Proserv Finance

13/07/2023

Proserv Finance, here to assist and advise on financial products for your business or personal circumstances, not the banks or lenders!

www.proservfinance.com.au

12/07/2023

🚛🚜 Balloon or Residual Payments for your Fleet Finance 🚌🏎

Balloon payments can be a great way to manage your cashflow in your business, whilst having ownership and full control over your assets.

A balloon payment represents a set percentage of the loan value, payable in one lump sum as the last payment on your motor vehicle loan. This loan structure can be favoured for fleets that like to update their vehicles within a set period of time, whereby the value of the vehicle will still be similar to or higher then the balloon payment due payable.

Options such as refinancing the balloon, or more often then not, sale or trade in of the vehicle for an upgrade in the months leading up to that last payment, can be really good options for your business.

Chat to Proserv Finance to structure your motor fleet loans

www.proservfinance.com.au

10/07/2023

Planning to buy your first, second or tenth home?

Buy Now Pay Later accounts can impact your borrowing power and ability to service a loan, depending on the lender whom you are mortgaging with, and the Buy Now, Pay Later (BNPL) provider you are using.

- Some BNPL companies are treated like a credit card or line of credit
- BNPL can be seen negatively as it may demonstrate poor financial management
- Missed payments on the BNPL account or the credit card that services them, may affect your credit rating

If you're preparing to buy a new property, or refinance, speak to Proserv Finance about how to setup for success in the mortgage market.

proservfinance.com.au

22/06/2023

Thanks Amanda, for choosing Proserv Finance to purchase your new commercial motor vehicle!

proservfinance.com.au

21/06/2023

Banks are NOT obligated to keep you at the lowest possible interest rate 🤬

It is not uncommon to see rates, in particular for investment and SMSF loans, well above market, due to neglect, lack of visibility, or because your investment is 'cash flow positive'

Chat to Proserv Finance, get a health check on your mortgage and make sure you are getting the best deal available to you!

https://proservfinance.com.au/mortgage-broker-penrith/

23/09/2022

***CHECK YOUR INTEREST RATES NOW***

In this challenging time, keeping track of your interest rate on your mortgage is critical to ensure your are not spending even a dollar more then you need to be.

If you have a rate exceed 4.2% on a variable loan, you are likely to be paying more then you should be, and refinancing may assist in keeping more money in your pocket!

As dollar saved is a dollar earnt. Get in touch to see if we can assist you in saving some money on your mortgage.

This may involve refinancing or helping you contact your current lender to get your rate reduced to the current market rate.

Proserv Finance - Making Finance Easy

Mortgage and Asset Finance Brokers