EzRate Finance

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EzRate Finance Your trusted finance broker for home loans, car loans & business loans. We compare lenders to get you low rates & fast approvals.

Helping Australians buy homes & cars the EZ way.

⚙️ Need new equipment without tying up all your cash upfront?Equipment finance can help eligible businesses access the a...
15/09/2026

⚙️ Need new equipment without tying up all your cash upfront?

Equipment finance can help eligible businesses access the assets they need while spreading the cost over an agreed finance term.*

From replacing essential equipment to investing in business growth, EzRate Finance can help explore funding options for:

🚜 Machinery & yellow goods
🚚 Trucks, trailers & commercial vehicles
🔧 Tools & specialised equipment
🏗️ Construction equipment
🍽️ Hospitality equipment
📦 Other eligible business assets

We’ll work with you to understand the purchase, structure the deal and explore suitable options across our lender panel.

Keep your cash flow moving.

📩 DM “EQUIPMENT” to get started
📞 1300 397 283
🌐 www.ezrate.com.au

T&Cs apply. Subject to lender criteria, eligibility and approval. Finance amount, rates, fees, terms and documentation requirements vary depending on the lender and applicant circumstances. Fees and charges may apply. This information is general in nature and does not constitute financial advice.

💳 Need flexible funding for your business?A Business Line of Credit can give eligible businesses access to funds when th...
13/09/2026

💳 Need flexible funding for your business?

A Business Line of Credit can give eligible businesses access to funds when they need them, with the flexibility to draw on the facility for approved business purposes.

Depending on the lender and your circumstances, funds may be used for:

📦 Purchasing stock or inventory
💰 Business superannuation obligations
⚙️ Working capital and cash flow
🔧 Equipment and fit-outs
📈 Other eligible business expenses

At EzRate Finance, we can assess your situation and explore suitable funding options across our lender panel.

📩 DM us “CREDIT” to explore your options.
📞 1300 397 283
🌐 www.ezrate.com.au

T&Cs apply. Subject to lender criteria, eligibility and approval. Available loan amounts, rates, fees, terms and permitted uses vary between lenders and applicants. A line of credit may not be suitable for every business. Individual circumstances may vary.

🔍 We workshop the deal BEFORE we submit it.At EzRate Finance, we take the time to understand your situation and explore ...
09/09/2026

🔍 We workshop the deal BEFORE we submit it.

At EzRate Finance, we take the time to understand your situation and explore suitable lenders before moving to a formal application.

Our process:

✅ Understand your needs
✅ Explore suitable lender options
✅ Structure the deal
✅ Discuss the proposed terms with you
✅ Submit when you’re ready

During the initial workshop stage, we generally use soft credit checks, which usually don’t affect your credit score.*

The goal? A better-prepared application from the start.

📩 DM “FINANCE” to explore your options.
📞 1300 397 283
🌐 www.ezrate.com.au

T&Cs apply. Subject to lender criteria, eligibility and approval. A hard credit enquiry may be required when proceeding to a formal application. Credit enquiry practices vary by lender and individual circumstances.

ATO debt putting pressure on your business cash flow? 💼There may be finance options available to help you manage your AT...
09/09/2026

ATO debt putting pressure on your business cash flow? 💼

There may be finance options available to help you manage your ATO obligations while supporting your business cash flow.

At EzRate Finance, we can assess your circumstances and explore suitable funding options from our lender panel.

📩 Send us a DM to explore your options.
📞 1300 397 283
🌐 ezrate.com.au

T&Cs apply. Subject to lender criteria and approval. Finance may not be suitable for all businesses. This is general information only and is not financial or tax advice. Consider seeking independent financial and tax advice.

🚗 WHAT DETERMINES YOUR CAR FINANCE INTEREST RATE?Not everyone gets the same rate.When assessing car finance, lenders may...
08/09/2026

🚗 WHAT DETERMINES YOUR CAR FINANCE INTEREST RATE?

Not everyone gets the same rate.
When assessing car finance, lenders may consider factors such as:

📊 Your credit profile
🏠 Whether you own property
📋 How long your ABN has been active
🚘 Dealer vs Private sale
📆 Vehicle age

The stronger your overall application, the more finance options you may have available.

At EzRate Finance, we compare options across our lender panel to help find a suitable solution for your circumstances.

📩 DM us “RATE” to explore your options.
📞 1300 397 283

T&Cs apply. Subject to lender criteria, eligibility and approval. Interest rates, fees and loan terms vary depending on the lender and individual circumstances.

🚗 SELF-EMPLOYED? NEED A CAR?Getting car finance doesn’t always mean providing full financials.With Low Doc Car Finance, ...
07/09/2026

🚗 SELF-EMPLOYED? NEED A CAR?

Getting car finance doesn’t always mean providing full financials.

With Low Doc Car Finance, eligible self-employed applicants may be able to access:

✅ No financials required
✅ No deposit required in many cases
✅ ABN from just 3 months
✅ Cars, utes, SUVs & more
✅ Access to 40+ lenders

Whether it’s for work or your next upgrade, EzRate Finance can help find a finance solution that suits your circumstances.

📩 DM us “CAR” to get started
📞 1300 397 283

T&Cs apply. Subject to lender criteria, eligibility and approval. Documentation requirements vary by lender and applicant circumstances. Fees and charges may apply.

💰 Waiting 30, 60 or even 90 days to get paid?Unpaid invoices can tie up cash that your business could be using today.Inv...
24/08/2026

💰 Waiting 30, 60 or even 90 days to get paid?

Unpaid invoices can tie up cash that your business could be using today.

Invoice Finance may allow eligible businesses to access funding against outstanding invoices, helping bridge the gap between completing the work and getting paid.

Funds can potentially be used to:
💵 Support day-to-day cash flow
👷 Pay staff and suppliers
📦 Purchase stock in bulk
🚛 Invest in vehicles or equipment
📈 Take advantage of growth opportunities

Instead of letting outstanding invoices restrict your cash flow, find out whether Invoice Finance could work for your business.

📩 Send us a DM to discuss your scenario.
📞 1300 397 283
🌐 ezrate.com.au

EZRATE FINANCE PTY LTD is an authorised credit representative of Australian Credit Licence No. 384428. Lending is subject to lender approval, eligibility criteria, and responsible lending requirements.

📦 Need stock for an upcoming order?A large order can be a great opportunity, but purchasing the stock upfront can put pr...
20/08/2026

📦 Need stock for an upcoming order?

A large order can be a great opportunity, but purchasing the stock upfront can put pressure on your business cash flow.

Depending on your circumstances, business finance may help fund stock purchases while preserving working capital for day-to-day operations.

At EzRate Finance, we can explore finance options for eligible businesses looking to:

📦 Purchase stock or inventory
📈 Support business growth
💰 Manage working capital
🚚 Fulfil upcoming customer orders
🏢 Fund other business expenses

Have an upcoming order or stock purchase you need to fund?

📞 1300 397 283
🌐 ezrate.com.au

EZRATE FINANCE PTY LTD is an authorised credit representative of Australian Credit Licence No. 384428. Lending is subject to lender approval, eligibility criteria, and responsible lending requirements.

💡 Your business could be sitting on working capital without realising it.Already own vehicles, machinery or equipment ou...
14/08/2026

💡 Your business could be sitting on working capital without realising it.

Already own vehicles, machinery or equipment outright? A Sale & Leaseback arrangement may allow an eligible business to sell existing assets to a financier and lease them back, potentially releasing capital tied up in those assets while continuing to use them in the business.
How does it work?

1️⃣ Sell — Eligible existing equipment is sold to the financier.

2️⃣ Unlock capital — The sale may release funds back into your business.

3️⃣ Lease it back — Your business continues using the equipment under an agreed finance arrangement.

The released funds could potentially be used for things such as:

💰 Working capital
📦 Stock or inventory
📈 Business expansion
👥 Staffing
📣 Marketing
🔧 Other business expenses

For established businesses with valuable assets, Sale & Leaseback can be worth exploring as an alternative to simply taking out additional debt against other security.

Want to know whether your equipment may be suitable?

📞 1300 397 283
🌐 ezrate.com.au

EZRATE FINANCE PTY LTD is an authorised credit representative of Australian Credit Licence No. 384428. Lending is subject to lender approval, eligibility criteria, and responsible lending requirements.

🏠 Think you need property security to access business finance? Think again.Some business loans may be available on an un...
13/08/2026

🏠 Think you need property security to access business finance? Think again.

Some business loans may be available on an unsecured basis, meaning property security may not always be required.

Depending on your business circumstances and lender criteria, funding could be considered for:

📦 Stock & inventory
📈 Business growth
👥 Staffing costs
📣 Marketing
💰 Working capital & cash flow

At EzRate Finance, we can assess your circumstances and explore suitable business finance options across our lender panel.

📞 1300 397 283
🌐 ezrate.com.au

EZRATE FINANCE PTY LTD is an authorised credit representative of Australian Credit Licence No. 384428. Lending is subject to lender approval, eligibility criteria, and responsible lending requirements.

Address

Parramatta, NSW

Telephone

+611300397283

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