Tate Financial Planning

19/12/2025

To all our lovely fantastic clients, wishing you a lovely Christmas and safe and happy holidays with family!

06/10/2025

Hello fellow clients...I am selling my car if anyone is interested ta Michelle

G5 MY17 2.0i-S Hatchback 5dr CVT 7sp AWD 2.0i

22/09/2025

Pensioners and health care card holders...apply at the following link for a $100 power saving bonus. Need a pdf of your power bill, ID and centrelink number to apply.
Get your kids to sort this out when they come over for dinner......

09/04/2025

Dear clients....when markets are up 71% of the time, that means they go down 29% of the time. Once again markets have voiced their concerns about uncertainty. Regardless of the outcome of the tariff actions, markets will find a level and move forward from there. The recent falls remind us that diversification is the golden rule, many of you have investments across all asset classes and then there is more diversification within those assets. We have seen bonds rally and asian markets fall far less so its important to stay diversified. The next rule is to stay disciplined, dont lose your head while everyone else is losing theirs. Markets will ultimately transfer wealth from the impatient investor, to the patient investor.

Global markets hit an all time high just 8 short weeks ago, we are now back to levels seen around mid 2024 so this is hardly the end of the world. We would encourage you to focus on the long term, remain confident in your strategies and always refer back to rule number one when in doubt.

James and I will have more to say in coming days and we are intrigued about how this disruption to the norm will play out.

One thing is for sure, Donald Trump is not a same same politician. He said he was going to introduce tariffs and he has done it. Lets see how it plays out from here and hopefully it will lead to better outcomes for all of us in time.

Kind regards to all our investors.

06/12/2024

To our clients that bank with Macquarie or have investments with Macquarie please look to download the app and the Macquarie Authenticator app. Doing transactions is more reliant on both these apps including ones we assist you with. Call the office if you require assistance

15/05/2024

From a financial planning point of view, not much to report from this years budget. Enjoy your $300 power relief after they have put up power by $300 through more windmills and solar panels. The following video is a better take on the budget. Enjoy and keep smiling

Jimonomics | Pauline Hanson's Please ExplainA good budget is a lot like a comedy special, it all comes down to the delivery.And I don't know about you but I ...

25/01/2024

To all our clients...we will be closed tomorrow celebrating Australia Day! Everyone here believes that this is the best country in the world, its free, safe and you can advance yourself with opportunities galor. Those that hate this country need to spend 2 weeks vacation in Venezuela, Ecuador, Chad, Iran and then maybe you might have a better perspective on how great this place is. For the rest of us, have a great day and celebrate that you won the lottery of life when you came here or your ancestors decided to come here or your ancestors were born here. Rod, James, Michelle and Alex

29/03/2023

Make sure you apply for the power saving bonus of $250, compliments of the "Andrews" government

30/06/2022

Dear clients. Dont forget to apply for the Vic government compare energy bonus of $250. No concession required this time so all in Victoria are eligible. Apply on the following link:

24/06/2022

Once again, investment markets are testing investors nerves. As most of you know, investments markets can be volatile and there are numerous reasons for the recent volatility. James and I expected a return to more volatile times as inflation has been creeping up post the pandemic and central banks have been reluctant to tackle the problem. While late to the party, we now see the Fed and our own reserve bank raising interest rates to slow consumption and hopefully burst the inflation bubble over time.

This strategy will work but its not a quick fix, markets priced a lot of this in but are now being impacted by investors who have also woken up to this reality. In time prices will recover as interest rates will level off, inflation will decline and consumers will continue to spend.

The key message as always is focus on your long term strategy. Whether it be a retirement goal, a savings goal, a lifestyle goal. If they are long term goals then this recent decline does not change your fundamental strategy. We reduce risk for our clients through diversification and investing in quality assets. The other key strategy is to not be a seller during weaker times, this will be seen as a buying opportunity in two years time so for those you are saving and adding regularly, stick with that program it will pay handsome rewards. For those of you drawing funds for income do it in small increments as it will average out your price and minimise the impact of selling at this time.

I have seen many downturns in my career and these are always followed by a period of strong returns. This will be no different so dont lose your head while everyone else around you is losing theirs. Making emotional investment decisions can often lead to large mistakes so dont make them. ....stay the course. James and I look forward to catching up with everyone over the next 12 months and we will review how you are going on your individual investment journey. All the best James, Rod, Michelle and Alex

08/04/2022

Dear clients...The funeral for Maxwell Tate will be Tuesday 19th April at One Community Church (184 Surrey Road, Blackburn) at 2pm.
Thanks for all the kind comments for those who knew Max