Marcus Powell Broker

14/04/2026

I'm more than just a Mortgage Broker!

What does this actually mean for you as a client?

Here is a list of finance options I can facilitate:
-Asset Finance
-Business Loans
-Car Loans
-SMSF
-Commercial Loans
-Personal Loans

As I said more than just Home Loans!

13/04/2026

Stop Doom Scrolling ✋️

If you are stressing about another rate rise or what you will cut from your budget to make the mortgage repayment you need help!

First step is calling me so we together can find a strategy to help you.

Take action today the longer you wait the less options you will have!

13/04/2026

Your rate isnt the most important thing when you are trying to buy property!

These are the 4 key things in order of importance to consider!

1. Income

Insufficient income will stop you before you even get started.

2. Current debt

There is a limit to what us an acceptable risk to a lender, current debts will reduce your borrowing capacity.

3. Loan Structure

Key piece that brings its fair share of loans to a halt! Using the wrong lender is the most common, lender policy matters.

4. Rate

Rate is important and reducing how much interest you pay is a focus, but as my mentor wisely use to say the cheapest rate is the one you will get approved!

Call me and we can discuss what is your best option

03/04/2026

There’s a lot happening in the world right now.

-Iran war
-Fuel prices rising
-Talk of interest rate increases
-Cyclone makes a half lap around Australia

And most people think…
“That doesn’t really affect me”
But it will

Here’s how it flows 👇
Global conflict / fuel prices rise
Fuel rises / everything costs more in the household Australia relies on trucks to move all our daily needs, farmers rely on Fuel on the daily
Costs rise / inflation increases
Inflation increases / interest rates go up
And when rates go up

- Borrowing power drops
-Repayments increase
-Opportunities get harder to access
This is why timing and strategy matter more than ever.

It's worth a quick chat!
To discuss your options, send me a DM to get the conversation started.

27/03/2026

After yesterday’s post, I had a few conversations around car finance.

And it’s interesting — a lot of people rule themselves out before even exploring their options.

Here are a few common ones I hear 👇
“I’m self-employed, so I probably won’t get approved”
“I don’t have a huge deposit”
“My income isn’t consistent”
“I’ve got existing debt already”

The reality is…
Every lender looks at these things differently.
What one lender won’t consider, another might be completely comfortable with — it just comes down to structure and policy fit.
That’s where most people get stuck.
They assume the answer is no, when really they just haven’t found the right approach yet.
If you’re thinking about upgrading your car — whether it’s for work, family or travel 🚐

👉 Send me a message and I’ll help you understand what your options look like.

26/03/2026

10/03/2026

You only know the market you are currently in!

You also need to know the what the lenders are looking for! Some like Self employed others have policy suited for PAYG employee.

You need a strategy to get a into today's market.

09/03/2026

How do I work Remotely?

A couple of people have asked the How. Technology is my best friend, below are the three key things that keep me working!

-Mobile Phone
- Laptop
-Starlink

It's the exact same as me going to the office with the ability of Starlink, the only difference is the office window view.

05/03/2026

Property prices in our local area increased 12.5% in the past 12 months.
Let that sink in for a second.

If you’re trying to save a deposit while prices keep moving, it can start to feel like the goalposts keep shifting.

And the reality is…
You can’t save your way out of a fast-moving market.
But you can have a strategy.
That might mean: • Using existing equity
• Structuring lending differently
• Understanding lender policy
• Planning your next move earlier
Every client situation is different, but the biggest missed opportunity I see is inaction.
Waiting another 12 months in a rising market can cost far more than people expect.
I’m helping clients all over Australia plan their next move — even while working remotely from the caravan 🚐
If you want to understand what options might be available to you…
👉 Send me a message and let’s map out a strategy.

04/03/2026

Most business owners don’t struggle because they “can’t get finance & it's not just because the bank said no”

They struggle because:
• The structure isn’t right
• The lender fit isn’t right
• The timing isn’t right
• The strategy wasn’t mapped out first

Here’s how I actually help small business 👇
✔ I look at the full structure — not just the loan
✔ I match the deal to lender policy
✔ I protect personal assets where possible
✔ I plan funding around growth, not stress
✔ I think 2–3 steps ahead

Whether it’s:
• Buying your own premises
• Extracting equity for expansion
• Restructuring debt
• Commercial investment
• Cash flow funding

Finance should support your business — not restrict it.
And yes, I’m doing this while working remotely from the caravan 🚐
If you’re a business owner planning growth this year…
DM me “BUSINESS”

25/02/2026

$500,000 loan over 30 years @5.5% interest
With Minimum monthly repayments.
Your P&I repayments are approximately $2,839 per month
Over 30 years, you repay roughly:
$1,021,000 total

That means:
~$521,000 in interest

With some simple adjustments we can reduce that quickly, you don't need a better rate you really need a better strategy 😉

DM me and we can have a chat on more than just the rate!