The Practice

The Practice We’re an integrated team of solution-based advisers that work in harmony to make your overall business and personal wealth goals a reality.

We’re driven by one overarching focus: to liberate your lifestyle. Our 'why': Liberating people's lifestyles

A great sense of humour and replying to emails at all hours – that is definitely the Craig we know. 😄Thank you, Akila! W...
18/09/2026

A great sense of humour and replying to emails at all hours – that is definitely the Craig we know. 😄

Thank you, Akila! We are so glad the experience has been such a positive one.

If you are looking for a lending team that goes above and beyond, get in touch today.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

14/09/2026

If you are considering the First Home Guarantee (the Australian Government’s 5% deposit scheme), understanding where you stand financially before you start looking at properties is where the process should begin.

Since October 2025, the scheme has been expanded. Income caps have been removed and places are no longer limited, so it now comes down to meeting the eligibility criteria and finding a property within the price cap for your area.

That is where getting your finance sorted early makes the difference. Pre- approval gives you a clear picture of your borrowing capacity and confirms a lender is comfortable with your position, so when you find the right property you can move on it with confidence.

Send this to someone who is thinking about buying their first home. 👇
Book a FREE Discovery Session with our Lending Advisory team today.
📞 03 8888 4000
🌐 www.thepractice.com.au

08/09/2026

At The Practice, we always put our clients’ best interests first, even when that means having difficult conversations.

Sometimes that means telling someone they cannot afford the home they have their heart set on. It is never an easy conversation, but the clients who receive that advice almost always come back grateful for it.

At the end of the day, our job is to protect your financial future, even if that means looking beyond what you want right now.

Book a FREE Discovery Session with our team today.
📞 03 8888 4000
🌐 www.thepractice.com.au

03/09/2026

The Australian Government 5% Deposit Scheme helps eligible buyers enter the property market with as little as a 5% deposit, but there is a common misconception that needs addressing.

The scheme does not increase your borrowing capacity. What the bank will lend you is determined by your financial position, not the scheme itself. It simply allows you to get into the market sooner than you otherwise might.

Thinking about buying your first home and want to understand exactly where you stand?

Book a FREE Discovery Session with our team today.
📞 03 8888 4000
🌐 www.thepractice.com.au

If your business operates in building and construction, cleaning, courier, road freight, IT or security and you pay cont...
24/08/2026

If your business operates in building and construction, cleaning, courier, road freight, IT or security and you pay contractors, your Taxable Payments Annual Report for the 2025-26 financial year is due by 28 August 2026.

The TPAR reports all payments made to contractors throughout the year and is submitted directly to the ATO.

Missing the deadline can result in penalties, so lodging on time is important.

Not sure about yours? Book a FREE Discovery Session with our Business Advisory team today.

📞 03 8888 4000
🌐 www.thepractice.com.au

24/08/2026

Purchasing at auction and purchasing through a private sale are two fundamentally different processes, each with its own risks and requirements.

Rob and Craig break it down in the video above. 👆

Thinking about your next property purchase? Our lending team can help you have your finance position firmly in place before you get there.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 thepractice.com.au

20/08/2026

Aside from good looks, experience is everything when choosing a financial expert. 😄

But experience alone is only part of it. It is easy to find someone who is exceptional in one area. The challenge is finding a team that can handle your full financial picture without having to send you elsewhere.

At The Practice, our team brings decades of combined experience across lending, tax, business advisory and wealth planning, specialists in their respective fields, all working together under one roof.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

13/08/2026

Buying your first home is more achievable than you might think.

Under the Australian Government 5% Deposit Scheme, eligible first home buyers can enter the property market with as little as 5%, and for some, such as eligible single parents, that figure can be as low as 2%.

It is worth noting that the scheme does not increase your borrowing capacity. You still need to meet standard lending criteria, but it does allow you to enter the market sooner than you otherwise might.

Wanting to buy your first home but not sure where to start? Our team of experts can walk you through how this scheme works and whether it is right for you.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 thepractice.com.au

The Reserve Bank of Australia has held the cash rate at 4.35% at its August 2026 meeting.With rates on hold, the pressur...
11/08/2026

The Reserve Bank of Australia has held the cash rate at 4.35% at its August 2026 meeting.

With rates on hold, the pressure on borrowers has not eased significantly. It is, however, a good window to review whether your current loan structure is still working in your favour.

Regardless of where rates move, having the right strategy in place matters more than the rate itself. Our team can help you understand what this means for your lending, your investments and your broader financial position.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

05/08/2026

We love what we do and the people we do it with.

At The Practice, our team is focused, collaborative and passionate about the work, but what keeps people here goes beyond that. It’s the culture, the clients, the variety and the people they get to work alongside every day.

We asked a few of them what their favourite part is.
Watch above to hear what they said. 👆

Interested in building your career in financial services?
View our open roles here: https://www.thepractice.com.au/join-our-team/

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Level 10, 369 Royal Parade
Parkville, VIC
3052

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