Melissa Barnard - Home Lending Executive

Melissa Barnard - Home Lending Executive Hi! I am a Home Lending Executive and here to help you with all of your home lending needs.

🏡 A home loan is just the beginning.When you work with me, you're not just getting a loan. You're gaining years of exper...
06/09/2026

🏡 A home loan is just the beginning.

When you work with me, you're not just getting a loan. You're gaining years of experience, guidance, and a trusted partner who is invested in helping you achieve your property goals.

✅ Expert lending advice tailored to your situation
✅ Access to property reports and valuable market insights
✅ Partnerships and solutions designed to help you maximise your buying power
✅ Ongoing support and guidance, even after settlement

My role doesn't end when the keys are handed over. I'm here to support you throughout your property journey, helping you make informed decisions every step of the way.

Thinking about buying, refinancing, or investing? Let's chat! Contact me on 0436 674 942 or book with me below!
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

Buying your first home or getting back into the property market can feel complicated, especially when you're trying to u...
21/07/2026

Buying your first home or getting back into the property market can feel complicated, especially when you're trying to understand things like the First Home Guarantee, Single Parent Scheme, Help to Buy, Stamp Duty Waivers, and the First Home Owner Grant.

The reality is, you don't need to be the expert.

My role is to help you cut through the jargon, identify the opportunities available to you, and make the process as simple and stress-free as possible.

🏡 Your dream of home ownership may be closer than you think. Let's talk. 💙

Call me on 0436 674 942 or e-mail [email protected] today to take your first step.

✨ Let’s Talk Flexibility ✨Life gets busy — between work, family, and everything in between, finding time for appointment...
29/06/2026

✨ Let’s Talk Flexibility ✨

Life gets busy — between work, family, and everything in between, finding time for appointments isn’t always easy. That’s why I’m here to make it simpler.

📍 Appointments available face to face in Parkes & Forbes offices (I'm in Forbes tomorrow if you need to chat!)
💻 Phone & video options available where in branch doesn't work from ANYWHERE in Australia
🌙 After-hours appointments offered — because life doesn’t always fit into 9–5

Whether you prefer face-to-face or the convenience of connecting from home, I’ll work around your schedule to make things easier.
If typical business hours don’t suit your busy lifestyle, let’s find a time that does ✅

📩 Reach out today to book a time that works for you — flexibility starts here!
M - 0436 674 942
E- [email protected]

🏡 Are You Waiting Too Long to Buy Your First Home?If you’re sitting on the fence, you’re not alone… but waiting could be...
25/06/2026

🏡 Are You Waiting Too Long to Buy Your First Home?

If you’re sitting on the fence, you’re not alone… but waiting could be costing you more than you think.

Here’s why 👇
📉 Rents Are Rising Faster Than Mortgages
With rental prices continuing to climb, you could be paying someone else’s mortgage while missing out on building your own equity.
📈 Property Prices Don’t Stay Still
While the market shifts, historically property values trend upward over time. Waiting for the “perfect moment” can mean entering the market at a higher price point later.
🏦 First Home Buyer Support Is Strong
There are multiple schemes and incentives designed to help you get in sooner, such as:
Stamp duty waivers
Low deposit options (including 5% deposits with no LMI in some cases)
Government-backed programs to boost borrowing capacity or purchase power

🤔 The Real Question…
Are you waiting because you need to—or because you’re unsure of your options?

✨ The right advice could be the difference between “one day” and “right now.”

If buying your first home feels out of reach, let’s have a conversation—you might be closer than you think.

As a Home Lending Executive, one of the most common things I see is people sticking with loan setups that no longer work...
22/06/2026

As a Home Lending Executive, one of the most common things I see is people sticking with loan setups that no longer work for them. Life changes — and your loan should keep up.

If you’ve been thinking about:
🔹 Refinancing
🔹 Checking if you're on a competitive rate
🔹 Buying or selling

I’d love to help you explore your options and make things simple.

💬 Feel free to message me anytime — happy to chat and point you in the right direction. ☺️

16/06/2026

✨ What a big financial year it's been! ✨

As the financial year comes to a close, I've been reflecting on some milestones that I'm incredibly grateful for.

This year marks 10 years with Commonwealth Bank — a decade of helping people achieve their home ownership dreams, from first home buyers getting their foot in the door to families upgrading, investors building wealth, and customers refinancing to better meet their goals.

Over the past 12 months I've had the privilege of:
🏡 Helping settle more than 80 home loans for clients at various stages of their home ownership journey in the last 6 months alone
⭐ Receiving over 85 customer surveys, with amazing feedback and 10/10 ratings
🤝 Supporting customers through some of the biggest financial decisions they'll ever make

While I'm proud of these numbers, what means the most is the trust my customers place in me and the relationships built along the way.

Whether you're:
🔑 Thinking about buying your first home
🏠 Looking to upgrade
💰 Considering refinancing
📈 Exploring property investment opportunities

I'm here to help make the process easier and guide you every step of the way.

If property is on your mind in 2026 or beyond, I'd love to have a conversation about your goals and how I can help you get there.
M: 0436 674 942
E: [email protected]

Thank you to everyone who has supported me over the past 10 years. Here's to helping even more people achieve their property dreams in the year ahead! ❤️

I’m not just another lender 💬Helping first home buyers is something I genuinely care about — because I know it’s not jus...
28/05/2026

I’m not just another lender 💬

Helping first home buyers is something I genuinely care about — because I know it’s not just about buying a property, it’s about reaching a big life goal 🏡

Everyone’s situation is different, and that’s what I love most about what I do. I take the time to really understand your goals, what matters to you, and what you’re trying to achieve — then find a solution that actually fits you.

No confusing jargon, no one-size-fits-all approach… just honest support and guidance every step of the way.

If you’re thinking about buying your first home or just want to understand your options better, I’m always here for a chat! Contact me on 0436 674 942 to take the first step to secure your future home.

✨ Your First Home Journey Starts Here ✨Buying your first home can feel overwhelming… but the right support makes all the...
27/05/2026

✨ Your First Home Journey Starts Here ✨

Buying your first home can feel overwhelming… but the right support makes all the difference. 🏡💛

That’s why it’s great to know that CommBank was named Bank of the Year for First Home Buyers in 2025 — a reflection of the tools, guidance, and tailored solutions available to help you get started with confidence.

As your local Home Lending Executive, I’m here to:
✅ Break down the process step-by-step
✅ Help you understand your borrowing power
✅ Guide you through grants, schemes & incentives
✅ Support you from your first question to getting the keys

No jargon, no pressure — just genuine support to help you take that exciting first step into home ownership.

📩 Thinking about buying your first home? Let’s chat — I’m here to help make it happen. 0436 674 942

19/05/2026

Buying a home or reviewing your current home loan can feel overwhelming right now — especially with rising living costs, changing interest rates and affordability pressures continuing to impact many Australians.

Whether you're:
🏡 Buying your first home
🔄 Looking to refinance
📈 Investing in property
💬 Or simply wanting to understand your options better

Having the right support and guidance can make a real difference.

I’m passionate about helping customers navigate the home loan journey with confidence — by understanding their goals, simplifying the process and finding solutions that work for their individual circumstances.

If you’ve been thinking about your next step in property, now is a great time to start the conversation.

Feel free to reach out for a chat. 🤝

Did you know?You don’t need to be “ready to buy” to speak to a lender.In fact, many successful buyers start the process ...
29/03/2026

Did you know?

You don’t need to be “ready to buy” to speak to a lender.
In fact, many successful buyers start the process 6–12 months before purchasing — just to understand:
✅ What price range makes sense
✅ How much deposit they really need
✅ What small steps can improve borrowing power

Early planning = fewer surprises later.

Contact me on 0436 674 942 or [email protected] to find out how I can support you buy your first home.

Address

Shop 1/299 Clarinda Street
Parkes, NSW
2870

Telephone

+61436674942

Website

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