Marvin Coleman - Mortgage Choice in Oakleigh

03/06/2026

The recently announced Federal Tax changes to CGT will favour new builds over existing property for investing. Our friends at BlueWealth will - at 630pm tonight - reveal their "best of..." new build property opportunities. If you're keen to buy investment property, don't miss this webinar. Register here https://smart2.bluewealth.com.au/event/booking/2838?ref=MA==

04/05/2026

While the market expects the RBA to increase interest rates today, it's likely not the only rate rise to expect this year.

Here are three things you can do to proactively manage your home loan:

Fix and protect Explore fixed-rate options that allow you to lock in your repayments for up to 3 years. My March vlog outlined the pros and cons of fixing your mortgage rate;
Rate review Ask me to review your home loan to ensure you're on the most competitive rate for your circumstances AND have access to the loan features you need (eg offset accounts, redraw etc).
Equity Review If your property value has grown significantly since your mortgage started, it may unlock a lower interest rate. Ask me for a desktop valuation of your home.
If you have any questions, just book a 15 min Zoom anytime with me. We can run you through the specific financial impact of rate changes or fixing options.

19/03/2026

Is your mortgage feeling $2,400 heavier this year?

With two RBA rate rises already under our belts in 2026, the effect is hitting home. For a $600,000 loan, those hikes have added roughly $200 a month ($2,400/year) to the average mortgage.

Naturally, the question I’m hearing from clients right now is: "Should I fix my rate?"

In my latest vlog, I break down the current landscape:

✅ The Pro: Certainty and protection against future hikes.

❌ The Con: Potential loss of flexibility (offset accounts, extra repayments).

There is no "one-size-fits-all" answer, but there is a right answer for your situation.

Want to run the numbers on your specific loan? Let’s chat. Give me a call today!

19/02/2026

Yet to enter the property market and want to understand the impact of the recent RBA decision? Watch on to find out.

16/02/2026

Following last week's RBA interest rates rise, my clients are already starting to ask "should I fix my rate?". My vlog shares my general views on why rates have risen and things to consider when considering fixing your mortgage rate.

Your lender may contact you with fixed rate offers. If so, or if you'd like to understand more about fixing, just book a 15 min Zoom with me. We can run you through the specific financial impact of fixing and some other term changes that you should consider.

24/09/2025

When you apply for a loan with us by 5 December, you’ll automatically go in the drawer to win $50,000 to put towards your home loan. Book an appointment with me today, let’s get started.

24/09/2025

24/09/2025

Imagine taking $50,000 off your mortgage in one hit - that would cover a few extra presents under the tree this Christmas!

When you apply for a loan with us by 5 December, you'll automatically go in the draw to win $50,000 to put towards your home loan.

Whether you’re looking to purchase your first home, next home or refinance your current loan – now's your chance to win.

Reach out today to make your property dreams a reality.

T&Cs apply.

01/09/2025

Property Investors, what will you be doing next Monday night? I recommend you join this webinar, to hear about BlueWealth's first "CEO's Choice" property investment opportunity in 5 years. It's an off the plan apartment in Brisbane, for investors with $1m or more to spend (including your mortgage of course!). Give me a call if you want to know how much you can borrow. Register here for the webinar; it starts 630pm Monday 8 September. http://bit.ly/3UUsnle

18/08/2025

Who doesn’t love a sale?!

It can be easy to get carried away with all the amazing deals during sales time. But before you start adding to cart 🛒, take a moment to shop smart and think through your purchases.

And remember, if you’re saving for a deposit, spending too much on shopping could be a red flag 🚩 for lenders when assessing your home loan application – so keep your spending under control.

Your future self (and your wallet) will thank you!