Parker Finance

Parker Finance Finance Broker - Home Loans, Commercial Loans & Vehicle Finance

The right loan isn't always with the lender you already know.A simple comparison could uncover better rates, features, o...
09/06/2026

The right loan isn't always with the lender you already know.

A simple comparison could uncover better rates, features, or flexibility that suit your goals today—not when you first took out your loan.

Curious how your current loan stacks up? It might be worth taking a closer look.





Thinking about buying your first home?There’s no perfect checklist that guarantees you’re ready, but there are a few sig...
04/06/2026

Thinking about buying your first home?

There’s no perfect checklist that guarantees you’re ready, but there are a few signs that can indicate you’re heading in the right direction.

In this post, we cover 7 common indicators that many first-home buyers have before taking the next step:

✔️ A steady income
✔️ Savings set aside
✔️ Manageable debt levels
✔️ Clear property goals
✔️ A good credit history
✔️ A realistic budget
✔️ A long-term mindset

Remember, everyone's situation is different. Some buyers may tick every box, while others may only have a few in place.

The most important thing is understanding your financial position and making informed decisions based on your personal circumstances.

Which of these 7 signs do you already have in place?

👇 Let us know in the comments.

Before you start looking at properties, it’s important to understand your borrowing capacity.Borrowing capacity is the a...
01/06/2026

Before you start looking at properties, it’s important to understand your borrowing capacity.

Borrowing capacity is the amount a lender may be prepared to lend based on factors such as your income, expenses, existing commitments, and overall financial position.

Knowing where you stand can help you set realistic expectations and make more informed decisions throughout your property journey.

If you'd like to learn more about borrowing capacity and what it could mean for your situation, feel free to give us a call.

Interest rates are important but so is who’s guiding you through the process.
30/05/2026

Interest rates are important but so is who’s guiding you through the process.

Regional markets are still outperforming the capitals.Driven by affordability, lifestyle changes and internal migration,...
26/05/2026

Regional markets are still outperforming the capitals.

Driven by affordability, lifestyle changes and internal migration, many regional areas continue to see strong price growth, tight rental markets and solid yields.

WA regional centres are leading the charge, while buyers and investors keep chasing value outside the major cities.

If you’re thinking about investing in 2026, this article is worth a read.

https://www.cotality.com/au/insights/articles/regional-property-markets-outshine-capitals-as-internal-migration-fuels-growth

Big changes could be coming for property investors.The Federal Budget has proposed major reforms to negative gearing and...
21/05/2026

Big changes could be coming for property investors.

The Federal Budget has proposed major reforms to negative gearing and capital gains tax changes that could reshape investment strategies, rental supply and first home buyer competition for years to come.Some say it’s a win for affordability. Others warn it could create a two-tier property market and push rents even higher.

If you own investment property, are thinking about buying, or want to understand how these changes may affect borrowing power and long-term strategy, this article is worth a read.

Dave Parker – 0408 385 559

One of the biggest mistakes property investors make?Buying property without a clear long-term strategy.In today’s market...
18/05/2026

One of the biggest mistakes property investors make?
Buying property without a clear long-term strategy.
In today’s market, “buy anything and hope it grows” is no longer enough. Cash flow, borrowing capacity, rental yield and long-term goals all matter.

This article is a good reminder that there’s no one-size-fits-all approach to investing and the right finance structure can be just as important as the property itself.

Worth a read for anyone building or planning a portfolio in 2026.

📞 Dave Parker – 0408 385 559

https://bit.ly/4frQjYq

In 2026, many investors are focusing less on hype… and more on cash flow.With rates staying higher and rental demand rem...
15/05/2026

In 2026, many investors are focusing less on hype… and more on cash flow.

With rates staying higher and rental demand remaining strong, rental yield is becoming a major driver of investment decisions.
This article breaks down:

• what rental yield means
• why it matters in today’s market
• and which areas are delivering stronger returns

Worth a quick read for anyone thinking about investing this year.

https://financefocus.connective.com.au/why-investors-are-focusing-on-rental-income-in-2026/

𝑹𝑩𝑨 𝒉𝒊𝒌𝒆𝒔 𝒄𝒂𝒔𝒉 𝒓𝒂𝒕𝒆 𝒕𝒐 4.35%𝑅𝘢𝑡𝘦𝑠 𝑚𝘢𝑦 𝑐𝘩𝑎𝘯𝑔𝘦… 𝑏𝘶𝑡 𝑠𝘮𝑎𝘳𝑡 𝑏𝘶𝑦𝘦𝑟𝘴 𝘴𝑡𝘢𝑦 𝑟𝘦𝑎𝘥𝑦.𝘛ℎ𝘦 𝘤𝑎𝘴ℎ 𝑟𝘢𝑡𝘦 𝘥𝑒𝘤𝑖𝘴𝑖𝘰𝑛 𝑖𝘴 𝘮𝑎𝘬𝑖𝘯𝑔 ℎ𝘦𝑎𝘥𝑙𝘪𝑛𝘦𝑠. 𝘔𝑎...
11/05/2026

𝑹𝑩𝑨 𝒉𝒊𝒌𝒆𝒔 𝒄𝒂𝒔𝒉 𝒓𝒂𝒕𝒆 𝒕𝒐 4.35%

𝑅𝘢𝑡𝘦𝑠 𝑚𝘢𝑦 𝑐𝘩𝑎𝘯𝑔𝘦… 𝑏𝘶𝑡 𝑠𝘮𝑎𝘳𝑡 𝑏𝘶𝑦𝘦𝑟𝘴 𝘴𝑡𝘢𝑦 𝑟𝘦𝑎𝘥𝑦.
𝘛ℎ𝘦 𝘤𝑎𝘴ℎ 𝑟𝘢𝑡𝘦 𝘥𝑒𝘤𝑖𝘴𝑖𝘰𝑛 𝑖𝘴 𝘮𝑎𝘬𝑖𝘯𝑔 ℎ𝘦𝑎𝘥𝑙𝘪𝑛𝘦𝑠. 𝘔𝑎𝘬𝑒 𝑠𝘶𝑟𝘦 𝘺𝑜𝘶𝑟 𝑓𝘪𝑛𝘢𝑛𝘤𝑒 𝑠𝘵𝑟𝘢𝑡𝘦𝑔𝘺 𝘪𝑠 𝑎𝘩𝑒𝘢𝑑 𝑜𝘧 𝘵ℎ𝘦 𝘤𝑢𝘳𝑣𝘦. 𝐷𝘰𝑛’𝑡 𝑔𝘶𝑒𝘴𝑠 𝑦𝘰𝑢𝘳 𝘯𝑒𝘹𝑡 𝑚𝘰𝑣𝘦. 𝑇𝘢𝑙𝘬 𝘵𝑜 𝑎 𝑏𝘳𝑜𝘬𝑒𝘳.

https://www.news.com.au/finance/economy/interest-rates/less-certain-rba-hikes-cash-rate-as-petrol-prices-soar/news-story/db48e4c1c4d7a7bb111d8ec34e94e829

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PO Box 220
Park Orchards, VIC
3114

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+61398764921

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