R & M Insurance Brokers

R & M Insurance Brokers We are a family-owned insurance brokerage that has been operating in Newcastle since 1976.

While we specialise in Marine, Civil and Commercial industries, our services have diversified organically into a boutique offering of specialist industries.

Good insurance starts with great people. And we think we've got some of the best.Behind every policy, every renewal, eve...
17/06/2026

Good insurance starts with great people. And we think we've got some of the best.

Behind every policy, every renewal, every claim there's a real person at R&M who genuinely cares about getting it right for you.

Different backgrounds. Different strengths. One team that genuinely loves what they do.

40+ years strong and just getting started!

10/06/2026

There's a big difference between being insured and being properly covered 🏒

Underinsurance is one of the most common issues we see when clients come to us for a policy review and it's rarely intentional. It usually just happens when a policy quietly renews without anyone checking whether it still reflects reality.

Rising construction costs. Building improvements. Changed use of premises.

All of these things can leave a gap between what you think you're covered for and what you'd actually receive in a claim.

We help businesses across NSW and Australia make sure their commercial property cover is doing the job it should.

Book a no-obligation review. Link in bio.

Meet Greg Gilkison, the heart of R&M’s culture.Greg continues to play an active and valued role in the business, consult...
03/06/2026

Meet Greg Gilkison, the heart of R&M’s culture.

Greg continues to play an active and valued role in the business, consulting on claims where his depth of knowledge is second to none.

When he's not solving the tricky ones at his desk, you'll find him spending time with his grandchildren and keeping a very close eye on the office footy tipping comp πŸ‰

We're incredibly fortunate to have Greg's continued wisdom, warmth, and experience as part of the R&M team.

You move earth for a living. Make sure your cover can handle it. 🚜Civil contractors, earthmoving operators, and industri...
29/04/2026

You move earth for a living. Make sure your cover can handle it. 🚜

Civil contractors, earthmoving operators, and industrial businesses face risks that standard business insurance simply wasn't built for.
R&M Insurance Brokers has been covering the civil and earthworks sector for decades and we understand the complexity of your work.

What we cover:
πŸ”§ Contractors' plant & equipment
πŸ—οΈ Contract works / construction all risk
⚠️ Public & products liability
🦺 Workers' compensation support
🚧 Project-specific covers for one-off jobs

Whether you're a sole operator running an excavator or managing a multi-million dollar civil project, we'll build a program that keeps your business protected from the first scoop to the final handover.

Behind every great team is someone making sure everything runs like clockwork β€” meet Belinda Harvey.  As our Operations ...
22/04/2026

Behind every great team is someone making sure everything runs like clockwork β€” meet Belinda Harvey.

As our Operations & Governance Manager, Belinda brings a wealth of experience from across Insurance, Finance, Local Government and Mining. She's the kind of leader who spots what needs improving and does something about it.

Since joining R&M, Belinda has brought a strategic, considered approach to how we operate which ultimately means a better experience for our clients and our team.

When she's not keeping the engine running smoothly, you'll find Belinda camping along the East Coast, enjoying good food, and spending time with the people she loves most. πŸ•οΈ

We're so glad to have her in the R&M family!

15/04/2026

If your livelihood is on the water, your insurance needs to be watertight. βš“

Commercial marine insurance is a specialised field and getting it wrong can cost you everything.

R&M Insurance Brokers has deep expertise in protecting vessels and marine operations of all kinds:
🚒 Commercial vessels β€” fishing trawlers, barges, cruisers, dry-hire craft
β›΅ Pleasure craft & private yachts
πŸ›‘οΈ P&I (Protection & Indemnity) cover
πŸ—οΈ Marine Industry Packages β€” marinas, yacht clubs, boat builders, marine electricians

We cover everything from hull & machinery to pollution liability and wreck salvage β€” so you can focus on running your operations, not worrying about what's not covered.

Whether you're moored in a marina or operating offshore, we'll find the right cover for you.

08/04/2026

Behind every great policy is a great team.

At R&M Insurance Brokers, we're proud of what we've built not just as a business, but as a team.

From Angie's 20 years of trusted client relationships, to Shahid's experience insuring landmark projects like Ain Dubai and the Burj Al Arab, to Kelly's knack for making complex renewals seamless β€” every person here brings something unique to the table.

And then there's the stuff that doesn't show up on a CV: the Friday morning tea laughs, the genuine care for clients, the culture that keeps people here for decades (yes, decades).

We're a family-owned, Newcastle-based business that genuinely loves what we do β€” and it shows in the way we look after you.

Your building is one of your biggest assets. Is it properly protected? 🏒Commercial property insurance isn't a tick-box e...
01/04/2026

Your building is one of your biggest assets. Is it properly protected? 🏒

Commercial property insurance isn't a tick-box exercise; it's the difference between getting back on your feet after a loss, or facing a bill that cripples your business.

At R&M Insurance Brokers, we specialise in tailored Commercial Property and ISR (Industrial Special Risks) cover for businesses of all sizes. From single-site operators to multi-property investors.
We also cover residential strata β€” protecting your investment, whether you're an owner or a strata manager.

What we look at for your cover:
βœ… Building replacement value
βœ… Business interruption if the worst happens βœ… Liability protection on your premises
βœ… Strata & common areas

Don't wait until a claim to find out your cover falls short. Book a policy review with our team today.

Address

1st Floor 184 Parry Street
Newcastle, NSW
2302

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61249624888

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