The Western Financial Services

31/07/2026

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HSBC Australia is exiting retail banking and has agreed (subject to regulatory approval) to sell its home & personal loan book to Blackstone, with Pepper Money expected to manage the loans in H1/2027. No action is required from customers — existing interest rates, fees, discounts and repayments will transfer and loans will continue on current terms until the move.

In‑flight purchase/refinance applications must be submitted by 08/14/2026; approvals, variations and commissions will be honoured until transfer.

HSBC and Pepper Money will work to ensure a smooth transition, and support will be available from both lenders; Stay alert for scams — contact HSBC only via official channels and see hsbc.com.au/help/important-notices.

0411 20 90 89

07/07/2026

“What our data shows is a clear change in borrower behaviour following the federal budget announcement."

23/06/2026

📢 Important Update for SMSF Investors! 🏡

There is a significant change resulting from the recent federal budget. The government has bowed to pressure from the Greens and imposed a ban on self-managed superannuation funds (SMSFs) borrowing to purchase residential properties. This move is set to impact many investors who are utilizing these funds to grow their property portfolios while avoiding the capital gains tax increase.

If you’re navigating these changes and looking for advice or alternatives for financing your investments, I'm here to assist you! Let’s discuss how to adapt your strategy in today’s market.

💬 Feel free to reach out or comment below!

23/06/2026

Deal ends self-managed super funds' borrowing to buy housing!

31/05/2026

🏠 How to buy your Dreaming home with 2% down... 👇

If you're struggling to save a massive deposit, the Help to Buy Scheme might be the answer.

The Highlights:
💰 2% Deposit: Start your journey with less upfront cash.
🏠 Equity Boost: The government contributes 30% (existing) or 40% (new builds).
📉 Lower Loans: A smaller mortgage means more breathing room in your budget.

Ready to see if you qualify? Don’t navigate the paperwork alone!

📱 Call 0411 20 90 89
📩 Or send a DM

I'm here to help you get the keys to your first home.

07/05/2026

🏡✨ AMAZING NEWS for First Home Buyers in WA! ✨🏡

The new State Budget proposal for the first home purchase stamp duty exemptions! 💰

🎉 Here's what's changed:

✅ NO stamp duty on homes up to $600k (up from $500k!)

✅ Heavily reduced stamp duty on homes up to $800k (up from $700k!)

✅ Save up to $22,500 on established homes or $25,000 when building

✅ First Home Owner Grant cap increased to $800k

✅ No stamp duty on vacant land up to $450k

As your local mortgage broker, I'm here to help you navigate these exciting changes and find the perfect loan solution to make your homeownership dreams a reality. 🔑

Ready to explore your options? Let's chat about how these savings could work for YOU!

📞 Call me @ 0411 20 90 89 to discuss your home loan options!

21/04/2026

*STOP RENTING & START OWNING! WITH A 2% DEPOSIT* 🏠*

Think you need a 20% deposit to buy a home? Think again!

I’m helping my clients get into the property market with just a *2% DEPOSIT* and *ZERO Lenders Mortgage Insurance* (LMI)*. 🚀

Stop waiting years to save—you could be closer to your dream home than you think.

📞 Call me today to see if you qualify: *0411 209 089*



*Terms and conditions apply

The Western Financial Services specialise in sourcing the best suitable home loans to the customers.

02/04/2026

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Major banks are forecasting three more RBA cash-rate rises in 2026 (May, June & August), which could push the cash rate to 4.85%. After two earlier hikes this year, that scenario may add around $457/month to repayments on a $600,000 loan.

If you’re on — or can access — a rate of 5.74% and want to lock it in, contact me today to discuss your options:
Peter
0411 209 089
[email protected]

08/03/2026

🏠 about and what it means for ? 🏠

Interest rates often move with inflation, and as inflation rises, variable rates can rise as well. Fixing your mortgage rate now can lock in predictable repayments and protect you from future spikes. Secure your peace of mind!

Ready to explore if a fixed rate is right for you? Give me a call on 04111 20 90 89. Let's discuss your options and find the best solution for your needs.

01/02/2026

🏡 Move in sooner — make your move now.

💰 Saved 10%? You could:
✔️ Skip Lender’s Mortgage Insurance (LMI)
🔓 Unlock 90% LVR loans for owners & investors
📈 Buy with principal & interest repayments (purchases only)

Whether you’re a first-home buyer, rentvestor, upsizer or portfolio builder — I’ll fast-track your path to ownership.

📩 Send a DM (0411209089) to see if you qualify and get started.

The Western Financial Services specialise in sourcing the best suitable home loans to the customers.