Hard Working Home Loans

06/12/2022

"Ricky Freckelton has simply been a pleasure to deal with. Working closely with Ricky to organise a morgate refinance he continuously impressed by going above & beyond at all hours to help me reach my goal. Very helpful at all times , Very trustworthy, professional & extremely efficient. A asset to the company.
Thank you Ricky for all your assistance." says Tommy on Google

★★★★★ Ricky Freckelton has simply been a pleasure to deal with. Working closely with Ricky to organise a morgate refinance he continuously impressed by going above & beyond at all hours to help me reach my goal. Very helpful at all times , Very trustworthy, professional & extremely efficie...

20/11/2022

Want to hear something scary? DEBT
We’ve all been there. You get in a tight spot with money and inevitably something comes up ….. dental work, car maintenance, home appliances break, the kids need an iPad for school. The list goes on. And to get through this tight spot, you may take out a loan to pay for whatever it is that you require.
But you also have a car finance, a personal loan, a credit card, a mortgage, perhaps another credit card …… and before you know it, you have so many payments coming out of your account that you cannot keep track of them, and it feels like you are drowning.
You’re not alone. Two thirds of Australian households are in debt with about half of those being for owner occupier mortgages. In fact, recently research conducted by the University of NSW stated that Australian households are among the most indebted in the world.
While we can’t help you get rid of the debt, we can help you manage it to make it easier for you to pay off and get on top.
We have helped many people to consolidate their debts into one loan to make it one easy payment. Many households find that with only one payment coming out, it can be a lot easier to judge and budget your monthly income.
Plus, we will work with over 20 different lenders to find an interest rate and conditions to suit you for your individual situation.
Want to know more? Why don’t you give our friendly team a call on 0433 719 321 or visit our website https://hardworkinghomeloans.com.au/
We can’t wait to hear from you.

14/11/2022

Why chose a broker over a bank?
Simply, its all about you with a broker.
As a mortgage broker I act in your best interests when providing credit assistance, whereas a lender sells you their products. With 33 lenders on my panel, I will tailor the loan selection to what you really need.
I will be here every step of the process. From application through to settlement. I will also be in contact through the life of the loan to make sure that it is still relevant to your needs.
On top of all of this, I am always available, no waiting on hold to ask questions. If you need help, pick up the phone and call.
If you're thinking about getting into your own home, or need assistance refinancing, reach out, I'd love to help.

Ricky 0433719321

https://hardworkinghomeloans.com.au/

31/10/2022

"Ricky was very professional. He was very helpful for us when we refinanced our home loan. He made sure all our questions were answered and spoke to us in real world terms. Even being in WA he took our calls and messages despite the time difference. (We are in QLD)
I highly recommend Ricky and will make sure we choose his services again." says Brent on Google

★★★★★ Ricky was very professional. He was very helpful for us when we refinanced our home loan. He made sure all our questions were answered and spoke to us in real world terms. Even being in WA he took our calls and messages despite the time difference. (We are in QLD) I highly recommend ...

08/08/2022

Do you want to know a secret?

Well, it’s not really a secret but not many people know that when you obtain a loan through a mortgage broker ……. You most likely will not pay the broker a fee!

So, what you are getting but NOT paying for is:

• Market comparisons with various lenders (not just your bank
so there is competition!)

• Our broker will manage the whole application process from
the selection of your preferred lender, all the way to
settlement.

• Expert knowledge of the complex and varied lending criteria
of different banks.

• Negotiations with lenders to try and get you a better rate (We
have the gift of the gab).

• Finding personalized borrowing choices for you. We realize
that there is no one size fits all approach (not in mortgages
and not in jeans, right people?).

• Our expertise and experience (not to brag but we have done
this many times) will speed up the application process!

While there are rare applications and issues that may cost a small fee, these are few and far between and will be advised by the broker prior to beginning the process.

So why wouldn’t you use a broker?

If the above sounds good, why not contact our friendly team at Hard Working Home Loans?

We work with 20+ lenders to find the Home Loan for you!

Contact us via out website at https://hardworkinghomeloans.com.au/ or you can give us a call on 0433719321

01/08/2022

Why chose a broker over a bank?
Simply, its all about you with a broker.
As a mortgage broker I act in your best interests when providing credit assistance, whereas a lender sells you their products. With 33 lenders on my panel, I will tailor the loan selection to what you really need.
I will be here every step of the process. From application through to settlement. I will also be in contact through the life of the loan to make sure that it is still relevant to your needs.
On top of all of this, I am always available, no waiting on hold to ask questions. If you need help, pick up the phone and call.
If your thinking about getting into your own home, or need assistance refinancing, reach out, I'd love to help.

https://hardworkinghomeloans.com.au/

29/07/2022

Thinking about buying an investment property?

It’s a big decision. And when faced with a big decision, you really want to weigh up all the options right?

That’s why people who are looking for that perfect investment property mortgage come to us.

At Hardworking Home Loans, we work with over 20 lenders to help find a loan that suits you and your unique circumstances.

Want to find out more? Then why don’t you give your friendly team a call on 0433 719 321 or visit our website https://hardworkinghomeloans.com.au/

We can't wait to hear from you.

27/07/2022

Want to hear something scary? DEBT

We’ve all been there. You get in a tight spot with money and inevitably something comes up ….. dental work, car maintenance, home appliances break, the kids need an iPad for school. The list goes on. And to get through this tight spot, you may take out a loan to pay for whatever it is that you require.

But you also have a car finance, a personal loan, a credit card, a mortgage, perhaps another credit card …… and before you know it, you have so many payments coming out of your account that you cannot keep track of them and it feels like you are drowning.

You’re not alone. Two thirds of Australian households are in debt with about half of those being for owner occupier mortgages. In fact, recently research conducted by the University of NSW stated that Australian households are among the most indebted in the world.

While we can’t help you get rid of the debt, we can help you manage it to make it easier for you to pay off and get on top.

We have helped many people to consolidate their debts into one loan to make it one easy payment. Many households find that with only one payment coming out, it can be a lot easier to judge and budget your monthly income.

Plus, we will work with over 20 different lenders to find an interest rate and conditions to suit you for your individual situation.

Want to know more? Why don’t you give our friendly team a call on 0433 719 321 or visit our website https://hardworkinghomeloans.com.au/

We can’t wait to hear from you.

25/07/2022

Are you renting?

If so, you are most likely feeling the squeeze of increasing rents plus the dread of possibly having to try and find another rental house in this current rental market.

But here is a bit of good news …. Did you know that the median house price in Australia is around $600,000? That doesn’t sound like good news I hear you say but hold on.

The average monthly mortgage payment for Aussies is approximately $2,218. Still struggling to see the point of this??? Well, what if I was to tell you that the average rental price for in Australia accumulates to $2,000 a month. You may be able to pay your own mortgage off by paying a relatively small amount more per month (or depending on where you live maybe less!!!)

If this has made you think …. Why not give us a call at Hardworking Home Loans? We work with many different lenders to find a mortgage that is suitable for you. Give our friendly team a call on 0433 719 321 or visit our website https://hardworkinghomeloans.com.au/

We can’t wait to help you find your dream home!

28/06/2022

Is your home loan working hard or hardly working?

Whilst it can be daunting to think about refinancing, many families find that it can relieve a bit of financial stress, and with the current financial climate, I think we could all use a bit of relief.

At Hard Working Home Loans, we will do the hard work of comparing and finding the best rate for you (it’s in our name 😉).

Sound interesting? Book a phone consult with our broker to discuss your options.

Contact us on 0433719321, send us a message on Facebook or head to our website to make an enquiry https://hardworkinghomeloans.com.au/

We can't wait to help you!

20/06/2022

Are interest rates getting you (and your bank account) down?

It may be time to look at refinancing.

At Hard Working Home Loans, we can compare a number of lenders (big and small) to find the best deal for you!

Our broker will take a detailed look at your existing loan and compare it against the current market data.

We are confident we can find you a better deal.

Simply call our team on 0433 719 321 or book an appointment via https://bit.ly/36qDE3e

We cant wait to hear from you!!!

05/12/2021

Why chose a broker over a bank?
Simply, its all about you with a broker.
As a mortgage broker I act in your best interests when providing credit assistance, whereas a lender sells you their products. With 33 lenders on my panel, I will tailor the loan selection to what you really need.
I will be here every step of the process. From application through to settlement. I will also be in contact through the life of the loan to make sure that it is still relevant to your needs.
On top of all of this, I am always available, no waiting on hold to ask questions. If you need help, pick up the phone and call.
If your thinking about getting into your own home, or need assistance refinancing, reach out, I'd love to help.
https://lowdocloansaustralia.com.au/