RAMS Home Loans

RAMS Home Loans At RAMS, we're Greater Together.

Your RAMS loan is now powered by Pepper Money.The good news is that most things remain the same, including your interest...
02/08/2026

Your RAMS loan is now powered by Pepper Money.

The good news is that most things remain the same, including your interest rate, repayment arrangements, loan account number, BSB, and access to myRAMS, rams.com.au and 13 RAMS (13 7267).

Some customers with redraw, line of credit or debit card features may need to complete a few simple steps to continue using these services.

In the coming days, you'll receive a letter by mail outlining what the transfer means for you and any actions you may need to take. You can also log in to myRAMS for more information.

For the latest updates, FAQs and support, visit www.peppermoney.com.au/rams.

We're working closely with Pepper Money to support you through this change.

31/07/2026

RAMS customers are moving to Pepper. We’re here to make the transition as straightforward as possible.

We’ve created a dedicated FAQs page on our website to answer common questions, including:
• interest rates and repayments
• accessing redraw
• accessing your account
• what happens next.

If you have questions about your loan, please call 13 RAMS (13 7267) or visit rams.com.au.

We’re working closely with Pepper Money so that this transition is managed carefully.

27/07/2026

Scheduled Maintenance Notification

Please be advised that myRAMS and AccessOne will be undergoing scheduled maintenance and will be unavailable from Friday 31st July 2026 03:30 PM to Monday 3rd August 2026 8:00 AM (AEST).

We recommend planning ahead for this downtime. We appreciate your patience and sincerely apologise for any inconvenience caused.

Thank you for your understanding.

Address

Level 27, 177 Pacific Highway
North Sydney, NSW
2060

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61137267

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