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Lawrence/Harrison Financial Services

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Nowra, NSW
Lawrence/Harrison Financial Services

The Advisers and staff at Lawrence / Harrison Financial Services have been providing quality financial advice and service to clients for over 40 years.

At Lawrence/Harrison Financial Services, we will guide you through your current financial situation with tailored support to reach your ideal financial destination. Our point of difference is that you are treated as one of our own as you enter our client community and experience a non-corporate, family orientated client journey. We have a dedicated team of specialists who can assist you with tailored financial solutions. Our unique approach has simplified the process of putting you in a knowledgeable position to take control of your financial requirements regardless of your situation. Our quality advice is timely, professional and easy to access. Our culture is based on core values of integrity, respect, commitment and teamwork. We understand that little things count for so much. We value your opinion, so please feel free to provide us with feedback about our Practice and the services we provide.

20/10/2026

You may be helping your children get started.

Supporting ageing parents.

Managing the mortgage, household expenses and everything your own family needs.

And somewhere among all those responsibilities, you are also trying to prepare for retirement.

Wanting to support the people you love is understandable. But it can be difficult to know how much help you can comfortably provide without placing unnecessary pressure on your own future.

Financial planning can help you look at what you have, what others may need from you and what you still need to protect for yourself.

Generosity matters.

So does making sure your future remains part of the plan.

14/10/2026

Retirement may begin on your final day at work.

But the decisions that shape it often begin years earlier.

When will you reduce your working hours?

Would you like the mortgage paid off before you finish?

When could you begin accessing your super?

How much income might you need—and what do you want that income to make possible?

Thinking about these questions early gives you more time to understand your position, consider your options and prepare for the transition ahead.

Because retirement planning is not only about choosing a finish date.

It is about preparing for what comes next.

10/10/2026

Today is World Mental Health Day.

A reminder to make space to check in with ourselves and with the people around us.

Sometimes a genuine conversation, a quiet moment or simply knowing someone is there can make a difference.

Take the time to ask how someone is really going. Take the time to listen. And remember that reaching out for support is always worthwhile.

06/10/2026

Pay more off the mortgage?
Add more to super?
Build your savings?
Or start investing outside of super?

Each option may sound worthwhile on its own. The challenge is understanding how one decision could affect the others—and which approach makes sense for your circumstances, priorities and timeframe.

Financial planning is about looking beyond one account, one balance or one immediate goal.

It is about helping your financial decisions work together as part of the bigger picture.

If you are unsure where your next dollar could be best directed, a conversation with Lawrence Harrison Financial Services may help bring greater clarity to your options.

01/10/2026

October is Breast Cancer Awareness Month.

A time to recognise every person affected by breast cancer, along with the families, friends, carers and communities standing beside them.

To those facing uncertainty, undergoing treatment, recovering, supporting someone they love or remembering someone special we’re thinking of you.

29/09/2026

Maybe you have super in the background.

A mortgage taking a sizeable bite each month.

Savings you're trying to grow.

Insurance you organised years ago.

A family with changing needs.

And a handful of things you'd like to do “one day”.

The problem is not necessarily any one of those things.

Sometimes it is simply difficult to know which one deserves your attention first.

You do not need to arrive at a financial planning appointment with everything neatly organised and a ten year plan already worked out.

That is part of the conversation.

Start with where you are, what matters to you and what you're hoping life looks like from here.

Then you can begin making sense of the pieces.

22/09/2026

One reason people put off speaking with a financial planner may be that they are not sure what the conversation is going to involve.

At Lawrence Harrison, it starts with getting to know you.

What is happening in your life?

What are you trying to achieve?

What is important to you now, and what would you like the next five, ten or twenty years to look like?

From there, your current financial position and priorities can be considered, recommendations can be discussed and you remain involved in deciding what happens next.

You do not need to arrive knowing what financial strategy you need.

Knowing what you want your money to help you achieve is a very good place to begin.

Their published advice process specifically begins with an initial conversation, understanding the client's circumstances and clarifying their goals before recommendations are developed and discussed.

15/09/2026

No alarm clock?

A caravan with somewhere new to go?

More time with the grandkids?

A plane ticket every now and then?

Or perhaps retirement simply means having more control over your time.

Before retirement becomes a conversation about numbers, super and investments, it is worth thinking about the life those things are meant to support.

Because there is no single version of a “good retirement”.

The important question is what you want yours to look like, when you'd like it to begin and what needs to happen between now and then to give yourself more choices.

Retirement planning becomes much easier to understand when you know what you're actually planning for.

This also closely reflects Lawrence Harrison's website positioning, which frames retirement planning around lifestyle goals and having greater choice about life after work.

08/09/2026

Most people do not wake up one morning thinking, “Today feels like a great day to review my finances.”

Usually, something changes first.
A new home.
A growing family.
A different job.
A business opportunity.
An inheritance.
Or the realisation that retirement is no longer something sitting decades away.

These moments can change more than one part of your finances at once.

That is why financial planning is not only about choosing an investment or looking at super. It is about stepping back and considering how your money, commitments and goals fit together as life changes.

If something significant has changed for you recently, it may be worth understanding what that means for the bigger picture.

Lawrence Harrison specifically identifies these kinds of life transitions as areas where it can provide financial planning support.

01/09/2026

Earning more money does not necessarily make life feel financially simpler.

The mortgage is bigger.
The kids need more.
Insurance, bills and everyday costs keep moving.
You might be saving, paying down debt and contributing to super, while still wondering whether all the pieces are actually working together.

Sometimes the issue is not that you're doing anything wrong.

It is that your finances have grown more complicated as your life has.

Spring can be a useful time to look at the whole picture again. What are you working towards? What needs attention now? And are the decisions you're making today supporting where you want to be later?

You don't need to have every answer before starting that conversation.

Address

82 Bridge Road
Nowra, NSW
2541

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://lawrenceharrison.com.au/

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