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Brooke Gardiner - Mortgage & Finance Broker

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Pakenham, VIC
Brooke Gardiner - Mortgage & Finance Broker

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Brooke Gardiner - Mortgage & Finance Broker, Mortgage brokers, Pakenham.

A relationship focused Finance Broker, offering tailored loan options that align with your needs and financial goals.

🏡 Residential Home & Construction Loans
🍃 Personal Loans
🚗 Asset Finance
🚀 Commercial & Business Lending

16/06/2026

Did you know, research from the National Australia Bank has found that 𝟯 𝗶𝗻 𝟭𝟬 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻𝘀 𝗮𝗿𝗲 𝗮𝗰𝗰𝗲𝘀𝘀𝗶𝗻𝗴 𝘁𝗵𝗲 𝗲𝗾𝘂𝗶𝘁𝘆 𝗶𝗻 𝘁𝗵𝗲𝗶𝗿 𝗵𝗼𝗺𝗲 to fund their home improvements.

Last week, 𝗜 𝗵𝗲𝗹𝗽𝗲𝗱 𝗮 𝗰𝗹𝗶𝗲𝗻𝘁 𝗮𝗰𝗰𝗲𝘀𝘀 $𝟮𝟱,𝟬𝟬𝟬 𝗶𝗻 𝗲𝗾𝘂𝗶𝘁𝘆 from their property to complete the landscaping and home improvements they’ve been dreaming about since building their new home 🍃

It’s a great reminder that the equity in your home can be a powerful tool. In this scenario, not only are these clients going to be able to create a beautiful, functional outdoor space for themselves and their 3 kids, but they’re also adding to their property value too!

If you’ve been putting off renovations or works to your home because of the upfront cost, it might be worth exploring what options may be available to you.

𝗧𝗵𝗲 𝗲𝗾𝘂𝗶𝘁𝘆 𝗵𝗲𝗹𝗱 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘁𝗵𝗲 𝗸𝗲𝘆 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 🔐

📧 [email protected]

📱 0438 040 335

𝖡𝗋𝗈𝗈𝗄𝖾 𝖦𝖺𝗋𝖽𝗂𝗇𝖾𝗋 𝗈𝗉𝖾𝗋𝖺𝗍𝖾𝗌 𝖠𝗎𝗌𝗍𝗋𝖺𝗅𝗂𝖺 𝗐𝗂𝖽𝖾 𝖺𝗇𝖽 𝗂𝗌 𝖱𝖾𝗀𝗂𝗌𝗍𝖾𝗋𝖾𝖽 𝖢𝗋𝖾𝖽𝗂𝗍 𝖱𝖾𝗉𝗋𝖾𝗌𝖾𝗇𝗍𝖺𝗍𝗂𝗏𝖾 𝟧𝟩𝟪 𝟩𝟢𝟥 𝗈𝗉𝖾𝗋𝖺𝗍𝗂𝗇𝗀 𝗎𝗇𝖽𝖾𝗋 𝖠𝗎𝗌𝗍𝗋𝖺𝗅𝗂𝖺𝗇 𝖢𝗋𝖾𝖽𝗂𝗍 𝖫𝗂𝖼𝖾𝗇𝗌𝖾 𝟥𝟪𝟥 𝟨𝟦𝟢.

05/06/2026

𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗰𝗹𝗮𝗶𝗺𝗲𝗱 𝘆𝗼𝘂𝗿 𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗥𝗲𝗯𝗮𝘁𝗲?

A few clients of mine, and myself too, have had a win claiming the rebate on offer for Victorian Registration holders.

Have you claimed your rebate yet? 👇🏼

Head on over to the Service Victoria Website to check your eligibility and claim yours if you’re eligible.

29/05/2026

𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲, 𝗽𝗿𝗲𝘀𝗰𝗶𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝗮 𝘁𝗶𝗺𝗲𝗹𝗲𝘀𝘀 𝗱𝗲𝘀𝗶𝗴𝗻.

Another dream secured for a client of mine, after purchasing himself this absolute beauty of a car; This Black Porsche Cayenne 😮‍💨

From our initial conversations to approval, it’s honestly so rewarding being able to help clients get behind the wheel of vehicles they’ve worked so hard for and had on their vision boards for years!

Congratulations Tyrone on your Porsche 🚗🔥

Enjoy every moment behind the wheel and most importantly, drive safely.

Are you wanting to upgrade or downsize your vehicle? 🛞

Contact me today so we can explore your options.

📱 0438 040 335

📧 [email protected]

𝖡𝗋𝗈𝗈𝗄𝖾 𝖦𝖺𝗋𝖽𝗂𝗇𝖾𝗋 𝗈𝗉𝖾𝗋𝖺𝗍𝖾𝗌 𝖠𝗎𝗌𝗍𝗋𝖺𝗅𝗂𝖺 𝗐𝗂𝖽𝖾 𝖺𝗇𝖽 𝗂𝗌 𝖱𝖾𝗀𝗂𝗌𝗍𝖾𝗋𝖾𝖽 𝖢𝗋𝖾𝖽𝗂𝗍 𝖱𝖾𝗉𝗋𝖾𝗌𝖾𝗇𝗍𝖺𝗍𝗂𝗏𝖾 𝟧𝟩𝟪 𝟩𝟢𝟥 𝗈𝗉𝖾𝗋𝖺𝗍𝗂𝗇𝗀 𝗎𝗇𝖽𝖾𝗋 𝖠𝗎𝗌𝗍𝗋𝖺𝗅𝗂𝖺𝗇 𝖢𝗋𝖾𝖽𝗂𝗍 𝖫𝗂𝖼𝖾𝗇𝗌𝖾 𝟥𝟪𝟥 𝟨𝟦𝟢.

28/05/2026

After completing my Certificate IV last year, I’ve officially hit the books again, upgrading to a Diploma of Finance & Mortgage Broking Management.

Between the daily field experience and additional education, I’m committed to sharping my skills and expanding my knowledge, so I can better serve my clients and help you achieve great results 🏡💰

Naturally, I had to go and purchase some coloured pens and highlighters (that I’m confident the kids will steal within the next week) to celebrate my enrolment 😋✍️

Bring on the brain juice and what’s to come next 📖

15/05/2026

𝗖𝗼𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝗶𝗼𝗻 𝗟𝗼𝗮𝗻 - 𝗔𝗽𝗽𝗿𝗼𝘃𝗲𝗱 ✅🏡🏗️

Nearly 18 months ago, a Pakenham couple came to us asking for help. They carried disappointment, stress and the weight of being told “no.”

After facing multiple hardships out of their control and being turned away by another broker, they truly believed their dream of navigating their financial situation and building a home for their family was out of reach.

𝗧𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗽𝗹𝗮𝗻, 𝗽𝗮𝘁𝗶𝗲𝗻𝗰𝗲 𝗮𝗻𝗱 𝘀𝘂𝗽𝗽𝗼𝗿𝘁, 𝗰𝗮𝗻 𝗰𝗵𝗮𝗻𝗴𝗲 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 🎯

Instead of focusing on why it couldn’t happen, together, we focused on what needed to happen to get them there! We created a strategy, we worked through the challenges step by step, celebrated the small wins and together, never lost sight of the bigger picture.

This couple have been so disciplined and have worked extremely hard to pull themselves out what felt like the impossible; but they DID it 🌟

I got to make a phone call that made myself and the clients tear up. 𝗧𝗵𝗲𝗶𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝘄𝗮𝘀 𝗮𝗽𝗽𝗿𝗼𝘃𝗲𝗱 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝘁𝗵𝗲𝗶𝗿 𝗱𝗿𝗲𝗮𝗺 𝗵𝗼𝗺𝗲 🙌🏻🥂💰

Moments like this are why I genuinely enjoy what I do. It’s never just about numbers or loans; it’s about the people, resilience, the second chances and helping families create a future they once thought was out of reach.

To anyone feeling discouraged after hearing “no” or feeling like that hole is too deep to climb out of, please remember that a “no” does not always mean a hard no, it can often mean a “not now” and with the right strategies, time and focus, we can make it work 🧩

I’m in absolute awe of this beautiful couple, the journey they’ve had, their will to not give up when it got challenging and what they have over to come to get to this point 🥹

Construction on their new home starts soon, and I couldn’t be more thrilled for them and their 3 children to start this new chapter they’ve worked towards to achieve 🔑

Congratulations to you both, what a journey, you’ve been an absolute pleasure!

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗻𝗮𝘃𝗶𝗴𝗮𝘁𝗲 𝘆𝗼𝘂𝗿 𝗽𝗮𝘁𝗵 𝘁𝗼 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗼𝗿 𝗶𝗻 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗳𝗼𝗿 𝗮 𝗖𝗼𝗻𝘀𝘁𝗿𝘂𝗰𝘁𝗶𝗼𝗻 𝗟𝗼𝗮𝗻?

📱 0438 040 335
📧 [email protected]

The right guidance, the right plan, commitment and support can make all the difference.

10/05/2026

Happy Mother’s Day 💐

Becoming a Mum myself has given me a whole new appreciation for the strength, love and sacrifice that comes with motherhood.

To every mum doing her best each day, whether you’re thriving, surviving or somewhere in between; you are doing an incredible job.

Wishing you all a beautiful Mother’s Day filled with love, relaxation and memories!

💛 🌸 ☕️

07/05/2026

𝗧𝗵𝗲 𝘂𝗹𝘁𝗶𝗺𝗮𝘁𝗲 𝗳𝗼𝗿𝗲𝘀𝗿𝘁𝘆 𝘀𝗶𝗱𝗲𝗸𝗶𝗰𝗸 𝗵𝗮𝘀 𝗮𝗿𝗿𝗶𝘃𝗲𝗱, 𝗿𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗺𝘂𝗱, 𝗼𝘃𝗲𝗿 𝗴𝗿𝗼𝘄𝘁𝗵 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗵𝗮𝗿𝗱 𝘆𝗮𝗿𝗱𝘀 💪 🌱

Congratulations to my client on the purchase of his new Canam Outlander 6x6 650 🔥

This beast is headed straight to work navigating the bush lands and over grown trails, supporting the growth of his Sustainable Vegetation Management & Land Care Business!

There’s something special about helping small business owners secure the equipment they need to get the job done 🍃 (and something even more special when this successful business owner was once the small kinder boy who lived next door when I was in high school).

I’ve been promised some photos of his new girl in action with the owner on it’s next job; so stay tuned for the pictures and business information! 📸

I’m wishing you nothing but success with your new toy, mate! May this bring forward new opportunities, smooth jobs and plenty of muddy adventures.

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱𝗶𝗻𝗴 𝗲𝗾𝘂𝗶𝗽𝗺𝗲𝗻𝘁, 𝗺𝗮𝗰𝗵𝗶𝗻𝗲𝗿𝘆 𝗼𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝘁𝗼𝗼𝗹𝘀 𝘁𝗼 𝗲𝗻𝗰𝗼𝘂𝗿𝗮𝗴𝗲 𝗴𝗿𝗼𝘄𝘁𝗵?

Asset finance can help get you moving sooner without draining your cash flow 💰

Whether it’s for work, expansion or upgrading your current gear, I’d love to help you explore your options and find a solution that works for you and your business goals.

📱 0438 040 335
📧 [email protected]

06/05/2026

Interest Rates are on the rise, again 📈

𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝗺𝗲𝗮𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂?

If you’re on a variable rate, your repayments are likely to go up.

🏡 $400,000 Mortgage
💸 An additional $780 per year

🏡 $500,000 Mortgage
💸 An additional $972 per year

🏡 $600,000 Mortgage
💸 An additional $1,176 per year

🏡 $800,000 Mortgage
💸 An additional $1,572 per year.

A 0.25% rate rise may not sound like much, but it adds up quickly (especially with multiple rate rises) and for many households, this can be the difference between comfort and pressure.

𝘈𝘱𝘱𝘳𝘰𝘹𝘪𝘮𝘢𝘵𝘦 𝘦𝘹𝘢𝘮𝘱𝘭𝘦𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘢 6% 𝘳𝘢𝘵𝘦, 𝘗&𝘐 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴, 𝘰𝘷𝘦𝘳 30 𝘺𝘦𝘢𝘳𝘴.

𝗝𝘂𝘀𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗿𝗶𝘀𝗶𝗻𝗴, 𝗶𝘁 𝗱𝗼𝗲𝘀𝗻𝘁 𝗺𝗲𝗮𝗻 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗮𝗯𝘀𝗼𝗿𝗯 𝗶𝘁 - 𝘆𝗼𝘂 𝗺𝗮𝘆 𝗵𝗮𝘃𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀.

You may have an opportunity to:
💰 Review your rate
💰 Restructure your loan
💰 Refinance

If your rate hasn’t been reviewed lately, you could be paying more than you need to, especially in a changing market.

𝗛𝗮𝘃𝗲 𝘆𝗼𝘂𝗿 𝗿𝗲𝘃𝗶𝗲𝘄𝗲𝗱 𝘆𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 𝗟𝗼𝗮𝗻 𝗹𝗮𝘁𝗲𝗹𝘆?

📱 0438 040 335
📧 [email protected]

20/04/2026

𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗕𝗿𝗼𝗸𝗲𝗿𝘀 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗮𝘀𝗶𝗮 📍

I’m really excited and proud to share, I’m officially an Associate Member of the Finance Brokers Association Australasia.

The FBAA is one of the industry’s leading national bodies, focusing heavily on education, ethics, advocacy, innovation and high professional standards.

🍃 For my clients, it means additional confidence that you’re aligning with someone who values their role, is committed to staying informed and is genuinely invested in providing ethical financial solutions with integrity and care!

✅ This is something I’ve been working towards for a while now, and last week, I finally got my tick of approval (and a cool certificate to go with it 😆).

🚀 Focused, grateful and excited about the opportunities ahead for my clients and I.

𝗕𝗿𝗼𝗼𝗸𝗲 𝗚𝗮𝗿𝗱𝗶𝗻𝗲𝗿

📧 [email protected]

📱 0438 040 335

11/04/2026

𝗢𝗳𝗳𝗳𝗳𝗳𝗳𝘁, 𝗰𝗹𝗶𝗲𝗻𝘁 𝗽𝗵𝗼𝘁𝗼'𝘀 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗻𝗲𝘄 𝘄𝗵𝗲𝗲𝗹𝘀 💪📸

With a passion for photography, which he has turned into a business, as well as a love for camping under the stars, this Navara is set up for this client and his young family, ready to go wherever the next adventure is.

This client is an ABN holder, meaning low documentation was required, a few checks and we were on our way.

Here’s to exploring the beaten path, making unforgettable memories along the way and capturing the perfect shot.

Congratulations mate, I know it’s been a journey for you and I’m so proud you were able to achieve this on your own!

🚙 If you’re an ABN holder and you’ve been thinking about upgrading your wheels, take advantage of potential business benefits and drive away in something that works as hard as you do.

Are you ready to get started on upgrading your ride?

📱 0438 040 335
📧 [email protected]

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Pakenham, VIC
3810

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