Nectar Mortgages Strathfield

11/07/2024

Want to build your dream home? 🛠️🏘️ If so, a 𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧 𝐥𝐨𝐚𝐧 could be a great option providing two key benefits a standard home loan doesn't:

1. You draw down borrowed funds in stages
2. You only pay interest based on the money that is drawn down at the time🕰️
Read on to find out more👇or call me to discuss your options📲

A construction loan is a type of home loan made for people who plan to build their homes instead of purchasing an established property.

03/07/2024

Keeping track of multiple debts like credit cards, personal loans and car loans can be a headache😵‍💫 especially with high interest rates 📈
Debt consolidation could decrease your number of debts by absorbing them into your home loan📉 and potentially save you money each month too💵*
Interested? Find out more about debt consolidation here👇

*𝘊𝘰𝘮𝘣𝘪𝘯𝘪𝘯𝘨 𝘴𝘮𝘢𝘭𝘭𝘦𝘳 𝘥𝘦𝘣𝘵𝘴 𝘸𝘪𝘵𝘩 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘮𝘦𝘢𝘯𝘴 𝘢𝘥𝘥𝘪𝘯𝘨 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘵𝘰𝘵𝘢𝘭 𝘭𝘰𝘢𝘯 𝘷𝘢𝘭𝘶𝘦. 𝘛𝘩𝘪𝘴 𝘮𝘦𝘢𝘯𝘴 𝘺𝘰𝘶 𝘤𝘰𝘶𝘭𝘥 𝘦𝘯𝘥 𝘶𝘱 𝘱𝘢𝘺𝘪𝘯𝘨 𝘮𝘰𝘳𝘦 𝘪𝘯 𝘵𝘩𝘦 𝘭𝘰𝘯𝘨 𝘳𝘶𝘯. 𝑌𝑜𝑢 𝑠ℎ𝑜𝑢𝑙𝑑 𝑎𝑙𝑤𝑎𝑦𝑠 𝑠𝑝𝑒𝑎𝑘 𝑡𝑜 𝑎 𝑞𝑢𝑎𝑙𝑖𝑓𝑖𝑒𝑑 𝑚𝑜𝑟𝑡𝑔𝑎𝑔𝑒 𝑏𝑟𝑜𝑘𝑒𝑟 𝑏𝑒𝑓𝑜𝑟𝑒 𝑑𝑒𝑐𝑖𝑑𝑖𝑛𝑔 𝑡𝑜 𝑐𝑜𝑛𝑠𝑜𝑙𝑖𝑑𝑎𝑡𝑒 𝑑𝑒𝑏𝑡.

Keeping track of your car loan, credit card debt, and mortgage isn't easy. A debt consoliation loan can help you stay on track.

21/09/2023

𝐂𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐞 𝐲𝐨𝐮𝐫 𝐞𝐪𝐮𝐢𝐭𝐲! 📲
A huge benefit of owning a home🏠 is increasing the equity in your property every time you make a mortgage payment😀Over time, the equity you build can create opportunities to grow your wealth👍
Discover how much equity you have💵 with our handy 𝐞𝐪𝐮𝐢𝐭𝐲 𝐜𝐚𝐥𝐜𝐮𝐥𝐚𝐭𝐨𝐫👇

Our home equity calculator estimates how much equity you could use as a deposit towards your next house purchase or investment property.

20/09/2023

𝐅𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞 𝐞𝐱𝐩𝐢𝐫𝐢𝐧𝐠?
If you're one of the 800,000 Australians coming off your fixed rate this year, now is the time to take action.
If you do nothing😴, you'll revert to your current lender's standard variable rate (SVR), which is typically higher than your current rate. However, if you talk to us🤗 we can explore other options, such as securing a new deal with your mortgage provider or refinancing with a new lender. Give us a call📲, and let's make a plan! 📑

18/09/2023

𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐭𝐢𝐦𝐞!
If you're upgrading or expanding your vehicle fleet🚛, renovating your premises🏬, or buying new tools for your trade⚒️, then speak with us📲, and we'll help get the right loan for your business👌.

13/09/2023

𝐁𝐨𝐨𝐬𝐭🚀𝐲𝐨𝐮𝐫 𝐛𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠 𝐜𝐚𝐩𝐚𝐜𝐢𝐭𝐲:
Before you apply for a loan, it pays to get your finances in order. You could significantly improve your borrowing power by reigning in your spending🏇, increasing your income⬆️, and tweaking your outgoings. Check out our top 10 tips👇 to help you get the loan you desire😍

We have 10 useful tips to improve your borrowing capacity and help you get on the property ladder or into a new home sooner.

08/09/2023

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐬𝐨𝐦𝐞 𝐃𝐈𝐘 𝐭𝐡𝐢𝐬 𝐰𝐞𝐞𝐤𝐞𝐧𝐝?
We have some fantastic home improvement hacks🔨 designed to help add value to your home while saving you time and money💵 We've got your back with project planning tips, savvy material-saving ideas, focus zones, and areas to steer clear of😟! Don't delay, read on👇 and have a fantastic and productive weekend🛠️🏠

Renovating your home is not a cheap endeavour, but these cost-saving tips could help you achieve great results without breaking the bank!

06/09/2023

𝐂𝐚𝐥𝐥𝐢𝐧𝐠 𝐚𝐥𝐥 𝐟𝐢𝐫𝐬𝐭-𝐭𝐢𝐦𝐞 𝐡𝐨𝐦𝐞𝐛𝐮𝐲𝐞𝐫𝐬!🏡✨
If you're ready to spread your wings and leap into homeownership, it's time to explore the Home Guarantee Scheme. 🌟 This fantastic program offers three types of guarantees tailored to make your first home buying journey smoother and more affordable.
Read on for more information👇 or give us a call, and we can talk you through your options📞🏠

Buy with a 5% deposit using the First Home Guarantee or 2% using the Family Home Guarantee for single parents.

05/09/2023

𝐂𝐚𝐬𝐡 𝐫𝐚𝐭𝐞 𝐮𝐩𝐝𝐚𝐭𝐞 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟐𝟎𝟐𝟑: Homeowners have had another reprieve with the Reserve Bank today announcing it will hold the official cash rate at 4.10% for the 3rd consecutive month😀. Welcome relief for many coming off fixed rates or those looking to buy. Could this be a sign that we’ve finally reached the peak? 🗻 If your repayments ℎ𝑎𝑣𝑒 increased and you'd like to know if you're on the best deal possible, please get in touch📲 for a no-obligation mortgage review.

31/08/2023

𝐇𝐚𝐯𝐞 𝐲𝐨𝐮 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫𝐞𝐝 𝐚 𝐬𝐩𝐥𝐢𝐭 𝐥𝐨𝐚𝐧?
If you’re scratching your head😖 over whether you should go with a fixed-rate or a variable-rate for your mortgage, you could consider going for a split loan and get the best of both worlds🌍🌏
Contact us today📲 and we'll help you figure out the best loan for you👌!

30/08/2023

𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐫𝐚𝐭𝐡𝐞𝐫 𝐭𝐡𝐚𝐧 𝐛𝐮𝐲𝐢𝐧𝐠?
There are two significant differences between a construction loan🛠️ and a standard home loan🏡:
𝟏) You draw down borrowed funds in stages depending on where your home is in the construction process🏗️
𝟐) You only pay interest based on the money that is drawn down at the time⏲️
Keen to build your knowledge of construction loans💪? Read on for more details👇

A construction loan is a type of home loan made for people who plan to build their homes instead of purchasing an established property.

23/08/2023

Have you found your dream home😍 but still need to sell your current house?😟 A bridging loan may be just what you need. A bridging loan🌉is a special 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭-𝐨𝐧𝐥𝐲 𝐬𝐡𝐨𝐫𝐭-𝐭𝐞𝐫𝐦 𝐥𝐨𝐚𝐧 designed precisely for this situation.
Want to know if bridging finance is right for you? Speak with us today📲