At Finance

At Finance Credit Representative Number 503290 is authorised under Australian Credit Licence Number 389328.

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

Upgrading your home doesn't always mean selling the one you've got. In some cases, keeping your current property and tur...
04/06/2026

Upgrading your home doesn't always mean selling the one you've got. In some cases, keeping your current property and turning it into an income-producing asset is the stronger long-term move. Adding a studio apartment or granny flat is something we've helped a lot of customers structure recently, and the right setup can change what the move actually costs you.

If you've been weighing it up, it's worth a conversation about what your options look like.

Quiet movement is starting to show up across the investor market. It's not headline territory, more a steady, considered...
02/06/2026

Quiet movement is starting to show up across the investor market. It's not headline territory, more a steady, considered return from people who treat property as long-term strategy rather than short-term reaction. The best opportunities rarely come dressed as the loudest news, and the right structure makes the difference between catching them and watching them pass.

If you've been thinking about your next move, it's worth a conversation.

Call 1300 469 840

Rates get the attention, but cash flow does the damage (or the good). Even though our team specialises in finance, we ca...
30/05/2026

Rates get the attention, but cash flow does the damage (or the good). Even though our team specialises in finance, we can also help you set up systems on the business side that keep cash flow moving smoothly. A clean structure makes everything downstream easier, especially decision-making under pressure.

If your day-to-day setup isn't working for you, it's worth a review.

Yes, rates have lifted again.The third increase this year. Most people glance at the headline and assume there's nothing...
28/05/2026

Yes, rates have lifted again.The third increase this year. Most people glance at the headline and assume there's nothing to do but absorb it. Smarter borrowers treat the moment as a structural check-in, looking at how their loan is set up, whether equity is sitting idle, and what their position will be if rates move again.

Because timing the market is hard, but controlling how your finance is structured is the part you can actually influence, especially with the right people around you. Our team are always here for you if you would like to chat about your scenario.

Most homeowners assume buying again is the only way to expand the asset base, but it's not. Building a second dwelling o...
26/05/2026

Most homeowners assume buying again is the only way to expand the asset base, but it's not. Building a second dwelling on land you already own avoids the cost of a second purchase, and the structure can work very differently, which makes it worth understanding before you commit.

If you've got land with room to grow, it's worth a conversation about how to structure it.

Your broker shouldn’t be a transaction facilitator.They should be a strategic partner, working alongside your accountant...
21/05/2026

Your broker shouldn’t be a transaction facilitator.
They should be a strategic partner, working alongside your accountant and solicitor to support both personal property goals and business growth.

When finance is done properly, it creates momentum instead of friction.
Our Finance Strategist, Jannine, is the person to talk to.

Pre-approval isn’t a green light, it’s a snapshot.And if it’s done wrong, it can cost you the deal.We’re seeing buyers c...
19/05/2026

Pre-approval isn’t a green light, it’s a snapshot.
And if it’s done wrong, it can cost you the deal.

We’re seeing buyers caught out by:
• Expired approvals
• Incorrect borrowing assumptions
• Missing lender nuances

Before you start shopping… make sure your numbers are solid.

The biggest financial shifts often come from what you choose to learn but also how you apply it.Understanding your struc...
16/05/2026

The biggest financial shifts often come from what you choose to learn but also how you apply it.
Understanding your structure, strategy, and options can change the trajectory of your wealth far more than income alone. We are here to help you with that.

There’s been plenty of noise around the Federal Budget property announcements this week, but right now key message is do...
14/05/2026

There’s been plenty of noise around the Federal Budget property announcements this week, but right now key message is don’t panic.

At this stage, these are Budget announcements only. We still need to see legislation pass and how lenders respond moving forward.

Importantly, existing investment properties are expected to remain under current arrangements.

Now more than ever, investors will benefit from having the right team around them. Including a Broker, Accountant and Financial Adviser who understand investment property structuring.

We’ve broken down the key announcements and what they may mean for property investors in our latest article: https://atfinance.au/federal-budget-2026-what-property-investors-need-to-know-right-now/

12/05/2026

Rising rates + tighter conditions = a shift in strategy.

More investors are prioritising rental yield and holding costs, not just long-term growth. We’ve broken down the why in our latest article: https://loom.ly/24p0pjk

PropertyInvestment

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Paradise Point, QLD
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