Incito Wealth

Incito Wealth Financial Planning | Financial Advice

Inspiring you to better life outcomes – that is our purpose. Part of the Centrepoint Alliance group.

At Incito Wealth, we are passionate about helping our clients achieve their financial goals and build a secure future by empowering our clients with the knowledge, strategies and tools they need to make informed financial decisions. Incito Wealth Pty Ltd (93 161 013 565) is a Corporate Authorised Representative of Alliance Wealth Pty Ltd ABN 93 161 647 007 AFSL No. 449221.

Wishing you and your family a very happy, safe and enjoyable Easter from all the team at Incito Wealth!
17/04/2025

Wishing you and your family a very happy, safe and enjoyable Easter from all the team at Incito Wealth!

Financial literacy in school age children is important, but the stakes get much higher once your kids start working and ...
17/04/2025

Financial literacy in school age children is important, but the stakes get much higher once your kids start working and earning an income. With money in their pockets and no shortage of places to spend it, saving and investing might be the last things on their mind. Fortunately, there are ways to entice your kids into making smart decisions with their money.
1. Introduce technology such as apps that round up your purchases and deposit the difference into a savings account.
2. Match their contributions to reach their savings targets.
3. Encourage them to seek out high-interest savings accounts that can help grow their savings and counter the effects of inflation.
4. Provide free accommodation to help them get a leg-up.
5. Match or contribute towards their super.
Contact us for more information on how you can help your children to reach their savings goals or make their first investment.

When it comes to money, most of us are walking around with a set of rules we didn’t even choose. These rules—unspoken, i...
11/04/2025

When it comes to money, most of us are walking around with a set of rules we didn’t even choose. These rules—unspoken, inherited, or reinforced by years of habit—often limit our ability to thrive financially. Here are some practical ways to begin unlearning outdated money habits and replacing them with a mindset that aligns with today’s realities.

In a negative and potentially volatile investment market climate, it can lead to feeling uneasy. It is important to reme...
11/04/2025

In a negative and potentially volatile investment market climate, it can lead to feeling uneasy. It is important to remember sound investment principles to live by, to avoid behavioural mistakes based on fear. Some investment principles to live by:
1. We make rational decisions with a calm and balanced mind
2. We engage with our adviser for coaching support where needed
3. We remind ourselves of what long term goals we have and focus our efforts towards those, tuning out the noise
4. We look for opportunity in uncertainty
5. We understand that ups and downs in markets can and will happen, and how I respond to such events can have a bearing on my long-term outcomes.
6. We think long term
7. We aim to regularly add money to investments to take advantage of dollar cost averaging
8. We see both risk and opportunity for what they are- not one or the other – both- with balance
9. We recognise that digesting too much mainstream media can make us feel worried, so we limit or manage the amount of news content we absorb
In short, keep calm, carry on and remember your long-term plans.

Are you in the retirement risk zone? Do you understand sequencing risk? Sequencing risk is basically the bad luck of ret...
03/04/2025

Are you in the retirement risk zone? Do you understand sequencing risk? Sequencing risk is basically the bad luck of retiring in a down market and the future value that’s lost because of it. Fortunately, there are a few things that may help to minimise the impact on your hard-earned wealth. Additionally, having an approach tailored to you, as part of a broader plan is a good idea. 📞 Contact us to discuss.

Ideally, your life partner ends up being just that — a partner for life. But if things don’t go as planned and your rela...
26/03/2025

Ideally, your life partner ends up being just that — a partner for life. But if things don’t go as planned and your relationship ends, it can help to have a plan for your assets that was drawn up during less stressful times. A prenup is one option for couples looking to protect their assets from divorce and all the uncertainties that come with it. These are some tips to consider.

On Saturday 9th November, a group of over 20 community members were involved in planting 460 native plants for a lanewa...
22/11/2024

On Saturday 9th November, a group of over 20 community members were involved in planting 460 native plants for a laneway (public accessway) in Yokine, an idea sparked by resident, Leonie Hos.

This was the culmination of months of effort on the part of Leonie Hos, Sam Gray and Fiona Blackham of the City of Stirling.

A massive thank you to all who were part of it, including all of the fantastic volunteers on the day, your contribution is acknowledged and gratefully appreciated.

It went especially well and it was so inspiring to see the local community forming connections in front of our eyes, and putting in herculean levels of effort to get the job done. In a word, heartwarming.

This is a welcome reminder that good things do happen in this world and this was an instance of this in action.

Incito Wealth is proud to both be involved in the project and to provide funding to see that some nature could be restored in our great city of Perth.

Time now to look after those plants and come back for a second planting effort in winter 2025.

As the famous Paul Kelly song goes, from little things, big things grow…

Our brains are susceptible to certain automatic thought patterns, and fighting against them can be a challenge at the be...
20/11/2024

Our brains are susceptible to certain automatic thought patterns, and fighting against them can be a challenge at the best of times. These are some of the mental shortcuts that may not serve us well. Working with an adviser can help to balance and contextualise our thinking.

Retirement often forces people to put their spending habits under the microscope in ways that they didn’t during their w...
13/11/2024

Retirement often forces people to put their spending habits under the microscope in ways that they didn’t during their working years. While you might find that you’re not spending as much in some areas, there’s every chance that new expenses will crop up. Here are just a few that you might encounter.

Being overconfident or underconfident can impact our investment decisions. These are some of the telltale signs.
06/11/2024

Being overconfident or underconfident can impact our investment decisions. These are some of the telltale signs.

We make thousands of decisions each day, and a lot of those decisions happen beyond our awareness. While plenty are mino...
31/10/2024

We make thousands of decisions each day, and a lot of those decisions happen beyond our awareness. While plenty are minor or inconsequential — which socks we’ll wear, what we’ll have for lunch — the stakes are much higher when money is involved. 𝟭. 𝗟𝗼𝘀𝘀 𝗮𝘃𝗲𝗿𝘀𝗶𝗼𝗻 is when we feel the pain of a loss more than we feel the pleasure of an equivalent sized gain. 𝟮. 𝗧𝗵𝗲 𝗿𝗲𝗰𝗲𝗻𝗰𝘆 𝗲𝗳𝗳𝗲𝗰𝘁 is the idea that we focus more heavily and more clearly on things that have happened recently. The problem is when there are certain events that might be important or instructive, but because they’re beyond our ability to recall them, they cease to influence our expectations. 𝟯. 𝗧𝗵𝗲 𝗳𝗮𝗺𝗶𝗹𝗶𝗮𝗿𝗶𝘁𝘆 𝗲𝗳𝗳𝗲𝗰𝘁 is when we develop a preference for something merely because we’re familiar with it.

We’re probably all guilty of putting some things off, but when it comes to retirement planning you might really be doing...
02/10/2024

We’re probably all guilty of putting some things off, but when it comes to retirement planning you might really be doing yourself a disservice. Yes, it can be tough to think seriously about something that might still be far away, but the good news is that there are things pre-retirees can do now that can have a massive impact, like making extra super contributions. This goes doubly so if you’re younger, considering you’ll have several decades for compound interest to work its magic.

Source: Simon Russell, innergi

Address

The Ascot Centre, Unit 1, 152 Great Eastern Highway
Perth, WA
6104

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61898315407

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