, charged by the lender
Your conveyancer or the lender lodging the discharge with Landgate to update the title
Your home insurance should be checked and updated too, since the bank is no longer a listed interest

It usually takes a few weeks from your final payment to the title being fully clear. Worth planning ahead if you're paying off a loan to coincide with another milestone.

Getting close to paying off your loan? PM me if you want a hand with the process.

Ever been approved for less than you expected, even though your repayments would be comfortable at today's rate? Here's ...
07/10/2026

Ever been approved for less than you expected, even though your repayments would be comfortable at today's rate? Here's why.

Swipe through πŸ‘‰

Want to know your actual borrowing capacity, buffer included? PM me for a chat.

Address

Leeming
Perth, WA
6110

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