R & M Insurance Brokers

R & M Insurance Brokers We are a family-owned insurance brokerage that has been operating in Newcastle since 1976.

While we specialise in Marine, Civil and Commercial industries, our services have diversified organically into a boutique offering of specialist industries.

09/09/2026

In civil contracting, the risks don't clock off at the end of the day. 🚧

A piece of plant breaks down mid-project. A third party makes a public liability claim. Wet weather delays push your contract timeline out. These aren't worst-case scenarios, they're the realities of running a civil or earthworks business.

What separates a setback from a serious financial hit? Having the right cover in place before any of it happens.

R&M Insurance Brokers has been a specialist in civil, industrial and earthworks insurance for over four decades. We understand your contracts, your equipment, your subcontractors and we build your cover around all of it.

Don't wait for something to go wrong to find out where your gaps are.

Insurance tip: always read your policy schedule, not just the price. 📌When renewal time comes around, it can be tempting...
02/09/2026

Insurance tip: always read your policy schedule, not just the price. 📌

When renewal time comes around, it can be tempting to just check the premium and move on. But the premium is only part of the story.

Here's what's worth checking every single year:

✅ Have your sums insured kept up with rising costs?
✅ Are there any new exclusions that weren't there before?
✅ Has your business changed in a way your policy doesn't reflect?
✅ Do you have the right liability limits for your current contracts?
✅ Is your cover with a financially strong, reputable insurer?

A good broker reviews all of this with you. Not just at claim time, but every year at renewal.

That's what we're here for.

26/08/2026

Most business owners insure their property. Far fewer actually know what their policy covers. 🤔

It's one of the most common things we see; a client has had the same commercial property policy for years, it quietly renews each time, and nobody's ever really checked whether it still reflects the value of what they own.

Rising build costs. Renovations. Changed use of the premises. All of these things can quietly erode your level of cover without you ever realising it.

We help commercial property owners across NSW take a proper look at what they've got and make sure it's actually doing the job.

Knowledge is the best policy.

Before joining R&M, Shahid arranged insurance for the world's largest observation wheel. Yep, you read that right.Shahid...
20/08/2026

Before joining R&M, Shahid arranged insurance for the world's largest observation wheel.

Yep, you read that right.

Shahid brings a wealth of global insurance experience to our team, and now channels that expertise into finding the right cover for our clients right here in Newcastle and beyond.

His background spans some of the most complex and high-profile risks in the industry which means when our clients bring us something tricky, Shahid's seen something trickier.

We're pretty glad he chose Newcastle. 💙

22/07/2026

The ocean doesn't take days off and neither does your exposure to risk. ⚓

Whether you're running a commercial fishing fleet or operating charter tours marine insurance isn't something you want to get wrong.

At R&M Insurance Brokers, we've spent decades specialising in marine cover that actually fits the way you work on the water. Not off-the-shelf. Not one-size-fits-all. Built around your vessel, your operation, and your risks.

Because when something goes wrong out there, you deserve a broker who already knows your world.

15/07/2026

Behind every policy at R&M, there's a real person who genuinely cares about getting it right. 💙

We've got Greg, with 50 years of industry experience and a reputation built on trust. Shahid, who once arranged insurance for the world's largest observation wheel. Angie, with nearly 20 years at R&M and client relationships that have turned into lifelong friendships. Kelly, who's quietly made our renewal process smoother before heading to the beach with her two dogs. Belinda, bringing strategic precision from across insurance, finance and mining. Ting, who advocates fiercely for our Chinese-speaking clients and is beloved by everyone in the office. And Jared, leading it all with the same values this business was built on.

Different backgrounds. Different strengths. One team that genuinely loves what they do.

That's the R&M difference. 💙

09/07/2026

Big machinery. Big sites. Big risks 🏗️

Civil contracting and earthmoving is hard work and the last thing you need is an insurance policy full of gaps when something goes wrong on site.

R&M Insurance Brokers has been a trusted partner for civil contractors, excavators, and industrial operators across NSW and Australia for over four decades. We understand the sector, the risks, and what comprehensive protection actually looks like.

Don't wait for a claim to find out your cover doesn't stack up.

Book a policy review via the link in bio.

From law graduate in China to a much-loved member of the R&M family here in Newcastle, meet Ting ✨Ting joined R&M Insura...
01/07/2026

From law graduate in China to a much-loved member of the R&M family here in Newcastle, meet Ting ✨

Ting joined R&M Insurance Brokers in 2019 and has become an integral part of the team, playing a key role in supporting our Chinese-speaking clients with the care, clarity and personalised service they deserve.

She's the kind of person who genuinely loves helping people and it shows in everything she does.

24/06/2026

Not all marine insurance is created equal ⚓

A lot of boat owners and commercial operators don't realise the gaps in their cover until they're standing on a dock trying to make a claim.

Standard policies often miss things like:

❌ Pollution liability & wreck salvage costs
❌ P&I (Protection & Indemnity) cover
❌ Pre-delivery & contractual liability
❌ Cover during transit, hardstand, or between moorings

At R&M Insurance Brokers, we go beyond the basics because we know marine risks inside and out.

Whether you've had the same policy for years or you're setting up cover for the first time, let's make sure you're properly protected.

Link in bio to find out more.

Good insurance starts with great people. And we think we've got some of the best.Behind every policy, every renewal, eve...
17/06/2026

Good insurance starts with great people. And we think we've got some of the best.

Behind every policy, every renewal, every claim there's a real person at R&M who genuinely cares about getting it right for you.

Different backgrounds. Different strengths. One team that genuinely loves what they do.

40+ years strong and just getting started!

Address

1st Floor 184 Parry Street
Newcastle, NSW
2302

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61249624888

Website

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