Pacific Finance Australia

Pacific Finance Australia WA's Leading Finance Broker. We're a proud Australian Finance Broking company that only operates within Australia.

Established in West Perth in 1991, Pacific Finance has grown to become one of Perth's leading independently owned finance and mortgage broking groups. Today Pacific Finance plans and arranges an extensive range of equipment, motor vehicle, business and residential property finance for small and large businesses, first time and experienced property investors and clients looking for the right home loan

New Intern. Big Toys. Our newest intern, Lachlan Ord-Hume, is setting into life at Pacific, and getting a first look at ...
19/08/2026

New Intern. Big Toys.

Our newest intern, Lachlan Ord-Hume, is setting into life at Pacific, and getting a first look at some of the industries and equipment our clients work with every day.

A big thanks to the team at Komatsu Australia for showing Lachlan and Tim around and giving them a taste of life around the big toys. Not a bad way to learn the ropes!

Pacific is proud to Support Women in Insurance WA. Last week, Jeff Doig and members of the Pacific team were pleased to ...
19/08/2026

Pacific is proud to Support Women in Insurance WA.

Last week, Jeff Doig and members of the Pacific team were pleased to attend the inaugural Women in Insurance WA event. It was a great opportunity to connect with people from across the industry and support an initiative focused on creating stronger networks, opportunities and connections for women in insurance.

Pacific is proud to be a Corporate Sponsor of Women in Insurance WA, and to support the work they're doing to bring the industry together. Congratulations to the team on a fantastic first event. We're looking forward to being part of what comes next!

20 Years In. 35 Years Strong.When Tim Edwards joined Pacific 20 years ago, the industry looked very different. Documents...
13/08/2026

20 Years In. 35 Years Strong.

When Tim Edwards joined Pacific 20 years ago, the industry looked very different. Documents were paper-based, applications faxed, and lender options far more limited. Today, submissions are digital, funding more specialised and clients make decisions and move faster than ever.

While the tools and tech have changed, finance remains a relationship-driven business.

Tim has grown alongside Pacific, building deep industry knowledge, long-standing client relationships and a reputation for leaving no stone unturned. Over the past two decades, he has become an integral part of our business and leadership team. As part of Pacific’s second generation of leadership, Tim is helping carry forward the foundations established 35 years ago while shaping what comes next.

For us, succession is about more than moving from one generation to another. It is about passing on knowledge, trust and responsibility, while protecting the foundational values and relationships that have shaped Pacific into what it is today.

As we celebrate 35 years in business, we remain focused on developing the next generation of our team and ensuring Pacific continues to be your trusted partner in finance for many decades to come.

Congratulations on 20 years, Tim. Thank you for everything you have contributed to Pacific and for the role you continue to play in our future!

For 35 years, one thing has stayed the same at Pacific Finance. People. Business. Relationships. As we wrap up another f...
08/07/2026

For 35 years, one thing has stayed the same at Pacific Finance.
People. Business. Relationships.

As we wrap up another financial year, we want to say thank you to our clients, lenders, referral and industry partners for continuing to choose Pacific.

And to our amazing team - thank you for the work, dedication and commitment you bring every day. You're what makes Pacific, Pacific.

We're proud to partner with you, and ready for what's next!

You know us for asset and commercial finance. But Pacific is here to support more than one part of your finance journey....
06/07/2026

You know us for asset and commercial finance. But Pacific is here to support more than one part of your finance journey.

Through our in-house property finance offering, our finance specialist, Danica Mucci, can help you get finance ready for your next property move - whether you're purchasing, investing, refinancing for a better rate, or reviewing your current loan.

Danica has a knack for making the complex simple, and works with clients to find a solution that suits their immediate and long-term goals.

One Pacific, to support all your finance needs.
Asset Finance. Commercial Finance. Property Finance.

Get in touch with Danica at [email protected] or 0424 143 993.

Last week, we celebrated a pretty special milestone for our Marketing Manager, Kimberly Pereira, who officially hit 10 y...
17/06/2026

Last week, we celebrated a pretty special milestone for our Marketing Manager, Kimberly Pereira, who officially hit 10 years with Pacific 👏

Kim joined the business back in 2016 while still finishing her Bachelor’s degree at UWA. Fast forward 10 years, and she’s now the person behind pretty much everything branding, marketing and digital across the Pacific group.

It’s pretty clear that a lot has changed over the last decade but Kim’s ability to keeping the team in line on brand guidelines, implementing campaigns, events and bringing ideas to life, and make Pacific who it is today has only got better!

Congratulations on the milestone Kim, and thank you for everything you bring to the team and office. Here’s to the next chapter and continuing to build the future of Pacific together 🍾

We're excited to welcome Mitch McLlheney to the Pacific team 👏 Joining as a Property Finance Associate, Mitch brings han...
15/05/2026

We're excited to welcome Mitch McLlheney to the Pacific team 👏

Joining as a Property Finance Associate, Mitch brings hands-on experience across the property finance space, working closely with business owners and individuals to navigate tailored lending solutions.

Mitch will be working closely with Director, Joel Quartermaine, supporting clients through every stage of the property finance journey.

Outside the office, Mitch is a big sports fan and always planning his next trip. We're thrilled to have you on board, Mitch - Welcome to Pacific!

Federal Budget 2026–27: The Business Owner EditionThere were plenty of headlines this year, but what actually matters fo...
15/05/2026

Federal Budget 2026–27: The Business Owner Edition
There were plenty of headlines this year, but what actually matters for business owners?

The reality is simple: businesses that move early usually come out ahead.
With rising costs, tighter cash flow and continued market shifts, now is the time to review your lending, business structure and growth plans before EOFY creeps up.

WINNERS:

✅ The $20k IAWO is now permanent.
From 1 Jul 2026, eligible businesses with turnover < $10m can continue writing off assets up to $20k. A win for businesses investing in vehicles, machinery & equipment.

✅ More support for start-ups & growth businesses
Expanded venture capital tax incentives are designed to unlock more funding opportunities. This could improve access to funding against Government-backed incentives and R&D tax credits.

✅ EV & green investment incentives remain
Businesses upgrading fleets or investing in greener equipment may still benefits from lender incentives & discounted finance options tied to EV & sustainability initiatives.

✅ ATO relief measures create refinance opportunities
The ATO is streamlining access to tax relief measures until 20 Jun 2026, including GIC & penalty remission for eligible businesses. A good opportunity for businesses to review existing ATO debt & cash flow pressure.

✅ NRF funding & interest-free lending
The National Reconstruction Fund (NRF) is supporting economic resilience initiatives, including interest-free loan programs for eligible businesses. While businesses apply directly through lenders, we can help structure and source the right funding solution.

The businesses reviewing their position early will likely be the ones ahead heading into FY27. Speak to your Pacific broker today for an obligation-free review of your financial position.

Another great result on the ground!"Joel Waddell and I started working together 16 years ago, when we were both bright-e...
13/05/2026

Another great result on the ground!

"Joel Waddell and I started working together 16 years ago, when we were both bright-eyed and bushy tailed. Since then, Joel and Liam have been amazing to deal with. We hand the deal over and know that Pacific will work hard behind the scenes, allowing us to focus on running our business. Joel’s always gone above and beyond, knows finance inside out, and over the years has become more than just a broker, he’s a good bloke who genuinely want to get you the best outcome.” - Kim Mcaullay, KIBY

We’re proud to have supported Kiby in securing their latest tilt trailer, a key addition that keeps their operations moving and growing.

Founded by lifelong friends Yuddy and Kim, Kiby is an Indigenous-owned transport and logistics business delivering tailored solutions across freight, bulk haulage and civil equipment. Backed by decades of hands-on experience, Kiby is a business built on capability, reliability and doing the job properly. We’re proud to partner with businesses like Kiby!

For Pacific, finance isn’t transactional. It’s about building partnerships that genuinely support our clients’ businesse...
23/03/2026

For Pacific, finance isn’t transactional. It’s about building partnerships that genuinely support our clients’ businesses as they grow and evolve.

We’ve had the privilege of working alongside the Access team for the past five years, supporting their operations with tailored finance solutions that have helped them streamline processes, improve efficiency and allow the Access team to stay focused on what they do best - commercial construction fit-outs.

A big shout-out to Colin Conti for choosing to partner with us. We’re proud to work with businesses like Access Projects & Construction and look forward to continuing the journey.

“Mitch is knowledgeable, responsive, and always willing to go the extra mile to ensure our needs are met. His dedication and attention to detail have made our partnership with Pacific seamless and productive. Pacific's expertise and innovative solutions have allowed us to focus more on our core business activities, ultimately contributing to growth and success.” – Colin Conti, Director of Access Projects & Construction.

Address

1109 Hay Street
Perth, WA
6005

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61893212120

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