Tungsten Home Loans

23/07/2026

22/07/2026

A few lenders have quietly dropped fixed rates this week.... indicating they arent expecting rates to continue to go higher... great news.... hopefully they are correct.

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11/06/2026

Finally an article that is 100% accurate: https://www.facebook.com/share/p/18hqE2Muah/

RBA officials have reportedly dropped the truth bomb Labor never wanted said out loud, warning that the government’s housing policies did little to fix supply and may have helped pump prices higher by throwing more buyers into a market that already does not have enough homes.

The reported internal notes cut straight through the political theatre around Help to Buy, five per cent deposits and first home buyer subsidies, saying these schemes are demand-side measures that pull purchases forward and translate into higher prices, which is exactly what happens when government gives people more borrowing power while approvals, construction and land release are still strangled by red tape.

This is not complicated. You cannot import hundreds of thousands of people, fail to build enough homes, bury builders in planning delays, choke supply with restrictive zoning, then pretend another taxpayer-backed subsidy will magically make housing cheaper. That is not housing policy. That is a government-sponsored bidding war.

The latest ABS figures show total dwelling approvals fell to 16,710 in April, well short of the 20,000 homes a month needed to hit the National Housing Accord’s 1.2 million target, while net overseas migration was still 306,000 in 2024-25 after a record post-COVID surge. The RBA’s own modelling has previously stated that higher population growth reduces rental vacancies and boosts rents and house prices, meaning the central problem was obvious before Labor tried to bury it under another subsidy.

Free up supply. Cut planning delays. Slash restrictive zoning. Protect property rights. Stop pretending demand subsidies fix affordability. Bring immigration back to levels our housing, roads, hospitals and infrastructure can actually absorb.

Labor did not solve the housing crisis. They poured fuel on it, called it compassion, then acted shocked when young Australians were priced out of their own country.

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29/04/2026

Today we celebrate 14 years of Tungsten Home Loans! A big thank you to our incredible clients and partners for this remarkable journey! !!!

17/03/2026

The RBA has increased rates to curb inflation, that isn't caused by mortgage holders... fixed rates and variable rates will be increased now. Hopefully common sense prevails and we see lower rates in the coming months.

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12/03/2026

Hey everyone!

We have absolutely loved working with many of you lately, and there’s truly no higher compliment than when you trust us with your business.

If you’ve enjoyed our time together, we would be so grateful if you could spread the word! If you refer a friend or family member who could use our services, please tag them below or send them my way.

Thank you for being such an amazing community and for supporting our small business. We couldn't do it without you!

11/03/2026

Given the world situation right now, considering a 12-24 month fixed rate could be worthwhile... to protect against short term rate rises....

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09/03/2026

One of our lenders has quietly re-introduced fixed rates with unlimited repayments and up to 10 offset accounts on that fixed rate.... its a great deal that gives you the best of everything. Get in touch to find out more....

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03/02/2026

SO..... Interest rates are up 0.25%... purely on the back of out-of-control government spending, which is creating inflation. If you need to discuss repayment options or look at getting a better rate for your current loan, please get in touch!

19/12/2025

As we wind down from a high paced 2025 and get ready for the festive season, we would like to wish you all a Merry Christmas and a prosperous 2026.... Cherish your time with your loved ones.