McCombe Mortgages and Finance

19/03/2026

Why oil matters so much for inflation and, therefore, interest rates

The impact of the Iran War is far more than expensive petrol. Higher oil prices have secondary inflationary impacts that reverberate throughout the economy which could be bad news for Australians with mortgages.

03/02/2026

Wonder why rates went up today?
Alan Kohler (ABC) explains it in this video:

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30/10/2025

Will we get any further rate cuts at all this cycle?

A shock from the all-important consumer price index has left economists rewriting their rates outlooks, ahead of the Reserve Bank meeting next week.

22/10/2025

I'm a fan of the Envelope Method of budgeting! Read about it here:

05/09/2025

How many more times will the RBA cut? Good GDP numbers earlier in the week temper expectations:

The Australian economy has grown slightly faster than economists were expecting thanks to a dramatic increase in household spending, increasing expectations that the RBA might be close to done with rate cuts.

05/09/2025

Record low number of active listings in Perth; I remember when there were over 13,000 properties for sale here just a few years ago:

REIWA President Suzanne Brown said an unusually low number of new listings over Winter, coupled with ongoing strong demand had seen active listings continue to decline.

04/06/2025

What to do with your rate cut money - Invest or pay off the mortgage faster?

01/04/2025

Some good points from my chat with Ai this morning about the Perth property market:

To give you a clear picture of Perth's property listing situation, it's best to rely on data from the Real Estate Institute of Western Australia (REIWA), as they provide detailed local market statistics. Here's a breakdown based on available information:

Key Findings:

Increased Listings:Recent data indicates that property listings in Perth have seen an increase compared to the previous year. This is an important factor to consider when analyzing the market.

Specifically, you can see that listings are up over 25% from the year prior. This is a significant increase.

Market Dynamics:The increase in listings can influence market dynamics. While Perth has experienced strong price growth, a rise in available properties could potentially moderate that growth.

It is important to understand that even with increased listings, that the perth market is still experiencing a strong sellers market.

REIWA as a Source:REIWA is a reliable source for up-to-date Perth property market data. Their website provides detailed statistics on listings, sales, and rental information.

Send a message to learn more

27/03/2025

Unpacking the Federal Budget - a good article summarising it:

Here are the key announcements from the Federal Budget and how they will impact you. While the Budget’s centrepiece was tax cuts, there were also potential implications for the proposed $3m superannuation tax.

03/02/2025

Commbank's Property Price forecast for 2025/26 - slow first half of 2025 for perth before potential rate cuts...

CBA forecasts modest home price growth in 2025, driven by interest rate cuts, with Melbourne and Brisbane leading the recovery in 2026.

27/11/2024

SQM Research predictions for house prices in 2025 - 14-19% for Perth??

House prices in Sydney and Melbourne are set to decline further in 2025, while Perth is likely to experience the strongest growth among Australia's capital cities, according to SQM Research's latest Boom and Bust Report.

13/11/2024

Rate cut not until the second quarter of 2025?