Mt. Pleasant Financial

Mt. Pleasant Financial Making Your Finances Easy
▪️Self-Employed
▪️First Home Buyers
▪️Investments
Message/Email me Directly at
0429 266 687
[email protected]

We love asset finance.Over the years we’ve helped Brad secure his big rig and his pride and joy caravan. Two totally dif...
17/06/2026

We love asset finance.

Over the years we’ve helped Brad secure his big rig and his pride and joy caravan. Two totally different finance needs, same result, sorted without fuss.

If you’re in the market and not sure what your options are, give me a call. We do it all.

16/06/2026

Deposit gap between you and your keys?

That's where strategic problem-solving matters.

When valuations fall short, most people assume the deal's off, but someone who understands local market evidence and knows how to communicate that to the right people can unlock pathways you didn't know existed. 🔑

11/06/2026

Are you a business owner looking to free up cash flow?

Some major banks now offer options to restructure or pay out equipment loans.

You could reduce repayments and redirect that cash back into growing your business.

09/06/2026

We caught up with Tom talking Airbnb vs long term rentals. Airbnb can work really well but seasonality is the big factor.

Places like Torquay might be booming in summer but much quieter in winter so cashflow can swing a lot. It comes down to understanding those ups and downs before you commit

Thinking Airbnb? Run the numbers properly before you buy

04/06/2026

Here's the contrarian move no one talks about: sometimes accepting a higher interest rate is smarter than drowning in ATO debt stress.

Alternative lenders exist for a reason - they give you breathing room when traditional banks won't.

Think of it as a temporary lifeline designed to ease pressure whilst you work toward genuine financial stability.

02/06/2026

Here's what catches most business owners off guard: the accountant who saves you thousands in tax can be the same reason your loan application gets rejected.

Smart tax optimisation looks great for your bottom line but can make your profitability appear weaker to lenders.

It's the gap nobody talks about.

28/05/2026

Struggling with cash flow doesn't mean you're stuck.

Debt restructuring using your property equity can free up immediate funds when you need them most. Just remember: this is a tactical move, not a permanent solution.

Get the relief, stabilise your business, then aggressively pay it down.

26/05/2026

We caught up with Tom who chats about why April BAS is such a key planning point in the year.

With most of the financial year already visible, it’s the ideal time to fine-tune income, manage tax positions, and align everything with big goals like property or lending.

Plan now, create more options later.

19/05/2026

Here's the contrarian truth: you don't need a massive war chest to buy a business.

You need the right structure. Thousands of profitable, established companies are sitting in limbo because their owners need creative exit strategies, not traditional buyers.

The next generation of business owners aren't competing in capital markets - they're collaborating with retiring founders.

What’s your take - would you rather raise capital or structure a deal creatively?

Address

2/5 Bridge Street
Newtown, VIC
3220

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