11/08/2026
🏦 RBA LEAVES INTEREST RATES ON HOLD
The Reserve Bank of Australia has decided to keep the cash rate at 4.35%.
So, what does this mean for your home loan?
👉 Now is a great time to review your mortgage.
Even when the RBA holds rates, lenders continue to compete for customers and that can mean better rates or loan options may be available.
A home loan review could help you:
• Reduce your interest rate
• Lower your repayments
• Access better loan features
• Consolidate debts
• Use your equity for your next investment or property purchase
At Educated Finance, we compare 40+ lenders to find a loan solution that fits your circumstances.
Don’t assume your current loan is still your best option.
Educated Finance — Smarter lending. Stronger futures.
Lending criteria, fees and charges apply. Results will vary depending on individual circumstances