02/08/2026
Your RAMS loan is now powered by Pepper Money.
The good news is that most things remain the same, including your interest rate, repayment arrangements, loan account number, BSB, and access to myRAMS, rams.com.au and 13 RAMS (13 7267).
Some customers with redraw, line of credit or debit card features may need to complete a few simple steps to continue using these services.
In the coming days, you'll receive a letter by mail outlining what the transfer means for you and any actions you may need to take. You can also log in to myRAMS for more information.
For the latest updates, FAQs and support, visit www.peppermoney.com.au/rams.
We're working closely with Pepper Money to support you through this change.