Yellow Brick Road Orange

Yellow Brick Road Orange Our goal is to provide our valued customers with a personalised and stress-free experience.

05/06/2026

There could be two more rate hikes this year before rates eventually begin to come back down, but not until 2028 - that's the current view of Westpac's Economics team.

Chief Economist Luci Ellis explains the thinking behind that forecast and the role inflation is playing in shaping the economic outlook. Watch the full episode of Property Insights with Mark Bouris here: https://yhomeloans.com.au/videos/why-westpac-now-expects-more-rate-hikes-mark-bouris-luci-ellis/

The 5% Deposit Scheme gets talked about a lot. But for most first home buyers, they tend to think they need to have ever...
04/06/2026

The 5% Deposit Scheme gets talked about a lot. But for most first home buyers, they tend to think they need to have everything figured out before they speak to a mortgage broker. Most of the time, that's just not the case.

We can help you understand your options, work out what you’re eligible for, and map out a pathway towards your first home. Because sometimes the hardest part isn’t finding the opportunity. It’s knowing where to start.

Learn more at ybr.com.au/livethedream

“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once.The...
27/05/2026

“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once.

The Scheme is designed for owner occupiers, so there are ongoing eligibility requirements around living in the property while the loan is supported by the Guarantee.

Every situation is different, which is why it’s important to understand the rules before making plans around your first property.

If you want help understanding how the Scheme works and whether you may be eligible, feel free to reach out or head to ybr.com.au/livethedream today.

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you....
22/05/2026

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you.

Sometimes even a small adjustment or review can make a meaningful difference over the long term. If you’d like help understanding where your loan stands, we're always happy to have a chat.

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it ...
21/05/2026

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it starts with a conversation.

Understanding your budget, borrowing power and options early can make the whole process feel clearer and less stressful. The goal isn’t just to get a loan approved. It’s to help you feel confident about every step along the way.

If you’re not sure where to begin, let’s map it out together. Head to ybr.com.au/livethedream to get started.

The proposed tax changes in the 2026 Budget could have a major impact for a large number of property investors around th...
13/05/2026

The proposed tax changes in the 2026 Budget could have a major impact for a large number of property investors around the country.

While existing properties are generally unaffected, new purchases may be treated differently from 1 July 2027, particularly when it comes to negative gearing and capital gains.

Here is a general overview of the major announcements, and remember, the initiatives announced in the 2026 Federal Budget are subject to the passage of legislation.

Learn more here: https://ybr.com.au/federal-budget-2026-housing-changes-explained/

12/05/2026

With the Federal Budget being announced tonight, there’s a lot of focus on what it means for inflation, property owners and the housing market.

Government decisions around spending and taxes also flow through to inflation, and eventually, your repayments. Search for Property Insights with Mark Bouris in your podcast app or head to ybr.com.au for more.

08/05/2026

There’s definitely been a shift in how people are feeling about their loans over the past 12–18 months. Same people, same decisions… very different environment.

This is a good explainer from the latest episode of Property Insights with Mark Bouris that explains why it’s playing out like this.

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