RAMS Home Loans

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RAMS Home Loans At RAMS, we're Greater Together.

07/10/2026

LVR. Pre-approval. Equity. Comparison rate.

If you've ever read about home loans and felt like everyone was speaking a different language, you're not alone.

Our Home Loan jargon glossary breaks down common terms in plain English, helping you better understand everything from credit scores and gifted deposits to refinancing and stamp duty.

Read more here: https://www.peppermoney.com.au/resources/home-loan-jargon-glossary

Give Pepper Money a follow for home loan help and money tips.

06/10/2026

Looking for a simple way to manage your money? Small changes can add up over time and help you work towards your financial goals.

The 70/20/10 rule is an easy budgeting framework that can help you balance everyday expenses, lifestyle spending and savings.

Give Pepper Money a follow for home loan help and money tips.

29/09/2026

Your RAMS loan is now powered by Pepper Money, and we're here to help make home loans easier to understand.

The A-Z of Non-Banks, is a new video series designed to explain common home loan terms in plain English.

From Alt-Doc loans and borrowing power to stamp duty and the Reserve Bank of Australia, we'll help break down the jargon so you can feel more confident about your options.

Give Pepper Money a follow to watch the whole series.

If you're getting to know Pepper Money, you may be wondering what a non-bank lender actually is.Our latest article answe...
24/09/2026

If you're getting to know Pepper Money, you may be wondering what a non-bank lender actually is.

Our latest article answers some of the most common questions asked about non-bank lenders, including:
✅ How non-bank lenders work
✅ Whether they're as trustworthy as banks
✅ Who they help
✅ Why more Australians are considering non-bank lending options

📖 Read more: https://www.peppermoney.com.au/resources/non-bank-lender-q-and-a?utm_source=facebook&utm_medium=social&utm_content=RAMSPM24Sep26&utm_campaign=organicsocial26

Give Pepper Money a follow for home loan help and money tips.

22/09/2026

At Pepper Money, being "really helpful" is more than a tagline. It's how we approach every customer conversation.

For us, it's about understanding that every customer is different and taking the time to find solutions that fit their circumstances.

In this video, meet some of the people behind Pepper Money and hear what "really helpful" means to them.

Give Pepper Money a follow for home loan help and money tips.

16/09/2026

Behind every home loan is a real person with their own story.

Within two years, Jodie faced challenges she never expected. When one broker suggested bankruptcy, she knew she needed to explore every option to protect her home and her future.

After reaching out to Pepper Money, our team took the time to listen, explain her options and help her find a way forward.

🎥 Watch Jodie's story.

Give Pepper Money a follow for home loan help and money tips.

Your RAMS loan is now powered by the team at Pepper Money, so we wanted to tell you a little more about who we are.Since...
15/09/2026

Your RAMS loan is now powered by the team at Pepper Money, so we wanted to tell you a little more about who we are.

Since 2000, we've helped hundreds of thousands of Australians with their financial goals and grown to become one of Australia's largest non-bank lenders.

In this article, you'll discover five reasons customers trust Pepper Money, including:
✅ Strong customer reviews and ratings
✅ Industry awards and recognition
✅ More than two decades of experience
✅ Support for Australian communities
✅ A commitment to helping everyday Aussies succeed

Read more➡️ https://bit.ly/4r9geIg

Give Pepper Money a follow for home loan help and money tips.

Your RAMS loan is now powered by Pepper Money.The good news is that most things remain the same, including your interest...
02/08/2026

Your RAMS loan is now powered by Pepper Money.

The good news is that most things remain the same, including your interest rate, repayment arrangements, loan account number, BSB, and access to myRAMS, rams.com.au and 13 RAMS (13 7267).

Some customers with redraw, line of credit or debit card features may need to complete a few simple steps to continue using these services.

In the coming days, you'll receive a letter by mail outlining what the transfer means for you and any actions you may need to take. You can also log in to myRAMS for more information.

For the latest updates, FAQs and support, visit www.peppermoney.com.au/rams.

We're working closely with Pepper Money to support you through this change.

31/07/2026

RAMS customers are moving to Pepper. We’re here to make the transition as straightforward as possible.

We’ve created a dedicated FAQs page on our website to answer common questions, including:
• interest rates and repayments
• accessing redraw
• accessing your account
• what happens next.

If you have questions about your loan, please call 13 RAMS (13 7267) or visit rams.com.au.

We’re working closely with Pepper Money so that this transition is managed carefully.

27/07/2026

Scheduled Maintenance Notification

Please be advised that myRAMS and AccessOne will be undergoing scheduled maintenance and will be unavailable from Friday 31st July 2026 03:30 PM to Monday 3rd August 2026 8:00 AM (AEST).

We recommend planning ahead for this downtime. We appreciate your patience and sincerely apologise for any inconvenience caused.

Thank you for your understanding.

Address

Level 27, 177 Pacific Highway
North Sydney, NSW
2060

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61137267

Website

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