AFA Mortgage Brokers

One of the biggest investments Australians will make is their home. Yet for a housing loan most of us approach the bank we’ve been with since we were children. When it most counts, Australian consumers tend not to shop around and more often than not, we accept the interest rates that banks offer. Then spend the next thirty years or so paying that loan back. It doesn’t have to be like this. We have

specialist lending managers whose job it is to understand your financial and personal situation, then recommend the most cost effective home loan to suit your circumstances. We find it generally works better if our clients have a single person to handle their loan application. So, after you’ve contacted us, we appoint one of our lending managers to liaise with you. The process of sourcing and applying for a loan generally follows this order:
- Your initial meeting with a lending manager is where you get to know us and we get to know you
- We gather all the details concerning your aims, your financial and personal situations and what type of finance you require
- Your lending manager will then recommend, what type of home loans and which lenders is most suitable for your needs.
- Once you have decided with one of the recommended loans, your lending manager will assist you to put in an application to the appropriate lender
- We will keep you updated throughout the application process, providing you with regular updates via email or phone
- Settlement – Meet with your lending manager to ensure everything has been setup correctly
- We offer ongoing loan review services – just to make sure your circumstances haven’t changed and you are still happy with your loan choices

We will compare hundreds of lending options to try and find the best possible lending solution for your lending requirements. Most people who apply for home loans can benefit from the other services offered by one of our qualified financial advisers, such as:
- Budgeting and cash flow management
- Debt management and education
- Estate Planning
- Life and Income Insurance
For any advice concerning home loans or refinancing your current home loan call us for an no obligation fee free meeting, or if you have any enquiries, call us on 03 9938 3890