Stampede Home Loans

01/05/2023

Finally got my new bed looking forward to giving it a good solid workout tonight

21/07/2017

The Rise of Medium Density Housing
The housing data from the 2016 Census highlights the increase in housing stock between 2011 and 2016, and in particular the changing type of housing being developed in our capital cities.

Between 2011 and 2016 the total number of occupied private dwellings rose by 6.8% to 8,289,003. Of these dwellings, 31% are rental properties; up from 29.5% of all dwellings in the 2011 census (the actual number of rental dwellings increased by 11.5% between 2011 and 2016).

These figures highlight the fact the rental market in Australia continues to grow which is overall good news for property investors.

Another significant trend identified is the continued shift towards higher density housing.

The proportion of separate houses in Australia fell from 75.6% in 2011 to 72.9% in 2016 (in Sydney the figure is 55.7%). In contrast, one of the biggest growth areas in housing was in higher density homes such as semi-detached and town houses with more than 1 million of these homes now in Australia representing 12.9% of total private dwellings (up from 9.9% in 2011).

Anyone considering buying a higher density home, including an apartment, for investment purposes should consider that the peak sales times for these homes tends to be around the start of the new financial year, particularly July and August.

Many people decide to buy an investment property after visiting their accountant at the start of the new tax year, with their mind being focussed on the tax advantages relating to owning a property such as negative gearing and depreciation.

Of course the tax advantages are only one piece of the puzzle when it comes to buying an investment property. Careful consideration must also be given to finding the right property, at the right price, as well as the right loan to suit your personal circumstances.

For a more in depth discussion of how investing through property could benefit you call Graham Ede of Stampede Home Loans on 0424 107 374 or [email protected]

12/04/2017

Thank you to David Coleman, MP for Banks, and Julie Bishop, Foreign Affairs Minister, for presenting me with my Volunteer Award on Wednesday 5 April 2017.

Robin and I love supporting the young (and young at heart) swimmers as they strive to achieve their personal best at Peakhurst Swim Club every Saturday afternoon.

22/03/2017

BECAUSE I'M HAPPY

Research has found that less than half of all Aussies (44%) are completely happy with their life but that friends and finances were positive drivers of happiness across all generations.

Of the happiest Aussies; 63% have a financial plan in place, 53% stay financially informed and 52% have good savings habits.

To read the rest of the article on what makes Aussies happy click on http://www.stampedehomeloans.com.au/entries/general/because-i-m-happy

19/03/2017

Angela Merkel has rejected claims from Donald Trump that Germany owes the US vast sums of money to cover the costs of producing the TV show “Hogan’s Heroes”. “This show is o…

17/03/2017

For our recap of all things economic, sporting and cultural over the last month simply check out the attached link.

http://www.stampedehomeloans.com.au/entries/general/what-just-happened-march-2017

13/03/2017

A great article that cuts to the chase of why the value of properties in Sydney and Melbourne continue to rise, supply and demand. There is not enough new housing being built for the 8,000 or so people that move to Sydney every month from interstate and overseas. Based on demographics and living trends that would require about 4,000 new dwellings each month. More needs to be done to establish industries outside the capitals because people will only go where there are jobs to support them.

Housing affordability is becoming a very hot political topic at the moment and it is no wonder why.  When we look at the latest CoreLogic Home Value Index results for February 2017, they show that …

09/03/2017

HOME LOANS | INVESTMENT LOANS | FINANCIAL ADVICE | INSURANCE | SUPERANNUATION

08/03/2017

An interesting article reflecting our changing society and providing good news for people investing in studio and 1 bedroom apartments. They can expect the value of their investment to increase as demand increases.

Currently, the demand for studio or one-bedroom apartments, as well as houses suitable for singles, is far outstripping supply