Viking Mortgages

Viking Mortgages Personalised, caring service built on trust, experience, and a commitment to your success. Clear advice. Tailored solutions. Exceptional service.

Family-owned and operated by Ditte Moller and Lea de Groot, Viking Mortgages provides expert advice on home loans, refinancing, car loans, and commercial finance. At Viking Mortgages, we simplify the lending process so you can achieve your homeownership and business goals with clarity and confidence. Founded by award-winning broker Ditte Moller and strengthened by finance expert Lea de Groot, our

family-run team offers personalised mortgage, refinancing, car loan, and commercial loan solutions across the Sunshine Coast and beyond. With access to over 30 trusted lenders, we deliver tailored lending strategies and transparent advice—whether you're a first-home buyer, upgrading or downsizing, investing in property, refinancing your mortgage, purchasing a vehicle, or securing finance for your business. We proudly serve clients across the Sunshine Coast, including Noosa, Coolum Beach, Maroochydore, Buderim, Caloundra, and surrounding areas—and we assist clients Australia-wide. Ditte brings over a decade of mortgage broking expertise, known for her care, determination, and exceptional client outcomes. Lea, with more than 10 years' experience in banking and complex lending, specialises in self-employed, professional, and first-home buyer lending, providing clear guidance and stress-free service. At Viking Mortgages, you’re not just another loan—you’re part of our extended family.

07/09/2026

Self-employed and your bank said no?

That doesn’t always mean the answer is no everywhere.

Different lenders assess self-employed income in different ways. Some may consider BAS, some may not need your ABN trading for two full years and some may have policies better suited to your business structure.

Before you give up on buying, refinancing or investing, get a second opinion.

Viking Mortgages works with a wide range of lenders and can help you understand what options may be available.

📞 0416 213 239
✉️ [email protected]
🌐 vikingmortgages.com.au

Buying an investment property involves more than finding a competitive rate.Your borrowing capacity, available equity, l...
04/09/2026

Buying an investment property involves more than finding a competitive rate.

Your borrowing capacity, available equity, loan structure and future plans all need to work together.

Whether you’re buying your first investment or expanding a portfolio, Viking
Mortgages can compare lender options and help you understand how each choice may affect your next move.

Plan for the property in front of you and the goal beyond that.

02/09/2026

The financial habit that can quietly hurt your loan application?

Too many short-term credit enquiries.

Buy now, pay later services like Afterpay and Zip can seem harmless, especially when the money is already sitting in your account. But repeated use and multiple credit checks can still affect how strong your application looks to a lender.

Same goes for speaking to too many banks on your own. Every credit check can leave a mark.

A broker can help you narrow down the right lender before applying, so your credit file stays as strong as possible.

Planning to apply soon? Get advice before the credit checks start.

📞 0416 213 239
✉️ [email protected]
🌐 vikingmortgages.com.au

A lower advertised rate doesn’t automatically mean a better home loan.Fees, features, loan term and total interest all a...
31/08/2026

A lower advertised rate doesn’t automatically mean a better home loan.

Fees, features, loan term and total interest all affect the final outcome.

Before refinancing, we review your existing mortgage, compare lender options and explain the potential costs and benefits.

A good refinance decision starts with more than one number.

27/08/2026

Applying for multiple loans or credit cards ruins your credit score faster than you think.

Every time you submit an application for Afterpay, a personal loan, or a new credit card, a hard inquiry is listed on your credit file. Shopping around by submitting multiple applications signals risk to lenders and lowers your overall score.

Protect your borrowing power before you apply for a home loan. Click the link in our bio to book a chat, or reach out directly to review your options:

📞 0416 213 239
✉️ [email protected]
🌐 vikingmortgages.com.au

When the process gets complex, the right team makes all the difference.Thank you, Namdo, for trusting Ditte and the Viki...
27/08/2026

When the process gets complex, the right team makes all the difference.

Thank you, Namdo, for trusting Ditte and the Viking Mortgages team across three property purchases.

From trusts to lending challenges, the goal stays the same: clear guidance, quick solutions and support that helps you move forward with confidence.

Planning your next purchase? Reach out to Viking Mortgages.

📞 0416 213 239
✉️ [email protected]
🌐 vikingmortgages.com.au

A standard loan calculator rarely tells the full story for a self-employed borrower or business owner.Different income s...
25/08/2026

A standard loan calculator rarely tells the full story for a self-employed borrower or business owner.

Different income streams, company structures and lender policies can make an application harder to assess.

Complex doesn’t mean impossible.

Viking Mortgages works through the detail, identifies lenders suited to the situation and presents the application with the right supporting information.

24/08/2026

Self-employed and turned down by your bank? You still have options.

Many traditional banks reject self-employed borrowers, but we work with alternative lenders who offer flexible criteria. We can use your recent BAS statements, and your ABN does not need to be active for two full years.

Do not let a bank rejection stop your property plans. Book a free strategy call today or contact us directly to explore your options:

📞 0416 213 239
✉️ [email protected]
🌐 vikingmortgages.com.au

Your home loan may have suited you when you first settled, but your goals and financial position can change.A mortgage r...
21/08/2026

Your home loan may have suited you when you first settled, but your goals and financial position can change.

A mortgage review compares your current loan with other available options. The review should also account for fees, loan features and the long-term cost of changing lenders.

Sometimes refinancing makes sense. Sometimes staying with your current lender remains the better decision.

The first step involves checking the numbers.

Never stop learning. 😊
19/08/2026

Never stop learning. 😊

Address

147 Goodchap Street
Noosaville, QLD
4566

Opening Hours

Monday 7am - 5pm
Tuesday 7am - 5pm
Wednesday 7am - 5pm
Thursday 7am - 5pm
Friday 7am - 5pm

Telephone

+61416213239

Website

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