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Michael Florie Home Loans

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Australia
Palmers Island, NSW
Michael Florie Home Loans

Are you looking to purchase a family home or an investment property? Are you a first home buyer? or looking for a better rate on your current Home Loan?

I have been a Mortgage Broker in the area for over 15 years, Please call to see if I can assist.

26/03/2026

🗞📰 𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝗳𝗼𝗿 𝗯𝘂𝘆𝗲𝗿𝘀 – 𝘀𝘂𝗿𝗴𝗲 𝗶𝗻 𝗵𝗼𝗺𝗲𝘀 𝗵𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice. 🙌⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/good-news-for-buyers-surge-in-homes-hitting-the-market

17/03/2026

🗞📰 𝗗𝗼𝘂𝗯𝗹𝗲 𝘁𝗿𝗼𝘂𝗯𝗹𝗲! 𝗥𝗕𝗔 𝗹𝗶𝗳𝘁𝘀 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗯𝘆 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝟮𝟱 𝗯𝗮𝘀𝗶𝘀 𝗽𝗼𝗶𝗻𝘁𝘀 𝘁𝗼 𝟰.𝟭𝟬% 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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More bad news for mortgage holders around the country: the RBA today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments? 🏡⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/double-trouble-rba-lifts-cash-rate-by-another-25-basis-points-to-4-point-10-percent

11/03/2026

🗞📰 𝗢𝗳𝗳𝘀𝗲𝘁 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀 𝘀𝘂𝗿𝗴𝗲 𝗮𝘀 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀 𝗿𝗮𝗰𝗲 𝘁𝗼 𝗯𝗲𝗮𝘁 𝗵𝗶𝗴𝗵𝗲𝗿 𝗿𝗮𝘁𝗲𝘀 📰🗞⁣⁣⁣⁣⁣⁣⁣
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Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you. 🏡⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/offset-accounts-surge-as-homeowners-race-to-beat-higher-rates

04/03/2026

🗞📰 𝗛𝗼𝘄 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 𝗰𝗮𝗻 𝗯𝘂𝘆 𝘂𝗽 𝘁𝗼 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿𝘀 𝘀𝗼𝗼𝗻𝗲𝗿 📰🗞⁣⁣⁣⁣⁣⁣⁣
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As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home. 🏡⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/how-first-home-buyers-can-buy-up-to-five-years-sooner

25/02/2026

🗞📰 𝗛𝗼𝘄 𝗺𝘂𝗰𝗵 𝗱𝗼 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗲𝗮𝗿𝗻 𝘁𝗼 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲? 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power. 💪⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/how-much-do-you-need-to-earn-to-buy-a-home-in-2026

18/02/2026

🗞📰 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗮 𝘁𝗿𝗲𝗲 𝗰𝗵𝗮𝗻𝗴𝗲? 𝗬𝗼𝘂 𝗺𝗶𝗴𝗵𝘁 𝗳𝗶𝗻𝗱 𝗺𝗼𝗿𝗲 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗵𝗼𝗺𝗲𝘀 📰🗞⁣⁣⁣⁣⁣⁣
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Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck. 🏡⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/thinking-of-a-tree-change-you-might-find-more-affordable-homes

12/02/2026

🗞📰 𝗪𝗵𝗶𝗰𝗵 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝘁𝗼𝗽𝘀 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 𝘄𝗲𝗮𝗹𝘁𝗵 𝗶𝗻 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮? 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. 🏡⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/which-generation-tops-housing-wealth-in-australia

03/02/2026

🗞📰 𝗥𝗕𝗔 𝗵𝗶𝗸𝗲𝘀 𝘁𝗵𝗲 𝗰𝗮𝘀𝗵 𝗿𝗮𝘁𝗲 𝗯𝘆 𝟮𝟱 𝗯𝗮𝘀𝗶𝘀 𝗽𝗼𝗶𝗻𝘁𝘀 𝘁𝗼 𝟯.𝟴𝟱% 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣
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Bad news for mortgage holders around the country: the RBA today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments. 🏠⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/rba-hikes-the-cash-rate-by-25-basis-points-to-3-point-85-percent

28/01/2026

🗞📰 𝗛𝗼𝘄 𝗵𝗶𝗴𝗵 𝗮𝗿𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲𝘀 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝗲𝗱 𝘁𝗼 𝗴𝗼 𝗶𝗻 𝟮𝟬𝟮𝟲? 📰🗞⁣⁣⁣⁣⁣⁣
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After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans. 🔮 🏡⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/how-high-are-property-prices-predicted-to-go-in-2026

21/01/2026

🗞📰 𝗥𝗼𝗹𝗹 𝘂𝗽 𝘁𝗵𝗼𝘀𝗲 𝘀𝗹𝗲𝗲𝘃𝗲𝘀 – 𝗮 𝗿𝗲𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗿𝗲𝗻𝗮𝗶𝘀𝘀𝗮𝗻𝗰𝗲 𝗶𝘀 𝘀𝗹𝗮𝘁𝗲𝗱 𝗳𝗼𝗿 𝟮𝟬𝟮𝟲 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project. 🛠️ 🏚️⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/roll-up-those-sleeves---a-renovation-renaissance-is-slated-for-2026

15/01/2026

🗞📰 𝗡𝘂𝗿𝘀𝗲𝘀, 𝘁𝗲𝗮𝗰𝗵𝗲𝗿𝘀 𝗼𝗿 𝗖𝗘𝗢𝘀: 𝘄𝗵𝗶𝗰𝗵 𝗼𝗰𝗰𝘂𝗽𝗮𝘁𝗶𝗼𝗻 𝗯𝗼𝗮𝘀𝘁𝘀 𝗺𝗼𝗿𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀? 📰🗞⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them. 🏘️⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
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https://www.michaelfloriehomeloans.com/blog/nurses-teachers-or-ceos-which-occupation-boasts-more-property-investors

Address

283 School Road
Palmers Island, NSW
2463

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm

Telephone

+61419416046

Website

http://www.michaelfloriehomeloans.com/

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