Jas Makkar - Icon Mortgages

30/01/2023

Do you have subscriptions you don't need?
always helpful to do a quick health check once a month on your financials, only takes 30 mins to understand your spending habits and do a quick review.

You know those 'first month free' subscription services you sign up for, never end up using and then forget to cancel?

Here's your friendly reminder to check your bank statement and do a stocktake of whether you actually need each and every one of these subscriptions.

Even a $30 subscription is $360 over the course of a year, and it makes sense you'd keep this money in your business, rather than donate it to someone else's.

When deciding what to keep and what to cancel, ask yourself:
▪️Are we using the service every month?
▪️Is it paying for itself in time-savings?


Contact us - https://iconmortgages.com.au/

30/01/2023

With property prices softening over the last 6 months, borrowing capacities have also taken a huge hit with the rising interest rates.
I had a great opportunity to speak to Razaghi from The Sydney Morning Herald on this. See below for the full article!

Icon Mortgages

One first home buyer’s borrowing capacity fell from $1 million to $750,000. He hoped for a house, but now his options are an apartment - or a move interstate.

12/04/2022

Getting it wrong on your finances can cost you big time - whether in the form of cold hard cash, time and stress, or hits to your credit rating.

If you're not an expert on finance, you'll certainly be closer to it once you've worked alongside us for a while.

Send us a DM to find out how we can help you - whatever your goals.

👉https://archermortgagegroup.com.au

08/04/2022

Actually, we like to do both.

We're big believers that knowledge is power, so whenever we take our clients through the home buying journey, we also share our insights and insider tips with them.

This means they're better equipped when it comes time to purchase their next home or investment property.

👉https://archermortgagegroup.com.au

06/04/2022

We work hard to get you a home loan, so that you don't have to!

One of the reasons we love helping people with home loans is that once you're on the property ladder, you've got so much more opportunity to keep climbing up it!

Get in touch to start the conversation.⠀

👉https://archermortgagegroup.com.au

02/04/2022

Pre-approval is where the bank agrees to lend you a certain amount before you've actually confirmed which property you're buying. It's conditional on you proving your income and spending, and on a valuation of the property.

Pre-approval gives you:⠀
🔑Certainty - so you know how much you can bid up to
🔑An edge - having finance ready-to-go may be seen as more attractive to the vendor (when it comes to negotiations)

Get in touch and we'll get you auction-ready👍

👉https://archermortgagegroup.com.au

01/04/2022

If you'd like to feel more in control of your money, and make sure you're on track to achieve your big goals, here are five tips to make it happen:
- Make a budget
- Manage your debts
- Save and invest
- Improve your credit score
- Have an emergency fund

Good money management is one of life's greatest skills, and not one we're taught in school.

Where did/do you get your finance-related education from?

👉https://archermortgagegroup.com.au

30/03/2022

If you're already a few rungs up the property ladder, you're well on your way to creating more wealth for you and your family.

That equity you're sitting on is absolute gold. And if you're not making it work harder for you, then it could be a missed opportunity.

We're getting a lot of enquiries lately from savvy home owners who are seizing the opportunity to invest in that second or third property.

If you're already proving you can afford your mortgage repayments, then you have a distinct advantage when it comes to getting approval for that next loan, and of course you may be able to leverage your equity as a deposit.

What are you waiting for?

👉https://archermortgagegroup.com.au

27/03/2022

Small businesses are the engine room of our economy. Let's show them some love!

Here are 5 x free ways we can all support amazing small businesses:
👍Tell your friends about them
👍Write a Google review
👍Like their social profiles
👍Share their content
👍Give them feedback

👉https://archermortgagegroup.com.au